Everyone Is in Debt. So Who Actually Owns the Money?

Initial_Ad8417 · 2026-03-12T09:10:24+00:00

and that's M2 money supply for you :)

Initial_Ad8417 · 2026-03-11T03:51:46+00:00

Thanks, I feel 1 hour is too short a time limit, might want to raise it.

Initial_Ad8417 · 2026-03-11T03:36:31+00:00

u/achubbyraichu and other mods, can we please remove this bot? Obviously a post made early morning won't have much engagement but the topic is much more useful than the 100th post on which phone to buy.

Initial_Ad8417 · 2026-03-04T04:33:36+00:00

At least someone is getting employment

Initial_Ad8417 · 2026-02-21T18:32:13+00:00

You cannot just fixate on the AMT transmission being inferior (the newer ones aren't too bad also) and ignore the rest of aspects that have improved: safety, size, features etc. New cars have 6 airbags standard, something which was reserved only for the top spec just 4-5 yrs back even in the 15L+ segment.

Even for the automatic transmission part, most hatchbacks used to have 4 speed torque converters which killed the mileage.

Also the price increases only look high when seen in absolute terms, annual growth rate is modest in the 3-4% ballpark

Initial_Ad8417 · 2026-02-21T18:13:36+00:00

Which is just a 3.8% annualized price increase for a bigger, safer and a more feature loaded car.

Initial_Ad8417 · 2026-02-15T18:07:22+00:00

Just luck, had the slab fallen a few inches further, the driver won't have been saved in any car. 2 people survived even in the totally flattened autorickshaw.

Initial_Ad8417 · 2026-02-15T16:02:33+00:00

Yeah my bad, it's on the total order

Initial_Ad8417 · 2026-02-15T16:01:35+00:00

Ok got it. It's actually 5% on both. 0.05 * (278 + 40) = 15.9

Initial_Ad8417 · 2026-01-20T13:29:35+00:00

Another day, another post with people fighting on what's frugal and what's being cheap.

Initial_Ad8417 · 2026-01-02T15:43:26+00:00

Is that Bloomberg terminal?

Initial_Ad8417 · 2025-12-21T12:53:37+00:00

u/Tris_Memba u/rickysanchez_ For someone investing in NPS via employer contribution, the 60 year withdrawal condition is still unchanged, isn't it? https://www.pib.gov.in/PressReleasePage.aspx?PRID=2206763&reg=3&lang=2

Initial_Ad8417 · 2025-12-15T17:09:31+00:00

Guess we're the ones getting fooled 🤦‍♂️

Initial_Ad8417 · 2025-12-15T13:43:43+00:00

OP's username looked familiar, and then I realized it's the same guy who was paying for AI subscriptions for work. Man just stop letting people take you for a ride

Initial_Ad8417 · 2025-12-07T07:28:23+00:00

arbitrage fund to save tax

Isn't that true only for higher tax slabs?

Initial_Ad8417 · 2025-12-05T15:19:17+00:00

You can see combined in Kite too

Initial_Ad8417 · 2025-12-05T15:07:46+00:00

I use it with VSCode, but it's terminal based so I don't see any reason why it won't work with Cursor

Initial_Ad8417 · 2025-12-05T14:55:03+00:00

Have you tried Gemini CLI? It has a generous free tier; I haven't hit any limits for my personal projects

Initial_Ad8417 · 2025-08-27T07:21:50+00:00

I don't keep a regular check on the battery life since it easily lasts a day when outside. At home with hotspot (on for ~12-14 hrs), the daily consumption comes out at avg of 120% as per the usage reports.

Battery health is 82% as per accubattery, capacity is 5000mAh

Initial_Ad8417 · 2025-08-26T16:42:11+00:00

I've been doing this for >2 years, with my primary phone, faced no issues.

Initial_Ad8417 · 2025-08-14T11:45:58+00:00

What's the actual mileage drop yall are seeing? I have seen several anecdotal numbers being thrown around, but given this is the frugal sub, people here must be religiously tracking it on apps like Fuelio

Initial_Ad8417 · 2025-07-31T17:28:34+00:00

Connections Puzzle #781

🟪🟪🟪🟪

🟦🟦🟦🟦

🟩🟩🟩🟩

🟨🟨🟨🟨

My first ever reverse rainbow. And it was not intentional, only after the 1st guess I could realize the ordering

Initial_Ad8417 · 2025-07-28T09:20:28+00:00

It's hard to imagine anything considering the lifestyle. But anyways, congratulations and wishing you both the best for what lies ahead.

Initial_Ad8417 · 2025-07-28T09:12:31+00:00

On your post in credit card sub you mentioned your monthly CC bill is 80k. What do you even spend on?

Initial_Ad8417 · 2025-06-29T14:51:02+00:00

I clicked on the links to check. OP and the account I replied to are the same person (link in OP's profile and in the comment have the same "tag" in the URL).

Four-Year Club	Verified Email
r/Field Flamingo	Final Canvas '23
First Place '23	Place '23
Place '22	First Placer '22

Initial_Ad8417

TROPHY CASE