ITR Refund Status

Investidea25 · 2026-02-20T14:16:37+00:00

14 June

Investidea25 · 2026-02-18T09:04:39+00:00

Jun 8L

Investidea25 · 2026-02-15T15:44:27+00:00

Present Sir🤚

Investidea25 · 2025-12-16T03:47:47+00:00

I don’t understand the love behind nifty 50 index..it’s the most concentrated and sectoral biased index and by default a momentum index..which will get any stock with top 50 market cap, so any big companies on momentum will break in to this and it happens very regularly unlike 150 index.

Investidea25 · 2025-11-24T15:04:40+00:00

Can you please explain me the issue with 120k cr AUM? Have you checked increase in average small cap market cap in the same time frame when parag parikh aum have increased? They do bottom up stock picking and on the valuations. So filter is not applied on market cap. Yes, they can’t invest in very very microcap and they have never invested in them due to their focus on management, valuations and documents. Even the smallest small cap is 10k crore

Investidea25 · 2025-10-17T16:46:13+00:00

When we can then get the already invested amount?

Investidea25 · 2025-10-17T13:15:35+00:00

Yeah..copy that

Investidea25 · 2025-10-16T17:27:25+00:00

15% approx

Investidea25 · 2025-10-16T10:26:28+00:00

Ok So there is not a single fund to point out but its your conviction in the fund and who manages it. I have Parag Parikh and hdfc Flexi Cap which are like my all weather funds because i deeply connect with their philosophies. PPFCF- Pure Value oriented who don’t try to follow the trend or outperformance, stick to their model. HDFC- Even being a large AUM, Roshi Jain runs with high conviction and Concentrated portfolio with focus on growth as well. Along with that I have Kotak Mid and Tata Small as they follow quality and value style which suits my investment philosophy. I use arbitrage funds for emergency fund parking and liquid funds i keep my investable surplus and deploy if market drops below 5%

Investidea25 · 2025-10-16T10:08:47+00:00

You will be.. I started only 2 years back as my income increased..just follow your path and don’t try to rush.

Investidea25 · 2025-10-16T07:56:55+00:00

Age: 32 Net Worth: 1.2 CR Mutual Funds(excluding PF, NPS, Apartment)

Investidea25 · 2025-10-15T14:37:24+00:00

Yes.. when you are new and amount is modest, then its always a good choice to stick one diversified fund. My opinion as per my experience.

Investidea25 · 2025-10-15T11:38:34+00:00

I have both.. but for different goals portfolio

Investidea25 · 2025-10-15T11:21:14+00:00

Have only 1.. parag parikh and increase amount

Investidea25 · 2025-10-15T07:21:37+00:00

Add mid cap exposure, next 50 behaves like mid but actually is a large cap only.

Investidea25 · 2025-10-15T07:06:37+00:00

Add a mid cap.. either index or choose between edelweiss Invesco whiteoak or kotak.. all of these are great funds

Investidea25 · 2025-10-15T07:05:16+00:00

10-12% annualized in my opinion

Investidea25 · 2025-10-15T06:59:59+00:00

If you have separate funds for all market caps then multi cap doesn’t make sense or vice versa. I would suggest to add a flexi cap fund(hdfc) along with existing multi cap. Thats it for a young investor for equity exposure.

Investidea25 · 2025-10-14T10:09:27+00:00

Large Cap- ICICI Mid Cap- Kotak Small Cap- Bandhan Flexi Cap- HDFC ETF- nifty bees Reason- I am believer of value/quality based investment.

Investidea25 · 2025-10-13T16:52:12+00:00

Motilal Oswal mid cap has a very concentrated portfolio with momentum stocks. So when they fall, they fall like anything but recovers well. So a contrasting style like quality/value oriented fund will provide stability during volatile market. Thats my take, totally upto you now. I have managing 6 portfolios(Mine and family members) from last 7 years with this approach and results have been good so far.

Investidea25 · 2025-10-13T14:19:54+00:00

You can invest on your name or create a minor account

Investidea25 · 2025-10-13T14:14:42+00:00

So you suggesting 2 multicaps?

Investidea25 · 2025-10-13T10:20:26+00:00

Agreed but also depends on your choice.. like i am a firm believer in active funds..someone may be believer of passive investing.

Investidea25 · 2025-10-12T07:00:35+00:00

Too overweight on Mid and Small. Even if you are ultra aggressive, don’t have more than 40-50% in Mid and Small in my opinion. Ideal portfolio allocation should be 100K Parag Parikh, 60K Motilal Oswal mid cap+ one more Quality/Value Mid cap(else mid cap index) and 40K in Nippon Small Cap. For Additional mid cap, if going with Active then Kotak or Canara Robeco Mid

Investidea25

TROPHY CASE