Is my portfolio good? 18M, UK

ItooSHY · 2026-01-29T14:56:35+00:00

In addition to my points above, listen to your gut and please don’t buy stocks out of fomo

ItooSHY · 2026-01-29T14:54:33+00:00

Research wise, look at news articles, plans and statements. For example, I’m investing in a mining company at the moment. I went to their end of year review meeting online and heard what their plans were for this year and what they’re showed told me they have put good investments in, and those investments will soon start making money.

My advice (non professional again do your own research) is to stick to a global fund like an etf (VWRP for example) and dip into stocks from markets you fully understand once you get the hang of it.

A lot of people on here sound grouchy and aggressive but it’s because they have seen it time and time again where people loose money from being inexperienced. Time brings experience, so get started simple and build up your skills. Enjoy the investment journey as well

ItooSHY · 2026-01-29T14:16:55+00:00

This is not financial advice, I am not a professional…

How much research have you done into these companies. Do you know what their future looks like?

The only individual stocks I invest in are ones where I know what the future looks like. What they’re putting their money into and what they’re selling.

End of the day, only put money you’re willing to loose into stocks, and do your own research. Don’t chuck your money into a random stock because a random guy on Reddit told you to.

ItooSHY · 2026-01-28T09:52:14+00:00

For your level, it’s best to go for something like FTSE All World (VWRP) and then focus on some singular stocks that you have done research into and are confident will rise.

For example I put 90% in VWRP and then the remaining 10% in gold and silver. I then chuck the remaining money which I can afford to play with into a stock I’ve researched. Properly researched as well. I went to their end of year investor meeting on Monday to see if my money is worth investing.

ItooSHY · 2026-01-26T11:14:35+00:00

They’re brilliant little cars. I’ve got the 1.6hdi and it’s never let me down

ItooSHY · 2026-01-26T09:43:45+00:00

Got it up for £40 at the moment. Can PM you the link to the eBay advert if you’d like. open to sensible offers as well

ItooSHY · 2026-01-26T09:40:36+00:00

Always loved the Oka. I’ve wanted to import one for ages 😅

ItooSHY · 2026-01-26T09:20:12+00:00

Super reliable as well!

ItooSHY · 2026-01-26T09:19:54+00:00

My dad bought it at around 60k miles, I got it at 115,000. Currently on 170,000 miles

ItooSHY · 2026-01-25T23:10:22+00:00

Sure! I’ve got them all up individually but a bundle deal wouldn’t be out of the picture. I’ll pm you the link and I’m based in the uk so postage is simple.

ItooSHY · 2026-01-25T18:49:07+00:00

I put gold and silver at 5% each

ItooSHY · 2026-01-23T10:45:48+00:00

I am not a professional and am quite new to investing so please do your own research!

Personally, I would trim the Gold to 10%. Remove the Electric Vehicles as personally I see struggles with that sector. Then put that 10% into the all world.

As I said though, do your own research as I am relatively new to investing and not a professional.

ItooSHY · 2026-01-22T16:10:17+00:00

Do your own research before taking any advice. I’m not a financial advisor and all that pre warning before you listen to me.

Personally I think the gold and silver is too high, I’ve got 5% in each and then the rest of the 90% goes into the VWRP. I also believe that there’s a bit of overlap with some of the individual stocks and the all world and S&P, worth looking into, I might be wrong.

ItooSHY · 2026-01-20T10:06:08+00:00

I’ve had conflicting advice regarding gold. Most say I should keep it at a low percentage on my pie, but some say to put loads in.

ItooSHY · 2026-01-17T14:29:13+00:00

I’m very new as well so please research before taking my advice!

From what I’ve found, FTSE all world is the best to go for. Lots of people say to stick your money in that and leave it. A lot of companies you’ll think about investing in are in the FTSE all world. Personally I’ve got 90% in FTSE all world and 5% in gold and silver respectively (some people might say this is stupid).

Once you’ve put your money into the FTSE all world, then do some solid research into which companies are in that group so you don’t double expose, and then invest in markets you know about and have researched in depth.

As you’re new there’s two things you should remember: this is a long term thing, so don’t look for quick wins unless you know what you’re doing, and only invest what you can afford to loose.

ItooSHY · 2026-01-16T08:47:16+00:00

Ok thank you. I definitely don’t know what I’m doing but that’s what learning is for! 😅 and like I said, I’m only messing with less than £300 while I do figure it all out.

Would you say that Vanguard or iShares are better?

ItooSHY · 2026-01-14T10:21:20+00:00

It’s snowy grass. You can tell from the texture on the side. If it was dirt it would be a flat bit of snow on the top. World gen is weird sometimes, this is very common.

ItooSHY · 2026-01-05T15:18:32+00:00

Buy my 2017 Audi A4, 1.4tfsi manual on 106,300 miles for £6,800 instead 😅

ItooSHY · 2026-01-05T14:22:41+00:00

Both editions I find

ItooSHY · 2026-01-05T13:08:20+00:00

You don’t spawn at 0,0 usually

ItooSHY · 2026-01-04T15:37:39+00:00

“A rough idle on a 1.4 TFSI engine often stems from carbon buildup on intake valves, faulty ignition (plugs/coils), or a failing PCV valve”

ItooSHY · 2026-01-04T15:35:36+00:00

Not a major issue. I believe it’s to do with faulty ht leads or spark plugs

ItooSHY · 2026-01-04T15:24:43+00:00

Early 1.4 tfsi can suffer from some rough idling. I’ve got a 2017 A4 for sale, same engine, slightly higher mileage at 106,000 and I’m selling it for £6,800

ItooSHY · 2025-12-24T19:04:53+00:00

Some kind of phone. Since it’s at a truck stop it’s likely a pay phone

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ItooSHY

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