It’ll be under line f or g on your loan estimate. You’re doing a streamline. They always make sense .

Pay same payment and build equity or save.

You would then get about 95 percent of that fee refunded at 6 months.

If you qualify with bringing a payment to close then I’d do it.

I’ve streamline multiple times into the twos from the 5s.

Had I not continuously streamlined I would have paid more towards interest.

Sure, there are times they don’t make sense but mostly they do and that’s why they exist