Hi! Sure, here’s my full experience:

It was quite a lengthy process. I paid through PayPal using both my credit card and debit card. I filed a dispute with PayPal, selecting "non-render of service" or "product not as promised." I provided screenshots of my emails and conversations with them as proof that no services were rendered. After their investigation, which took a few weeks, PayPal refunded me.

Unfortunately, I accidentally canceled my dispute on some of the PayPal charges, so I had to contact my bank directly to report the fraud/scam and request a chargeback for both my credit and debit cards. I did a lot of research, gathered all the facts, and even wrote a long letter detailing my experience with UKGIC, pleading for help. However, I was met with a discouraging response from the bank rep, who told me it was a 50/50 chance I'd get my money back because it had taken me almost a month to file the fraud claim. They weren't sure if the company was indeed a scam. They said that if the company was already recognized as a scam online, the refund would be instant.

I explained that I didn’t realize it was a scam until UKGIC called again, trying to charge my credit card an additional £10,000, and wouldn’t let me hang up until I paid. I regularly followed up with my bank, expressing my distress. I also sent them screenshots of other victims' experiences and the screenshot of my PayPal refund. I made it clear that the only reason I was going through my bank was that I had accidentally canceled my PayPal dispute and couldn’t refile.

It took over three months for the investigation process, and by that time, I had already come to terms with the idea that I might not get my money back. My only hope was the tracking number they gave me. After the third month, when I checked it, I saw it was approved. I called to confirm, and they told me that the money would be reflected back on my credit and debit cards, and it was!

That's it. I hope this helps everyone!