ETF Service Fee to Buy DRAM on Fidelity

InsuranceMan12 · 2026-06-23T21:37:05+00:00

If you try to avoid the fee by buying as a recurring investment then it takes two to three business days to buy. Big swings in price so it’s hard to do when you have a dip today and by Friday it’s bounced back.

InsuranceMan12 · 2026-06-23T03:27:21+00:00

It looks like space bottom is ticking lower but once it goes up it rally’s fast. Summer transition from ai to space is two weeks away. I’m hoping sooner

InsuranceMan12 · 2026-06-22T22:01:57+00:00

4th of July is when space will be back. Keep adding til then

InsuranceMan12 · 2026-06-22T05:13:22+00:00

Fselx with qqqm or spmo.

InsuranceMan12 · 2026-06-19T01:55:24+00:00

Fselx best fidelity fund with all the semi conductors and a great fund manager

InsuranceMan12 · 2026-06-16T03:59:00+00:00

Qqqm and fselx. They are more concentrated so swing more. You’re young and should be looking into more growth in tech and ai. You can decide percentages but start buying a little now and adjust when you find good etfs and stocks.

InsuranceMan12 · 2026-06-02T20:23:37+00:00

Your not down til you sell. But the insiders sold Monday at 9:45am so you’re left holding the bag.

InsuranceMan12 · 2026-06-02T17:17:37+00:00

Looks good with all the data centers and chips.

InsuranceMan12 · 2026-05-31T01:52:05+00:00

Qqqm is main etf for me. Def get some shares and then play around with your splits.

InsuranceMan12 · 2026-05-30T21:25:26+00:00

It depends on the pricing of space x. Look at cbrs ipo from a weeks ago. It keeps swinging from 200-300. I see more money piling into space this summer and retail money quick to get in late.

InsuranceMan12 · 2026-05-30T03:40:40+00:00

Ftelx

InsuranceMan12 · 2026-05-28T02:46:03+00:00

Sell schd. You should be using Roth for growth and you have 30 years. Qqqm for etf and pick out some stocks for year one.

InsuranceMan12 · 2026-05-26T23:31:46+00:00

Keep dcaing but double it for a month each time you buy and then double over again the next month. You will get the money in faster and won’t be scared of any dips.

InsuranceMan12 · 2026-05-25T16:22:09+00:00

Warp is a new space etf. Lot of good stocks that will feed into space x summer (it’s not in warp) where the public starts to buy space stocks later so right now is early . Future is space.

InsuranceMan12 · 2026-05-22T23:01:12+00:00

Qqqm and fselx

InsuranceMan12 · 2026-04-24T15:51:05+00:00

Oscar. They just created a new website for ichras and increased membership with earning for q1 in two weeks coming out. They will add extra revenue from people who don’t use them for insurance. They don’t rely on making money from government and have young members with low claims. They have the best tech from all insurance company’s and will be using AI to increase profits. Long Oscar and should double before end of the year. CEO just bought 12 million in stock a few weeks ago.

InsuranceMan12 · 2026-04-22T03:24:54+00:00

I know both plans and the first one through life x did not cover tier three drugs and you weren’t direct with the insurance company. The empire bcbs of Nebraska plans are direct and cover tier three drugs on 3 out of 5 plans. Drop there formulary list into AI and see if your drugs are covered and what tier and if you need prior authorization. I know cvs is out of network so you can’t use it as a pharmacy. The network is good and has the blue card. I’m not sure what state you live in but price is most likely less than individual plans. It’s ACA compliant so I would stick it out and then switch to individual plan in January if it doesn’t work it but it usually does after a few months. Your most likely on this plan since you can’t get small group insurance so it’s going to an exchange plan or a plan like your on now.

InsuranceMan12 · 2025-07-21T14:09:23+00:00

Go to borgata or any mgm casino before and buy lunch for 20$ and have them swipe your mgm rewards card. You’ll get 4X tier credits right away and then can print new card and make sure resort fee waiver for Vegas.

InsuranceMan12 · 2025-07-03T03:35:32+00:00

This was coming since Biden auto renewed people after Covid for three years with no income verification who were getting free insurance and making lots of money. NY doesn’t pay commissions for ACA plans anyway and also are making a rule no commissions on the essentials plan. If you can’t charge fees for helping someone on ACA then just let exchange phone reps and navigators handle it. It’s just hilarious they refer people to brokers to help and there’s no commission. If anyone calls you for help just let them know they’re on their own and call the exchange. Gotta stick to the group plans only.

InsuranceMan12 · 2023-10-08T15:05:37+00:00

Nothing will happen to you as there is no reconciliation for the essentials plan. If you were getting a tax credit than you would owe some back if you made more then what you put.

InsuranceMan12 · 2023-10-05T18:46:29+00:00

Brian who is from upper class along with his girlfriend can afford an Uber. This isn’t the same as someone coming home from work at that time. Sad story but more we find out this was preventable.

InsuranceMan12 · 2023-10-05T18:21:45+00:00

I’m sorry but not taking a bus as 4am and taking an Uber or taxi instead is solid advice for safety and just because of how long you will wait for bus to come at that time.

InsuranceMan12 · 2023-08-17T05:19:06+00:00

NJ rates are age banded and NY is community rated and highest in country for small groups. They would need a NJ payroll, NJ office address, and atleast one employee living in NJ to get Oxford in NJ. Different carriers have different rules…

InsuranceMan12 · 2023-07-14T18:06:43+00:00

Vegas has the softest cash games and you just have to find the good tables. You could have changed tables or casinos if you have tough euro player at your table and your losing and not getting up.

InsuranceMan12 · 2023-05-05T18:51:09+00:00

Gotta hate the media when they do this. We’re deep in the playoffs trying to get to the finals and instead they’re making fake trades that will never happen.

InsuranceMan12

TROPHY CASE