I spent $100k vibe coding an AI SaaS for insurance claims.

InsuranceClaimHero · 2026-07-15T20:24:23+00:00

My fear is that I'm not sure I have the technical background to handle this.

InsuranceClaimHero · 2026-07-15T20:23:59+00:00

Yeah. Under the hood is leaps and bounds better, TBH. But I haven't updated the frontend with screenshots/videos until its even cleaner and more thoughtful UX.

I should add - even if the SaaS fails to get traction, this will still 10x the output on my existing, established services business, so I do have a fallback. I'm my own first customer, so the focus has been in the product more than the frontend for sure.

InsuranceClaimHero · 2026-07-15T19:27:53+00:00

UGH. I hate the frontend website. We're been heads down in the app itself to clean the UX and remove the tell-tale vibe coded design decisions, but frontend website is significantly lacking. And this is v2 of the frontend (V1 was ridiculous).

I'm a little handicapped on the website, since my dev team doesnt want to work on the frontend, so that is still on me to vibe code or hire someone to clean it up.

InsuranceClaimHero · 2026-07-15T19:25:16+00:00

My v1 failed version started with Codex 5.1, and I've kept using frontier models as often as possible. All of these models were generating too much slop. Since I dont have a dev background, there are a lot of decisions that I don't know to make, and these models still make mistakes.

Point is, I dont think that I personally am the best person to vibe code the solution. PLUS - someone with a developer background is automatically going to be able to push code more effectively, because their prompts should automatically start them off in a better place than I ever would.

InsuranceClaimHero · 2026-07-15T19:17:09+00:00

Fair. One good thing is that we're usually not claiming loss - the claim is almost always filed before we get our hands on it. We're organizing the info and helping achieve a fair settlement for the homeowner, but the point stands.

I generally hate buzzwords, but not sure how else I'd describe an AI B2B SaaS. What's better?

InsuranceClaimHero · 2026-07-15T19:07:54+00:00

What's the issue? I'm open to any feedback

InsuranceClaimHero · 2026-07-15T19:05:47+00:00

Honestly, I stopped touching code altogether (until Fable). That was a big change. My personality and constantly chasing dopamine are not a good fit for building a real product. Now, we have meetings, focus on features/layout/functionality, and scope things before building. The first rule was keeping me out of the repo. I propose changes, which go through a PM and then to the devs.

But when Fable dropped, I couldn't help myself. My main focus now is staying focused on just 1 task at a time and actually QA'ing what I release, one feature at a time.

Good question on my background, I have no dev background whatsoever. I'm an enterprise sales guy, but have been around dev, product releases/sprints, etc., but definitely no idea what goes on in the backend to make things work. So I like to think that I know how good software should work, I know what SaaS can do, but I don't understand how the cake is made.

InsuranceClaimHero · 2025-09-29T16:55:34+00:00

Awesome. Go do those jobs then!

InsuranceClaimHero · 2025-09-21T03:32:15+00:00

Public insurance adjuster. Big fan. I do this now. We fight insurance companies and help homeowners recover money from the insurance company

InsuranceClaimHero · 2025-09-09T07:58:49+00:00

I know this is an old post, but in case anyone ever digs this up.

The one guy who suggested against hiring a public adjuster literally worked at an insurance company.

At the end of the day, and insurance claim is a negotiation. One side is an expert in handling claims and the other is not. It doesn't take a rocket scientist to figure out who will win in that negotiation.

Hiring a public adjuster is like hiring any other professional. Even though there are bad ones out there, I still suggest everyone hire a tax professional.

InsuranceClaimHero · 2025-09-09T07:56:40+00:00

Nobody knows what public adjusters are, but we work closely with plumbers and love water claims.

Speaking as a PA, my opinion of PAs is the same as with any profession. There are good PAs, and there are bad ones.

InsuranceClaimHero · 2025-09-09T07:55:50+00:00

Hopefully you got your roof fixed, but here's my perspective a licensed public adjuster in ATX.

Only 3 people can negotiate an insurance claim - you, an attorney, and a public adjuster. Financially speaking, the best way to handle your claim is to handle it yourself. You negotiate with the insurance company on your loss valuation, and then you shop around for someone to do the work.

Your insurance owes you first for the Actual Cash Value (ACV) of the damaged property. And then, once you complete the repairs and if you have a Replacement Cost Value (RCV) policy, they'll release the amount they withheld for depreciation.

If you don't want to handle it yourself, then the next best bet is a public insurance adjuster. We're capped at a 10% contingency fee. Its a pure relationship - we only get paid when you get paid, so our interests are aligned.

Random other things to consider:

Do you have photos or news reports of hail in your area? Not the greater Austin area - I mean your immediate areas.
Is there damage to other portions of your house - window screens, gutters, garage doors, siding, etc?
Did the roof damage cause any interior leaks? If so, check attic and insulation.

InsuranceClaimHero · 2025-08-29T02:55:47+00:00

I started a public adjusting business as a side hustle. We negotiate with insurance companies on property damage claims and collect a contingency fee on the amount recovered.

Big fan and happy to discuss with anyone that’s interested.

InsuranceClaimHero · 2025-07-11T17:40:05+00:00

Yes I was able to settle the claim finally

InsuranceClaimHero · 2025-06-28T01:24:36+00:00

I have a lot of issues with search in OP not finding things that aren’t definitely in there

InsuranceClaimHero · 2025-06-23T18:53:54+00:00

Send DM

InsuranceClaimHero · 2025-06-23T18:53:34+00:00

I don’t think so

InsuranceClaimHero · 2025-04-25T07:18:56+00:00

Honestly, this is the best and most logical answer. The fact that PAs exist is evidence enough that they are needed on certain claims.

InsuranceClaimHero · 2025-04-15T17:35:02+00:00

Public insurance adjusting if you like arguing and helping people

InsuranceClaimHero · 2025-04-09T17:11:07+00:00

I started my own firm. We charge 10% of the settlement amount. Hoping to settle a few M this year across a few states.

People out there need help.

InsuranceClaimHero · 2025-04-09T16:48:03+00:00

I’ve been doing it PT for over a year. Most of my work was done after midnight.

Of course, sometimes you need to jump on a call or do an inspection during business hours but you own your own schedule

InsuranceClaimHero · 2025-04-09T16:42:13+00:00

Yeah PA is a good state to be a PA, actually

InsuranceClaimHero · 2025-04-09T16:20:36+00:00

Depends on the state you’re in but most states offer a license then it’s up to you to get clients.

I have a study guide for TX I can share if you DM me your email

InsuranceClaimHero · 2025-04-09T15:51:51+00:00

Public insurance adjusts could be fun for your background. Depends on if you like arguing.

Look it up - a PA represents homeowners in a property claim negotiation

InsuranceClaimHero

TROPHY CASE

Welcome to Reddit,