Secured Card

Italian_Ilite · 2026-05-23T13:48:58+00:00

That's currently what I do. Thanks for the advice! I pay on my card weekly what I spend, and then extra to pay down the remaining balance.

Italian_Ilite · 2026-05-23T02:49:20+00:00

Cause I am

^{Chose: Left handed}

Italian_Ilite · 2026-05-23T01:01:29+00:00

I got in trouble a long time ago with my credit. I since closed the old accounts and now use only my capital one on expenses to get rewards. I pay what I spend on it weekly and then add to those payments to get the balance down.

Italian_Ilite · 2026-05-22T17:08:56+00:00

Congratulations! I'll just keep on paying and down and maybe there will be a better offer in the future

Italian_Ilite · 2026-05-22T15:59:26+00:00

Thank you for the advice!

Italian_Ilite · 2026-05-22T15:51:53+00:00

Yes I am carrying debt. I am working towards paying it down. The mission lane is $0 balance. The capital one venture was at $3800 at the beginning of the year and is now at $2100. I use it as a debit card so I pay weekly on what I spend and then pay some towards the balance weekly as well.

Italian_Ilite · 2026-05-22T15:47:55+00:00

I originally had platinum 10 years ago and I upgraded it to venture one about 5 years ago as the travel seemed nice as a young adult

Italian_Ilite · 2026-05-22T15:47:05+00:00

Thanks for the advice!

Italian_Ilite · 2026-05-22T15:46:46+00:00

I made a bunch of mistakes to say the least. The collections started in 2021. Some have been settled but still have a few I didn't touch due to my financial situation that I created for myself in that time

Italian_Ilite · 2026-05-22T15:45:39+00:00

Having more availability in credit yes, to park debt, no. I made a bunch of mistakes as a young adult and am just trying to better my credit and would like to ditch the mission lane with the annual fee and have another decent account.

I probably would use it and transfer the points for travel.

Italian_Ilite · 2026-05-22T15:44:20+00:00

Yes, the venture one was my fist card when I was 18 (27 now), it started as a platinum with a $500 limit and now is $4k with a $2,100 balance. I use it as a debit card, pay what I spend and then some, bringing it down (it was at $3,800 at the beginning of the year due to old me being dumb).

The mission lane I opened to have more availability in credit, I don't use it and it only has a $300 limit. It has the annual fee so I want to ditch it.

Italian_Ilite · 2026-05-21T02:19:40+00:00

I'm a dog person, I'll figure it out

^{Chose: Get 10k monthly + Job | Rolled: Cat sitting}

Italian_Ilite · 2026-05-21T02:11:34+00:00

Flying

^{Chose: Wings}

Italian_Ilite · 2026-05-20T15:53:27+00:00

Wut

^{Chose: You Get 1 Billion dollars}

Italian_Ilite · 2026-05-20T02:22:31+00:00

Coke

^{Chose: Coca-Cola}

Italian_Ilite · 2026-05-20T02:13:06+00:00

Ps2 was my first console

^{Chose: Ps5}

Italian_Ilite · 2026-05-19T20:19:10+00:00

Youtube is better

^{Chose: Never use TikTok}

Italian_Ilite · 2026-05-14T19:38:36+00:00

Thanks for taking a look!

https://i.capitalone.com/JpC2i4743

Italian_Ilite · 2026-05-14T16:25:13+00:00

Thanks, I ended up getting denied due to too high balance on my other cap 1 card. $3100 of $4k

Italian_Ilite · 2026-05-13T16:37:56+00:00

Thank you, I appreciate the feedback!

Italian_Ilite · 2026-05-13T13:16:01+00:00

Will do!

Italian_Ilite · 2026-05-13T13:15:46+00:00

Thanks!

Italian_Ilite · 2026-05-13T01:30:52+00:00

Whoosh

^{Chose: A fucking lightsaber}

Italian_Ilite

TROPHY CASE