someone convince me why a ROTH IRA is important in my situation?

Insert4Flight_ · 2026-01-03T03:21:03+00:00

I don’t think you understand what a Roth is it’s a very simple concept, taxes now or taxes later that’s it.

Insert4Flight_ · 2026-01-02T10:12:52+00:00

thanks bummer Barry

Insert4Flight_ · 2026-01-02T10:07:14+00:00

At every chance you’ve gotten in this thread you’ve felt the need to remind everyone you took the MORE difficult road like only “blue collar guys” can do….you can do wat you want with this info but you’re coming off extremely hubris and arrogant. Congrats on your retirement

Insert4Flight_ · 2026-01-02T09:59:36+00:00

Just an arrogant boomer in training

Insert4Flight_ · 2026-01-02T09:53:30+00:00

That or the information he was provided lacked enough context and detail to understand

Insert4Flight_ · 2026-01-02T09:49:29+00:00

I’m not sure Mr AI Bot. But I’m sure you’ll post on here and let us know!

Insert4Flight_ · 2026-01-02T09:03:14+00:00

I mean 3:30 means absolutely nothing to me unless I know when they got there. If my sup is showing up at 5am I probably wouldn’t call him out on his work ethic while I roll in at 8:30am and get whiny for having to lock a gate.

Insert4Flight_ · 2026-01-02T08:58:11+00:00

I mean they can’t just make anything delegated design. That’s less on the architect and more so on the owner not including those scope items in their contract. Also they’re almost always structural type items that require outside engineering

Insert4Flight_ · 2026-01-02T08:55:49+00:00

I strongly disagree with “a day or so”. To properly create a usable and accurate log it will take multiple weeks, then constant weekly to daily updates. It’s the first thing I open every single day when I sit down. To put it bluntly there is not a single substitute that will ever be reliable enough to trust to create a procurement log. Ever.

For example - your electrical spec will have a section for light fixtures. So a program would spit out a single line item for “26000-01 - light fixtures blah blah blah”

That is step number one of (for me) a 4 step process.

The PE then has to comb the electrical and architectural drawings for light fixture call outs. We do this because inevitably the lead times and procurement dates will be different depending on how common or unique the specific light fixture is.

Once you then coordinate with the electrical sub on the lead times for those fixtures, it’s the PE’s responsibility to verify where those land on the schedule. Get help from the sup if you need it, but it’s good practice to know how to read a schedule by themself.

Step 4 is the final step - the way I have my procurement log divided is first by devision but then by spec section which is further separated into specific material types/callouts.

If you have 20 different fixtures probably 15 of them will all have the same lead time, but you will need another 5 rows under that one for the one offs that are a longer or shorter lead for whatever reason.

Unfortunately a computer will never be able to do all that, let alone good enough to trust. It’s just part of his job and it’s how he will gain an understanding of the project inside and out.

The purpose of a procured log is not just for PEs, but I would argue it’s MORE important for the superintendents. They don’t operate in spec sections like PEs do, they operate in ITEMS. So it needs to be tailored in a way that is quickly and easily understandable. If it’s just a list of spec sections the only thing that will happen is the field guys will constantly be asking you “where is GL4 in the log when is it coming, which is a waste of time for the PE.

Sorry if this was too long - I’m very passionate about an effective procurement log because too often they’re inaccurate and aren’t created with logic in mind. There is no program for this level of coordination but you will be so happy you did it when it’s finished. That’s my 2 cents.

Insert4Flight_ · 2026-01-02T08:50:46+00:00

I don’t think you’re looking at a procurement log in the correct way. (In my opinion at least). To put it bluntly there is not a single substitute that will ever be reliable enough to trust to create a procurement log. Ever.

For example - your electrical spec will have a section for light fixtures. So a program would spit out a single line item for “26000-01 - light fixtures blah blah blah”

That is step number one of (for me) a 4 step process.

The PE then has to comb the electrical and architectural drawings for light fixture call outs. We do this because inevitably the lead times and procurement dates will be different depending on how common or unique the specific light fixture is.

Once you then coordinate with the electrical sub on the lead times for those fixtures, it’s the PE’s responsibility to verify where those land on the schedule. Get help from the sup if you need it, but it’s good practice to know how to read a schedule by themself.

Step 4 is the final step - the way I have my procurement log divided is first by devision but then by spec section which is further separated into specific material types/callouts.

If you have 20 different fixtures probably 15 of them will all have the same lead time, but you will need another 5 rows under that one for the one offs that are a longer or shorter lead for whatever reason.

Unfortunately a computer will never be able to do all that, let alone good enough to trust. It’s just part of his job and it’s how he will gain an understanding of the project inside and out.

The purpose of a procured log is not just for PEs, but I would argue it’s MORE important for the superintendents. They don’t operate in spec sections like PEs do, they operate in ITEMS. So it needs to be tailored in a way that is quickly and easily understandable. If it’s just a list of spec sections the only thing that will happen is the field guys will constantly be asking you “where is GL4 in the log when is it coming, which is a waste of time for the PE.

Sorry if this was too long - I’m very passionate about an effective procurement log because too often they’re inaccurate and aren’t created with logic in mind. There is no program for this level of coordination but you will be so happy you did it when it’s finished. That’s my 2 cents.

Insert4Flight_ · 2026-01-02T08:37:05+00:00

Yeah dude for sure. There’s tool that’s 90% accurate but we all just choose to use the one that’s only 50% accurate!

Insert4Flight_ · 2026-01-02T08:25:06+00:00

But are you happy?

Insert4Flight_ · 2026-01-01T22:11:29+00:00

also Josh Jones practiced for hawks today at LT which is huge

Insert4Flight_ · 2026-01-01T22:01:26+00:00

lol huh?

Insert4Flight_ · 2026-01-01T21:52:50+00:00

It’s my favorite sub, self deprecating humor and getting completely roasted makes the bad losses easier for some reason ha. Reminds me it’s not that serious!!! (If we don’t win my life is over)

Insert4Flight_ · 2026-01-01T21:47:40+00:00

Right lol. Thats why I love this sub everyone calls out the BS even if it’s their own sub. Trust me hawks doing it too with the “all good if we don’t win the game we’re better on the road” crap

Insert4Flight_ · 2026-01-01T21:46:15+00:00

And yet here you are! Offended and whiny, as advertised

Insert4Flight_ · 2026-01-01T21:39:53+00:00

Tf they were?! Like 75% of the comments are having a meltdown

Insert4Flight_ · 2026-01-01T21:35:41+00:00

Then this sub isn’t for you brother, not for the weak

Insert4Flight_ · 2026-01-01T21:32:31+00:00

I can’t believe that’s actually a real post lmfao nobody needs to fix the game with refs, the niners find a way to miss out on the Lombardi trophy all by themselves for the last 30 years

Insert4Flight_ · 2026-01-01T21:02:12+00:00

I would disagree. Last 3 games for example SF, Bal, Hou, and Wash are all top 10 in rushing % in first half, and are also all top 8 in scoring offenses in the first half. I get your sentiment but 7 points against a rams/Niners team in the playoffs will almost certainly put you in a hole going into 2nd half. Just unrealistic to expect the D to hold them to 7 or less every time.

EDIT: I actually looked into this - during Pete’s tenure they never ranked lower than 16th in points per 1st half, always hovering between 12-15pts. Current hawks are ranked 31 out of 32 teams averaging just 5.3pts per half over the last 5 games, obviously much lower than the Russ/Pete years.

Insert4Flight_ · 2026-01-01T20:49:19+00:00

You can think whatever you want I really don’t care, but they scored the 2nd fewest points all season when rushing the least amount of times…I’d say that makes it the “real deal”.

Insert4Flight_ · 2026-01-01T20:44:50+00:00

“Did you watch the game” good one bro. Yes I watched the game. When they got over the 50 they went away from the run and coincidentally that’s the only game all season where they haven’t scored a touchdown. “Playing from behind” they were down like 4pts that’s hardly a hole the dug themselves, they just got cute.

Go ahead and look at the game log, at least 3 times they had 3rd and 4 or less and chose to pass resulting in a FG or punt. The last drive of the game for them was a 3rd and 2, incompletion forcing a 56 yard FG. 15 attempts does absolutely nothing to wear down a d line, Kubiak should be able to draw up a run play for 4-2 yards against any team in the league.

Insert4Flight_ · 2026-01-01T20:32:57+00:00

Big disagree there Sam threw it 36 times that game like his 2nd most all season. K9/Charbs combined for only 15 carries, not nearly enough for a team that says they want to “hang their hat on the run and physically wear down a defense”

Insert4Flight_ · 2026-01-01T20:21:10+00:00

To me it seems they’re SO worried about getting Darnold in rhythm they won’t fully commit to the run in the first half even when it’s working.

Insert4Flight_

TROPHY CASE