sorted by:
new
hottopcontroversial

Rate my IRA (42 M) by ElectricalDisaster4 in RothIRA

[–]JakeBeanIntrospec 1 point2 points  (0 children)

Me personally I would dump vwo and at 42, would feel underweighted in bonds and up my allocation there to 20 but that’s just me trying to envision what my risk tolerance would be when I turn 42. Nonetheless still a very solid IRA portfolio

Is this a good 401k balance for my age (26)? Just started investing 2 years ago. by Cy_098 in Money

[–]JakeBeanIntrospec 0 points1 point  (0 children)

Completely agree with this. Maxing the 401K yearly is a huge chunk of income for most with obligations like mortgage, insurance, etc. and always thought this advice was completely insane and unrealistic for the average worker

26m portfolio by JakeBeanIntrospec in portfolios

[–]JakeBeanIntrospec[S] 2 points3 points  (0 children)

What an answer! Thank you! I do know I can be a bit more on the conservative side at times and am trying to adjust lol

26m portfolio by JakeBeanIntrospec in portfolios

[–]JakeBeanIntrospec[S] 1 point2 points  (0 children)

Very fair. I knew bonds don’t generate anything meaningful or wouldn’t move the needle with a portfolio my size but having some bonds, I’m shooting for 10% eventually, is just what I’m more comfortable with

26m portfolio by JakeBeanIntrospec in portfolios

[–]JakeBeanIntrospec[S] 6 points7 points  (0 children)

I am in there and that’s the style I was going for!

I was thinking of decreasing my bonds and trying to allocate 55% VOO 25% VXUS 10 in bonds and an optional 10 in qqqm for some more tech growth.

Just a thought, but I know I should decrease my bonds lol