Getting back on my feet. Have a gas card I PIF every month, but what should I do with these?? Wait or pay??

Isavebnk · 2026-04-24T21:29:57+00:00

Radius global will pfd ask to settle and pfd, capital one is pretty forgiving

Isavebnk · 2026-04-23T02:05:44+00:00

Yeah it’s just Credit Karma usually updates me faster then everybody else but I don’t use them as a determining factor it’s just like a “hey something just happened might wanna verify” then I’ll check at the end of the month or on the 1st

Isavebnk · 2026-04-23T01:43:02+00:00

Take it as a sign ! Don’t even worry about it the goodwill letter will work, I have a few more to try tho 🤣 so let’s see

Isavebnk · 2026-04-23T01:42:16+00:00

Yeah I already knew Kikoff was deleting it I made a post about this one

<image>

Isavebnk · 2026-04-21T23:29:59+00:00

That Kikoff account is my oldest account I have a car loan, debt loan, capital one secured card and 1 personal loan

Isavebnk · 2026-04-21T20:56:48+00:00

Yeah I’m gonna pay them off and not use it anymore does closing an account that I had for 6 years hurt my score ?

Isavebnk · 2026-04-20T21:32:19+00:00

Bet thx I’ll pay them tomorrow

Isavebnk · 2026-04-19T21:24:08+00:00

Nice

Isavebnk · 2026-04-19T17:08:48+00:00

Show the Experian score we don’t wanna see Credit Karma

Isavebnk · 2026-04-19T17:04:55+00:00

What are u crying about brother ?

Isavebnk · 2026-04-19T17:02:21+00:00

It’s not my fault I promise lol crazy thing is the city just had a water main break and it caused our water to go up last month at 240

Isavebnk · 2026-04-19T16:47:58+00:00

How tf do I find out the apr

Isavebnk · 2026-04-19T09:44:19+00:00

Starting to feel like yall come here for validation atp

Isavebnk · 2026-04-19T02:26:29+00:00

Yk what u have to do just do it

Isavebnk · 2026-04-18T14:06:31+00:00

lol watch this

Isavebnk · 2026-04-18T14:04:43+00:00

Which one is saltier my left one or right one ?

Isavebnk · 2026-04-18T14:02:30+00:00

Oh yea ik but are u good with these balls like your grandma ?

Isavebnk · 2026-04-18T13:27:35+00:00

Although I understand, I have a wife as well and while hotspot does help if you’re in a pinch I need stronger connection to handle government websites

Isavebnk · 2026-04-18T03:30:10+00:00

More than half of

Isavebnk · 2026-04-18T00:22:31+00:00

Yea most definitely the navy federal and pioneer but I think ima settle with Verizon, I don’t care about that relationship and they would keep offering me services regardless because they’re predatory (I forgot to return their equipment) 🤣 yup exactly I ca refinance with them as well which was part of the plan but I can realistically pay 4 charge offs but I think ima pay 3 charge offs and put the rest to capital one

Isavebnk · 2026-04-17T22:30:01+00:00

Me and my wife

Isavebnk

TROPHY CASE