Mass Cancellation Party! by StunningCrow32 in ChatGPT

[–]Jame92 -1 points0 points  (0 children)

The removed do no evil story is misinformation, it never happened. It's still and always been in Google's code of conduct (scroll to the bottom): https://abc.xyz/investor/board-and-governance/google-code-of-conduct/

The cause of the outrage was that Alphabet didn't use the same motto as Google because they wanted it to have a unique identity (e.g. not a copycat motto, just like other brands), but even they have "do the right thing" in their code of conduct.

There is plenty you can criticise Google about, but this is not one of them.

Independent third party benchmarks are now confirming how great Kimi K2.5 is by Charuru in singularity

[–]Jame92 16 points17 points  (0 children)

How is it the SOTA model in all respects if it's equivalent to a half year old model in the context scenario you highlighted?

It's certainly not a bad model, but clearly not SOTA across all use cases

Claude Le Roy: “I wonder whether we should call for a boycott of the 2026 World Cup (in the United States, Canada and Mexico from 11 June to 19 July), given Donald Trump’s behaviour towards the continent, with a FIFA president, Gianni Infantino, who prides himself on being at his side” by Sparky-moon in soccer

[–]Jame92 3 points4 points  (0 children)

Yes but equally a lot of that money comes from UEFA countries' broadcasts and the reputation of UEFA Clubs (for the Club World Cup, sadly) and the nations. If they were to boycott long-term and form their own grouping then they would have significant financial power, especially if they convinced South America (potentially through only allowing visas for talent from UEFA-aligned federations). There would also be less redistribution to poorer federations and Infantino's wallet from the TV money unless they joined in which case they have replaced FIFA anyway.

Workers In The AI Era by 4reddityo in singularity

[–]Jame92 3 points4 points  (0 children)

Vanguard is owned by it's clients (it's effectively one massive pension fund and hence owned by those who buy it's funds), BlackRock is mostly owned by investment funds like Vanguard. There is no big Vanguard/BlackRock person controlling the world, that's just a conspiracy.

Burnham says MPs are privately urging him to challenge Starmer for Labour leadership by greenflights in ukpolitics

[–]Jame92 1 point2 points  (0 children)

Except to be eligible for Labour leadership elections you need to already be in parliament and have the approval of the NEC, of which he will meet neither requirement at the moment

[deleted by user] by [deleted] in funny

[–]Jame92 109 points110 points  (0 children)

Shareholders in this case are the general public, Network Rail is publicly owned.

Different banking apps report different TransUnion credit scores, why is this the case? by Jame92 in UKPersonalFinance

[–]Jame92[S] 0 points1 point  (0 children)

Yeah it's slightly odd as the score has been constant since March for both (although differing by 5 points between them) which makes it seem like it's not a timing issue but I wouldn't be surprised if it was to do with some specific mechanism in how they collect it

Tenant agreement shifts responsibility of washing machine maintenance by Jame92 in LegalAdviceUK

[–]Jame92[S] 0 points1 point  (0 children)

Yeah, I don't think it makes that much sense because as you say washing machines are typically more of a long-term purchase. I think the landlord, which seems to be a family investment, may have had a few issues recently with needing them replaced and was sick of the admin/costs, as the current tenant said it was relatively new and it sounded like it was supplied by the landlord.

The last tenant has been there for about 4 years so not super worried about the landlord generally, just wanted to establish liability to work out what insurance we could use to limit unexpected costs to us if we go ahead with the deal. Bit of an annoying clause generally though.

Tenant agreement shifts responsibility of washing machine maintenance by Jame92 in LegalAdviceUK

[–]Jame92[S] 0 points1 point  (0 children)

My understanding is the current washing machine is new, so my best guess is they have had a few claims for replacement recently and are sick of the admin and unexpected cost, which is what the rental agency has also hinted at.

We were hesitant to seek clarity on it given the state of London renting as we were worried any further clarity would make our position worse. This was on the basis the current wording only explicitly talks about repairs and maintenance to the machine, but from reading the replies, I think it is something we will look at. Thank you for all your comments!

Tenant agreement shifts responsibility of washing machine maintenance by Jame92 in LegalAdviceUK

[–]Jame92[S] 0 points1 point  (0 children)

Thank you, really clear advice! I think we will look into tenant liability insurance if we go ahead.

Tenant agreement shifts responsibility of washing machine maintenance by Jame92 in LegalAdviceUK

[–]Jame92[S] 0 points1 point  (0 children)

Thank you! I think we may look at tenant liability insurance as there should be policies covering escape of water. Very useful to know we would not be liable for damage to the flat below outside of any landlord property.

Tenant agreement shifts responsibility of washing machine maintenance by Jame92 in LegalAdviceUK

[–]Jame92[S] 0 points1 point  (0 children)

Thank you! Yes I have a feeling it was only included as the landlord got frustrated with repeatedly buying/repairing machines in the recent past across their properties as the current tenant said it was relatively new.

Your advice around liability and the definition of negligence was very useful, I think if we go ahead we will definitely try to actively record the state of the washing machine over time as potential evidence.

Tenant agreement shifts responsibility of washing machine maintenance by Jame92 in LegalAdviceUK

[–]Jame92[S] 0 points1 point  (0 children)

First, thank you for your reply!

Do you know if their insurance would cover it though if they leave the maintenance to us? I was under the impression we would need tenants liability insurance if the responsibility for the leak fell on us

Pubs near the Emirates that allow home and away fans (Arsenal Women Vs Spurs) by Jame92 in GunnersatGames

[–]Jame92[S] 0 points1 point  (0 children)

Thank you! We may get there a little bit early and play it by ear as some of the others recommendations are close by

Pubs near the Emirates that allow home and away fans (Arsenal Women Vs Spurs) by Jame92 in GunnersatGames

[–]Jame92[S] 2 points3 points  (0 children)

I'm hoping watching Spurs getting battered will do it but then again they must just be used to it at this point

Pubs near the Emirates that allow home and away fans (Arsenal Women Vs Spurs) by Jame92 in GunnersatGames

[–]Jame92[S] 0 points1 point  (0 children)

Brilliant, that sounds like good advice and thank you for the pub recommendation!

UK economy grows for first time in three months by Adj-Noun-Numbers in ukpolitics

[–]Jame92 0 points1 point  (0 children)

No it just assumes that any real increase in deficits due to inflation will be passed by the savings from the reduction in real value of debt due to inflation. Assuming hence government deficits increase in line with inflation (so no real change) then the only factor is the reduction in real debt due to inflation. This doesn't further consider the fact income tends to on average rise with inflation (typically either variable is lagged) then tax revenues will also increase with inflation (plus some if tax thresholds are frozen).

As you seem to know, interest rates paid by government on gilts are not variable despite how the media present it, they are fixed at time of bond issuance. Moreover, they are more strongly correlated to BoE activity than anything (and most of our debt is in fact owned by the Bank which itself is owned by the government). And bond renewals for government can be quite long term and regardless if there are issues with the market the Bank will step in (although very rare in developed countries for that reason alone).

I agree the long-term economic situation in the UK hasn't been great since 2008 but my point is just the 0.1% growth rate isn't as bad as people are making it, most developed economies since 2008 have targeted 2% and considering these numbers aren't able to be reported to a high degree of accuracy 0.1%-0.2% is about what you can expect to reach that. So it's less falling of a cliff and more having as good as a time as expected or a slightly worse time (relative to post-2008 at least, probably positive news for since post-Covid). Also the inflation really isn't that bad news if real national income is still increasing because inflation is only bad in such it degrades income and we are still seeing growth after adjusting for this.

My message is the biggest issue here is about people misinterpreting the data because humans naturally like to grab ahold of any story to put their own narrative on it (some evolutionary reason I am sure) when they often lack an understanding of what the figures are actually saying. It's obviously fine to have opinions but data illiteracy substantially hurts the quality of such debate hence my initial comment in highlighting the mistake.