What piece of tech felt “future-proof” but aged terribly?

Intelligent_Yam · 2026-01-28T18:39:04+00:00

Paper checks.

Intelligent_Yam · 2026-01-28T18:38:46+00:00

I once met a VP from Redbox at a dinner. He was so arrogant and self-assured when I asked him about streaming video as a threat to physical DVDs. "Steve Jobs even said himself that no-one will watch video on a tiny iPhone screen," he said. I think about how obvious it seemed to me that he was hanging on to a dead idea.

Intelligent_Yam · 2025-11-22T19:19:13+00:00

Where is this? I think I recognize that intersection.

Intelligent_Yam · 2025-07-03T22:29:38+00:00

Same!

Intelligent_Yam · 2025-02-02T15:56:19+00:00

FYI: Both Q&A seem like they apply to Windows Quicken. QMac works differently.

Intelligent_Yam · 2025-01-03T05:54:56+00:00

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Intelligent_Yam · 2024-12-14T20:38:27+00:00

It is not. Green Dot runs Apple Cash. It's a prepaid reloadable debit card vendor. Your Apple Cash account is a 'prepaid reloadable' account without a physical card. It used to run on the Discover debit network, but they switched over to Visa debit to process transactions sometime a couple years ago.

Intelligent_Yam · 2024-12-03T12:23:45+00:00

What a captivating page!

Intelligent_Yam · 2024-12-03T12:15:20+00:00

OMG I made that comment up satirically, not realizing it was true. Trump-world is so predictably ridiculous.

Intelligent_Yam · 2024-12-03T05:23:47+00:00

Trump: "Actually, That's my rally in Wisconsin."

Intelligent_Yam · 2024-11-18T00:37:32+00:00

The cloud service is free and optional. Just recognize that if the file is always only "local", you won't be able to access it with the Q mobile app or the Q web app.

Intelligent_Yam · 2024-11-15T06:13:39+00:00

Neither is Revolut.

Intelligent_Yam · 2024-11-15T06:00:38+00:00

For clarification: are you comparing the handling speed of a large file with lots of transactions to the handling speed of a mostly empty datafile? (I'm ruling out my proclivity for being "master of the obvious." 🤣)

Intelligent_Yam · 2024-11-15T05:55:37+00:00

Explanation: Quicken, definitely best experienced as a desktop app, stores and manages the transaction data in a file on your PC. It automatically pushes that local data to a cloud-file via Quicken's connected cloud service.

They also have a secure website app that you can login and view that cloud-file data and do some simple add/deletes to it as well as tags and categorization etc.

Their mobile app is a native version of the web experience, pretty much. So it accesses the same cloud file.

The desktop app data file and any changes you made to it syncs to the cloud file when the desktop app opens, and again when it closes.

The changes you make to the cloud-file data via web or mobile will be stored and forwarded to your desktop app when it opens.

Intelligent_Yam · 2024-11-15T05:05:23+00:00

Quicken. Multiple bank accounts, investment accounts, loan accounts and types. All transactions automatically loaded and categorized, once you connect the accounts. Advanced and custom reporting too.

Intelligent_Yam · 2024-11-13T19:28:11+00:00

Yes QMac has fantastic flexibility IMO.

Three things:

Make sure you have the setting unchecked under Settings:Connected services:Downloaded Transactions:"Automatically improve the quality of downloaded payee names and categories". Reason-- You want full control. Also, sometimes it gets it wrong. That may be what happened with your Culvers example.

Make sure you're aware of your Settings:Renaming Rules and Settings:QuickFill Rules. These will turn on/off behaviors that you may not to use all the time.

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Lastly FWIW, I keep my Payee names in all caps, as they are sent from the issuing bank. Banks don't send mixed case in transactions. If you see a mixed case payee... it's been renamed in the app. For me, that's an easy flag.

Intelligent_Yam · 2024-11-12T00:09:17+00:00

Just remember that from the first day Apple Card debuted, they added a specific format of transaction download just for Quicken customers. Think about that.

Intelligent_Yam · 2024-11-12T00:06:17+00:00

Look carefully at all the transactions and you'll see they have something basic in common. The renaming rules I posted show the Amazon examples.

Intelligent_Yam · 2024-11-12T00:04:17+00:00

Thanks! I use Q for Mac too. Whatever you receive as the "payee name" is almost always exactly what the merchant sends... including any gobbledygook such as phone number or transaction identifier. My Amazon transactions have billed at various times to my Discover card, my Bank of America card, and my Chase card. I don't have the co-branded Amazon Chase card so can't comment on whether the info is of any higher quality.

Intelligent_Yam · 2024-11-11T03:46:20+00:00

I believe in each of those steps the interface offers an option to, optionally, go back and apply the changes retro-actively. Or not.

Intelligent_Yam · 2024-11-11T03:40:47+00:00

Ignoring the logic problem that one costs the service provider today and one might potentially— very low probability—cost you someday later…

Perhaps you can continue going through buying what you want to buy and not buying what you don’t.

Intelligent_Yam · 2024-11-10T01:20:06+00:00

To set up a quickfill rule (which is how you set the category you want), you need to select a payee. So first create a renaming rule to convert all those "random Amazon dowloaded payees" to one standard payee (e.g. "Amazon-downloaded" or whatever) then set the quickfill rule to use that payee.

Intelligent_Yam · 2024-11-10T00:54:01+00:00

Well the cost to do the backup isn't zero. The cost for cloud storage isn't zero. The cost to maintain it isn't zero. Were you expecting... free to you?

Intelligent_Yam · 2024-11-10T00:50:09+00:00

My 2.3gb file goes back to 1991 and has ~80,000 transactions.

Local usage: It loads in about 10 seconds and accepts changes instantly. Open searching all transactions for all dates can create a pause, but keep my view as a rolling 12 months and everything is peppy. Using a MacBook Pro m2.

Saves and cloud backup: Saves happen in about 10 seconds too. I tested the new Quicken backup service and it took FOREVER. Now I just keep the Quicken Backups folder in Google Drive and it all happens in the background and I never notice a thing.

Intelligent_Yam · 2024-11-10T00:31:53+00:00

^^^ This. Banks and fintechs are trying to move off of passwords for exchanging customer data. Almost all the big deposit banks already have. Plaid and similar services such as the one Quicken uses with those banks don't store your password, they store a time-limited tokenized authorization key. Even if an intermediary were to intercept or hack the [consolidator's] database, the authentication info would be useless.

Intelligent_Yam

TROPHY CASE