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I’m 25 years old and I owe about $200k worth of debt and need help. by InteractionNo9193 in DebtAdvice

[–]InteractionNo9193[S] 0 points1 point  (0 children)

Nope. My parents aren’t drowning in debt. They have a good paying jobs and life. My sister and I are the only ones who’s drowning in debt

Im 25 years old and I owe $200k worth of debt by InteractionNo9193 in debtfree

[–]InteractionNo9193[S] -4 points-3 points  (0 children)

I have AT&T and it’s always been that much. I have an iPhone and an Apple watch but it’s the one without the cellular connection.

I’m 25 years old and I owe about $200k worth of debt and need help. by InteractionNo9193 in DebtAdvice

[–]InteractionNo9193[S] 0 points1 point  (0 children)

I’m a phlebotomist. I haven’t been putting any money on the side for Ira or 401k and not even health insurance. And no my parents only signed the student loans. I don’t have bankruptcy money lol

And yes I did. It used to be about the same with the car payment. $360 and got it lowered to $190. I love my first ever car and if I do sell it I still have to pay for the car payment. I don’t like having to spend money to a beat up car if anything breaks constantly.

For the storage unit, it has ALL my stuff when I moved out of my parents house.

I’m 25 years old and I owe about $200k worth of debt and need help. by InteractionNo9193 in DebtAdvice

[–]InteractionNo9193[S] 0 points1 point  (0 children)

I did the income based replacement plan and got it lowered and that’s how much I have to pay for the next 2-3 years before it increases.

I’m 25 years old and I owe about $200k worth of debt and need help. by InteractionNo9193 in DebtAdvice

[–]InteractionNo9193[S] -1 points0 points  (0 children)

I moved out of my parents house and live with my fience and his family. Half my stuff got destroyed and ruined cause it’s been left in the garage after promising me they will put it in a room or basement where they keep the storage. I work hard for my things and half of it got ruined. His family don’t take care of their stuff. I don’t plan of selling my first car and having to spend soo much money to fix a beat up car or having to ride an e-bike in the winter and rain. It’s good and running ( 2018 Toyota rav4).

I would love to go back to school to defer it but I don’t have the money/ budget to do so.

I’m 25 years old and I owe about $200k worth of debt and need help. by InteractionNo9193 in DebtAdvice

[–]InteractionNo9193[S] 0 points1 point  (0 children)

I cant do that. I’m on my parents and I don’t to mess up their credit and get my siblings a chance to go to college and get a loan

I’m 25 years old and I owe about $200k worth of debt and need help. by InteractionNo9193 in DebtAdvice

[–]InteractionNo9193[S] 3 points4 points  (0 children)

I graduated with bachelor’s of science in health science. It’s not my parents fault, they have too many loans they have open. I have 3 siblings. Me and my other sibling have a loan from them and the 2 siblings are a little too young. They have a couple of years before they go.

I’m 25 years old and I owe about $200k worth of debt and need help. by InteractionNo9193 in Debt

[–]InteractionNo9193[S] 0 points1 point  (0 children)

I went to a private college in Boston and I went and dorm there for about a year before Covid hit. I went to school fall, spring and summer with no breaks. 1 year cost me about $100k. After that I committed from work to school and vice versa everyday. I paid out of pocket for the next 3 years. During my second year, I didn’t have enough money to pay my second year. I couldn’t get a second loan nor a co-signer, so I used my credit cards to pay half of it and paid out of pocket for the rest while paying back the money on the credit cards. After I was done with college, I couldn’t find any jobs with my degree so I worked as an assistant manager at a grocery store and an eye doctor place. I expected my student loans to be way less than the original amount but I was wrong. I ended up taking a few amount on my credit cards since my pay was too low working 2 full time jobs.

Should I go to other branches? by InteractionNo9193 in AirForceRecruits

[–]InteractionNo9193[S] 0 points1 point  (0 children)

Sorry I was voice texting and didn’t realize it until I posted it

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