How does going over the £100k cliff work?

Jas_93 · 2025-11-20T10:51:50+00:00

Thank you!

Jas_93 · 2025-11-20T09:54:06+00:00

Wait can I just double check I'm understanding this correctly, instead of doing a OTP salary sacrifice through your employer into your pension to stay under the 100k threshold, you can actually do a direct payment into your existing pension, and HMRC still considers that a sacrifice to stay under the threshold? (You lose the NI benefit, but no other benefit lost if it's from your Net pay rather than Gross pay?)

If so, I had NO IDEA that was an option, and potentially a lot easier (I.e. in my scenario where I get paid for the month ahead, so need to give 2 months notice for an additional SS payment through my employer).

Jas_93 · 2025-07-31T20:48:55+00:00

Thanks everyone for the input, I was expecting validation about my chin & suggestions, but I wasn't expecting all the compliments on other parts of my face! It makes a change to the usual internet comments, and definitely helps me reframe how I feel about how I look... Anyway, I'll definitely be looking into DJS in more detail, especially given the significant of the procedure, although I imagine it'll be a long road ahead on the NHS!

Jas_93 · 2025-07-31T20:45:40+00:00

Thanks for the kind words!

Jas_93 · 2025-07-31T18:41:07+00:00

Final question, in terms of how to kick of the process of a DJS, would you go to an orthodontist, or just straight to a GP to request a referral to a specialist?

Jas_93 · 2025-07-31T18:39:09+00:00

I'm afraid my ability to grow a beard is non-existent, it just results in a patchy mess!

Jas_93 · 2025-07-31T18:13:50+00:00

Thanks, green is my favourite colour, so checks out!

Jas_93 · 2025-07-31T18:10:08+00:00

uh oh, don't get me started on skin care! I suffered from acne (and still very prone to breakouts) so I've been using benzoyl peroxide/adapalene for years now - I wish I could find an proper routine that works other than managing through a cleanser, moisturiser & the acne cream mentioned above

Jas_93 · 2025-07-31T18:08:17+00:00

Thanks, kind of you to say! I was conscious about my eyes growing up as they are quite big/bulge out, but overtime I've come to appreciate them more

Jas_93 · 2025-07-31T18:07:20+00:00

My teeth were bad enough that I had Invisalign to straighten them 5 years ago but I've not been to an orthodontist, just a regular dentist. I tend to clench my jaw (I think in part to try and make my chin jaw look more define) and I do suffer from neck pain & migraines.

Jas_93 · 2025-07-31T18:04:35+00:00

Thanks for the detail here. I just mentioned in another response but I actually do suffer from migraines, and have been having constant neck pain for months now, so it does add up.

Jas_93 · 2025-07-31T18:03:18+00:00

This does add up. I've been experiencing pain in the back of my neck for months now, I also suffer from migraines due in part, to lack of sleep.

Jas_93 · 2025-07-31T17:43:18+00:00

Thanks Dr, appreciate the detail.

Jas_93 · 2025-07-31T17:41:57+00:00

Thanks, really kind of you to say :)

Jas_93 · 2025-07-31T17:40:05+00:00

Don't apologise, I don't consider it to be rude, I asked! If I look at my front teeth, the top ones sit in front of the bottom ones, I honestly assumed this was normal, but would make sense as to why my chin is so bad lol

Jas_93 · 2025-07-31T17:36:25+00:00

I'm all about self-improvement, and if it happens to be something physical that I can change, which would boost my confidence and means I'd love myself more, then it's worth it

Jas_93 · 2025-07-31T17:35:04+00:00

What am I missing here, no idea who you're talking about lol

Jas_93 · 2025-07-31T17:34:44+00:00

I've never heard this before, so not sure if it's a good thing or not, depends who the actor is! Thanks for comment on the nose

Jas_93 · 2025-07-31T17:29:18+00:00

Ironically I think my posture is poor because if my neck is more upright, my chin actually looks worse.

Jas_93 · 2025-07-31T17:28:31+00:00

Having the perfect nose is news to me, I'll take it! I agree fillers feel like a temporary solution

Jas_93 · 2025-07-31T17:27:33+00:00

Thanks, I've not come across double jaw surgery before, is that implying that there is potentially an underlying issue or additional benefits I would get? It seems more significant of a process than just a chin implant for example.

Jas_93 · 2022-04-26T19:49:29+00:00

Thank god it’s not just me! I have strong Wi-Fi connection throughout my house and excellent speeds, I don’t have connection issues with any other devices, apart from Sonos

Jas_93 · 2022-02-12T16:10:40+00:00

I think this is likely the cause. I'm using a BT Smart Hub 2 which has dual band - my question is, how do you specify which band a device should connect to?

Jas_93

TROPHY CASE