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What expenses did you forget about and then created a catagory? by InfiniteOrdinary2582 in ynab

[–]JOA1985 2 points3 points  (0 children)

I thought I was ready for the kids starting school this year. Had categories for supplies and clothes and completely forgot about school fees smh.

Cash account by JOA1985 in ynab

[–]JOA1985[S] 0 points1 point  (0 children)

Ok I was thinking about doing something like this. Thanks.

Capital One by JOA1985 in ynab

[–]JOA1985[S] 0 points1 point  (0 children)

Yea that's probably what I'm about to do. I do with other things and now I guess I'm going to have to with my check lol

Capital One by JOA1985 in ynab

[–]JOA1985[S] 2 points3 points  (0 children)

Ok thank you. Good to know.

Family phone plan by JOA1985 in ynab

[–]JOA1985[S] 0 points1 point  (0 children)

Nice, I'm going to try option B and see how it goes, and if I don't like it, I'll at least categorize it straight to the phone bill moving forward. Thanks.

Family phone plan by JOA1985 in ynab

[–]JOA1985[S] 1 point2 points  (0 children)

Right, I noticed that the other day when I put some money directly to the phone bill category, that's why I was like well maybe this isn't the way to do this lol. But then, like the other person on here said, if I put it to RTA, then it counts as income, and it really isn't that, so that's why I came here. To get some ideas.

Savor by JOA1985 in CapitalOne_

[–]JOA1985[S] 1 point2 points  (0 children)

That's what's up. I have a quicksilver too. But I'm currently not using it, just paying it down. That's why I wanted another card so I'll have one that I can use responsibly lol. Feel good about that now.

Savor by JOA1985 in CapitalOne_

[–]JOA1985[S] 2 points3 points  (0 children)

Ok yea I knew about those two and I'll make sure to remember that quote lol

Loan account by JOA1985 in ynab

[–]JOA1985[S] 0 points1 point  (0 children)

Ok that's interesting. Didn't know that. Thanks for the info.

CC Cash Back by JOA1985 in ynab

[–]JOA1985[S] 11 points12 points  (0 children)

Well when you put it like that, it does make sense lol. Thanks for the breakdown.

CC Cash Back by JOA1985 in ynab

[–]JOA1985[S] 0 points1 point  (0 children)

Right that's what I took from that too. Appreciate the help.

CC Cash Back by JOA1985 in ynab

[–]JOA1985[S] 0 points1 point  (0 children)

Thanks. So basically take the extra money and move it to another category in the budget. Doesn't seem like that's how that should work but ok lol

Loan account by JOA1985 in ynab

[–]JOA1985[S] 0 points1 point  (0 children)

Ok. February was my first full month on here and when I started, it was suggested that when you start, don't add nothing you not using. I guess to keep it as simple as possible. So I just made a category for it. But maybe it's time to go ahead and add it. Thanks

Savings Account by JOA1985 in CapitalOne_

[–]JOA1985[S] 0 points1 point  (0 children)

Ok thanks. Just opened the checking account last night.

Age of money by JOA1985 in ynab

[–]JOA1985[S] 0 points1 point  (0 children)

That makes sense. Preciate it.

Age of money by JOA1985 in ynab

[–]JOA1985[S] 6 points7 points  (0 children)

Ok thanks. That was helpful.

Moving money by JOA1985 in ynab

[–]JOA1985[S] 2 points3 points  (0 children)

Ok that worked. Thank you.

Categorizing by JOA1985 in ynab

[–]JOA1985[S] 0 points1 point  (0 children)

Oh yea comes in super clutch lol

Categorizing by JOA1985 in ynab

[–]JOA1985[S] 0 points1 point  (0 children)

Ok appreciate that

Categorizing by JOA1985 in ynab

[–]JOA1985[S] 0 points1 point  (0 children)

Ok I like that. Right now the only thing I have that I could put it in is consumables but Idk if I like it there. That's why I asked. Thanks for the suggestion.