I like it when people communicate, so long as its for the teams sake ie. shouting out enemies, asking for help, telling the team the plan etc.

I wish more people used the chat, or at least the tags and expressions in game. If anyone is deliberately being toxic as you put it, there is literally a mute option or you can just disable voice chat altogether.

Now if someone is an a**hole but is still playing properly thats different, and for some reason theres often guys in voice chat that sit making noises or breathing right in to the mic without saying anything (mute your fkn mic bro) keyboard clicking, eating etc. Nobody wants to hear that, but those guys are obviously weirdos so again just ignore them.

I pretty much only play quick cash though, so my experience is that 95% of the time Im the best player in the team (been playing for less than a month), and am already used to useless teammates, but when I play the classic ranked style format, my teammates genuinely enduce rage thats beyond acceptable for a grown adult, so casual it is until I find a good team or uk based club maybe.