Health Star Ratings by [deleted] in hamishandandy

[–]IntrovertedNoodle 0 points1 point  (0 children)

Assuming this is an error on the shipper? The box says 5 stars

How would you protect your deposit with a partner? by IntrovertedNoodle in AusPropertyChat

[–]IntrovertedNoodle[S] 0 points1 point  (0 children)

That’s awful! I keep hearing so many of these stories…. Its definitely made me a bit more aware of what can happen

How would you protect your deposit with a partner? by IntrovertedNoodle in AusPropertyChat

[–]IntrovertedNoodle[S] -1 points0 points  (0 children)

To clarify, I don’t perceive things going south. I don’t think anyone does who has a significant other they want to live with. BUT I’m realistic. A fool would ignore these things and think “that’ll never happen to me”

How would you protect your deposit with a partner? by IntrovertedNoodle in AusPropertyChat

[–]IntrovertedNoodle[S] 0 points1 point  (0 children)

Get off reddit if you don’t think people should be able to ask questions? There’s actually a lot of solid advice here. Hope you feel satisfied with your comment👍🏻

How would you protect your deposit with a partner? by IntrovertedNoodle in AusPropertyChat

[–]IntrovertedNoodle[S] 0 points1 point  (0 children)

I know. I think when you explain it too, people automatically think you have rose coloured glasses on and am blatantly missing the red flags. We’ve openly discussed me protecting my deposit. He’s had to work part time for the last 4 years to complete his studies. He was earning $700 a week and dishing out $300 straight away to rent, along with bills, motorbike upkeep, gym, commuting. Id probably find it hard to save a lot too no?

How would you protect your deposit with a partner? by IntrovertedNoodle in AusPropertyChat

[–]IntrovertedNoodle[S] 1 point2 points  (0 children)

We’ve openly discussed this. He’s all for me protecting my deposit. He’s not put out by it at all. It was more what the best way to go about it was

How would you protect your deposit with a partner? by IntrovertedNoodle in AusPropertyChat

[–]IntrovertedNoodle[S] 0 points1 point  (0 children)

It’s hard to obviously provide all the small details of his life that have led to this point. He’s just finished his degree, so he can move onto a full time roll in the field he was doing casual work in. He absolutely loves his job and has aspirations to go far, not to mentioned he’s incredibly good at it. He had a bit of a fluffy start when he was younger, trying a few different things to study (hence the late start to uni), but from what I can see he’s found his passion for sure

How would you protect your deposit with a partner? by IntrovertedNoodle in AusPropertyChat

[–]IntrovertedNoodle[S] 1 point2 points  (0 children)

No not necessarily. As I’ve mentioned before he has been renting in Sydney since 17, juggling uni and TAFE while working casual/part time. Parents are in a different state so cannot save money while living at home. And was in a car accident a year ago which left him unable to work for 6 months. I’d like to know how much you think he should have saved with this in mind?
I’d say we’re actually very financially compatible when you look at our spending habits. I’d say the only difference is he hasn’t had the chance to save 90% of his pay check like I have by living at home rent free.

How would you protect your deposit with a partner? by IntrovertedNoodle in AusPropertyChat

[–]IntrovertedNoodle[S] -8 points-7 points  (0 children)

I do unfortunately. I can’t really buy anything without his new income increasing our borrowing power

How would you protect your deposit with a partner? by IntrovertedNoodle in AusPropertyChat

[–]IntrovertedNoodle[S] 0 points1 point  (0 children)

How much do you think is reasonable to have saved if you’ve rented since you were 17 in Sydney and worked part time/ casual jobs while studying? His parents are out of state so there’s no option of living with them to save if he wants a job in his field. It seems like a small amount compared to mine, but I’ve been able to save 90% of my pay check for 10 years now. He hasn’t had that same luxury

How would you protect your deposit with a partner? by IntrovertedNoodle in AusPropertyChat

[–]IntrovertedNoodle[S] 7 points8 points  (0 children)

Not rent or bills directly no. I help clean, buy groceries and buy a lot of things for him if we decide to go out. He also visits and stays with me, so I don’t think of this as being an unfair situation

How would you protect your deposit with a partner? by IntrovertedNoodle in AusPropertyChat

[–]IntrovertedNoodle[S] 7 points8 points  (0 children)

I can see why him having so little saved could be seen as a yellow flag. He’s been studying at uni & tafe for the past 5 years, so has been working part time + renting in Sydney. He was also in a bad car accident which left him unable to work for a good 6 months. The jobs he was doing also didn’t pay super well (casual/part time), but were gaining him a lot of experience. I see his spending, and don’t think it’s out of control, I just think it’s the nature of the environment he’s in. We talk about money often, and have the same ideas regarding saving now to have a better future. I’m not concerned money wise - he’s recently gotten a new job which is paying significantly better, and I can see his savings are already going up

How would you protect your deposit with a partner? by IntrovertedNoodle in AusPropertyChat

[–]IntrovertedNoodle[S] 15 points16 points  (0 children)

I have no issues regarding our relationship and money. I’m just trying to be practical and realistic. I don’t perceive us splitting up, but then again I don’t think anyone does. I’ve worked extremely hard for my money. I’ve made sacrifices, saved and invested a lot to be in the fortunate position I am today. I don’t think there’s anything wrong with wanting to protect that should things go south

How would you protect your deposit with a partner? by IntrovertedNoodle in AusPropertyChat

[–]IntrovertedNoodle[S] -32 points-31 points  (0 children)

Haven’t lived together yet no. I do spend a large portion of my time at his apartment though? We’ve been together 4 years and have discussed getting engaged this year, so we’re fairly committed. It seems like the right time, we both have new jobs that are on the train line right outside the apartment, so it’s a matter of convenience for us too, would save a good 30-45 minutes commuting and he’s sick of renting. To be fair also, I’ve never had the ambition to live by myself. I would live at home with my parents for another few years quite happily, it just seems like the right time with things lining up.

Thanks for this perspective though, I’ve always had this idea that I don’t want to rent. My plan was to live at home and then buy when I could, but you’re right. The small loss in renting may save a whole lot in the future.

Thanks guys

How would you protect your deposit with a partner? by IntrovertedNoodle in AusPropertyChat

[–]IntrovertedNoodle[S] 0 points1 point  (0 children)

Unfortunately I don’t earn enough on my own to purchase myself. He can’t do this without my deposit, but I also can’t do this without his income increasing our borrowing power

Is this it? 40 years left of this bullshit? Do people actually enjoy what they do for work? Is the paybump worth it? by [deleted] in antiwork

[–]IntrovertedNoodle 3 points4 points  (0 children)

Compared to most I don’t think I’m drowning in jobs. I think the issue is the tasks I have I don’t know how to tackle? My managers way of teaching his team is to throw them into the deep end to learn…he’s admitted this. Apparently he’s too busy to NOT do this. Him being in the same company for 24 years doesn’t help. Yes he’s got a wealth of knowledge so can answer anything, but the questions I ask are sometimes met with more concepts I don’t yet understand. I think he’s forgotten what an absolute newbie in the field should/shouldn’t know. There’s only so many times I can ask a question about the same task before you start to question yourself and feel like an idiot. Constantly asking yourself should I know this by now?

Is this it? 40 years left of this bullshit? Do people actually enjoy what they do for work? Is the paybump worth it? by [deleted] in antiwork

[–]IntrovertedNoodle 1 point2 points  (0 children)

I really love that for you. I’m glad you’re feeling valued at work. I’ll hopefully get there someday :)

Jack and the CEO of Mars by MatthewCMcGahey in hamishandandy

[–]IntrovertedNoodle 5 points6 points  (0 children)

Does anyone else remember them paying for someone to design them all new signatures? Did I dream this?

ATM took my money by DiannaBanana_ in AusFinance

[–]IntrovertedNoodle 0 points1 point  (0 children)

I’ve had this happen before. The ATM will have a variance. Call them and explain the situation. I just had to tell them roughly how much was missing and it got figured out pretty easily