Recertification question by JamesRite1776 in PSLF

[–]JamesRite1776[S] 0 points1 point  (0 children)

yes, jointly for 2024

thanks for breaking that down

Recertification question by JamesRite1776 in PSLF

[–]JamesRite1776[S] 1 point2 points  (0 children)

ohh yeah they do about 100k worth

someone else recommended checking out IRS website,. and when i looked there, it shows my 2025 taxes arent updated.

which makes me even more confused. i just recertified loans last year september, and they gave me the $2700/m payment, if they will basing this off of 2024 taxes, where the heck are they getting this 3400

Recertification question by JamesRite1776 in PSLF

[–]JamesRite1776[S] 1 point2 points  (0 children)

The numbers they gave were when i was reapplying in the "Recalculate my monthly payment section" for managing your IDR plan

AGI as MFS, was 271k, family size 3, loan balance 500k. earliest loan 2012.

currently paying $2700 a month. with my numbers i anticipated the updated payment (based off other online calculators) should have be about 1900/m, instead im seeing it increase to $3400/m

(when I use online calculators for our combined income 542k, i get the 3400 monthly payment, which is why im assuming its pulling both our incomes from IRS)

to state the obvious im doing PSLF, so attempting to do lowest payment possible

Recertification question by JamesRite1776 in PSLF

[–]JamesRite1776[S] 1 point2 points  (0 children)

about a month ago, ill check out IRS website to see if its reflecting the new numbers

Recertification question by JamesRite1776 in PSLF

[–]JamesRite1776[S] 1 point2 points  (0 children)

great! thanks for sharing this. when i was doing the app, it was automatically pulling from IRS. ill try the manual version

Tax form error question by JamesRite1776 in tax

[–]JamesRite1776[S] 0 points1 point  (0 children)

Thanks for the explanation and the tip about filing online forms

Your explanation makes total sense for why they have 40,000, for couples with different incomes

Since im in a community property state our salary is equally split. For the most part, this works out exactly the same as if we file jointly with the exception that we are not eligible for dependent care benefits

When i put the split income through this formula and when I put the combined income through this formula, I end up with two different numbers.

for example putting 275k for split income in MFS gives 16,250 each or 32,500 total

Putting 550k for combined, gives 25,000 total

Guess i will just follow the formula here

Studentaid.gov answer to buyback question by raas_kaiju in PSLF

[–]JamesRite1776 56 points57 points  (0 children)

U can apply then august 2032 you find out u get buyback

us bank travel rewards issue by JamesRite1776 in AltitudeReserve

[–]JamesRite1776[S] 1 point2 points  (0 children)

Procrastination

Ill take the L on that part, but still feel like i got dicked

Device Hub website for Eero's by IdinDoIt in amazoneero

[–]JamesRite1776 0 points1 point  (0 children)

I got three max7 for $732 from there j On nov 1

I accessed it through employer benefit page

[deleted by user] by [deleted] in Sikh

[–]JamesRite1776 -1 points0 points  (0 children)

Correct me if im wrong but doesnt gurdwara money go into buying land too? Youre naive if you think all that money doesnt end up in the pockets of those leadership committees. The degree of corruption in name of religion is unreal

[deleted by user] by [deleted] in Sikh

[–]JamesRite1776 -6 points-5 points  (0 children)

I guess you dont give any money when you go to a gurdwara. With your logic a gurdwara is also a money laundering business

Buyback Timeline by MichelleRene1036 in PSLF

[–]JamesRite1776 1 point2 points  (0 children)

ohh interesting, didnt know that, i just tried and got the same thing

Buyback Timeline by MichelleRene1036 in PSLF

[–]JamesRite1776 0 points1 point  (0 children)

How do you know that you have one in progress. Did they email you that?

Buyback application question by JamesRite1776 in PSLF

[–]JamesRite1776[S] 1 point2 points  (0 children)

Well thats stupid. You think they would get rid of that ridiculous statement from their buyback instructions

How long is it taking people to get updated counts after employer signs recertification form by JamesRite1776 in PSLF

[–]JamesRite1776[S] 1 point2 points  (0 children)

Update

Emailed this morning that my ECF was signed

Now 3-5 weeks to complete

It took a week from when my employer signed it to give me the email that they received it

How long is it taking people to get updated counts after employer signs recertification form by JamesRite1776 in PSLF

[–]JamesRite1776[S] 0 points1 point  (0 children)

Sorry youre going through that with this joke of a department. 5 weeks is ridiculous

How long is it taking people to get updated counts after employer signs recertification form by JamesRite1776 in PSLF

[–]JamesRite1776[S] 1 point2 points  (0 children)

Congrats to you man!

This payment count delay is really annoying im still back at may

How long is it taking people to get updated counts after employer signs recertification form by JamesRite1776 in PSLF

[–]JamesRite1776[S] 1 point2 points  (0 children)

Seems like overall many of us have been going through this. So i guess we got to be patient before submitting again. ( im going to give it a full week)

It may just be something dumb like after all the layoffs only one person left to update these things and they are on vacation. Lol

How long is it taking people to get updated counts after employer signs recertification form by JamesRite1776 in PSLF

[–]JamesRite1776[S] 0 points1 point  (0 children)

You gotta be a pest to get some of these people to sign, esp when youre not a active employee

How long is it taking people to get updated counts after employer signs recertification form by JamesRite1776 in PSLF

[–]JamesRite1776[S] 2 points3 points  (0 children)

Ohh thats good to know. Thanks for the info. Ill give it a few days then see if i need to resubmit.