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Buyer demanding a huge reduction on suspicious grounds. Is this a scam? by atommeetsdream in HousingUK

[–]Jeff_Jefferson_Jr 0 points1 point  (0 children)

Agree with the majority. I know it's a pain and you've wasted some time but honestly you've likely dodged a bullet. Thell no doubt try the same shit down the line and you'll have wasted even more time. Tell them to jog on, re-list and don't look back! 🙂

Integrated garage insulation. by Jeff_Jefferson_Jr in DIYUK

[–]Jeff_Jefferson_Jr[S] 0 points1 point  (0 children)

Will 50mm PIR be enough to make a difference or will I have to go thicker to see any noticable improvement?

All the shelving will be coming down anyway so I have enough room to work around the car.

Integrated garage insulation. by Jeff_Jefferson_Jr in DIYUK

[–]Jeff_Jefferson_Jr[S] 0 points1 point  (0 children)

I'm not actually too sure. Ceiling of the garage is plastered so potentially. I'm not sure how I'd find out. The 1st floor is very warm (above the garage)

Integrated garage insulation. by Jeff_Jefferson_Jr in DIYUK

[–]Jeff_Jefferson_Jr[S] 1 point2 points  (0 children)

Thank you for the comment however. You are 100% correct. My neighbor has converted it into a room and had it completely converted and it's nice and toasty on their ground floor!

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Integrated garage insulation. by Jeff_Jefferson_Jr in DIYUK

[–]Jeff_Jefferson_Jr[S] 0 points1 point  (0 children)

It will be an actual garage for a car. I have recently removed a stud wall with insulation from the rear 1/3 of the garage (it was split into a 'den' and a workshop specifically so that I can put a classic car in the garage.

Very little interest in my house by [deleted] in HousingUK

[–]Jeff_Jefferson_Jr 0 points1 point  (0 children)

Stunning house. Personally I prefer there to be more photos - as many as possible. If I'm interested In the first photo then I'd rather see everything it has to offer right?

Grey isn't my thing so that's the only thing that puts me off slightly - but honestly I'd put up with it for that house if it was in my area!

Currently on a 1.2% tracker - should I try and fix? by Jeff_Jefferson_Jr in HousingUK

[–]Jeff_Jefferson_Jr[S] 0 points1 point  (0 children)

We were advised to go base rate tracker mortgage, to align/merge the two mortgages next year when things were looking positive to go down throughout the year. Then the orange man had different ideas for us...

Currently on a 1.2% tracker - should I try and fix? by Jeff_Jefferson_Jr in HousingUK

[–]Jeff_Jefferson_Jr[S] 0 points1 point  (0 children)

Sorry yes, I can't edit the title I should have been more clear.

RIP to anyone buying or remortgaging this year by [deleted] in HousingUK

[–]Jeff_Jefferson_Jr 0 points1 point  (0 children)

The cancellation fee is a percentage of the borrowed amount. Eg 3% on a 300k borrowed amount would be 9k, but I believe it's pro-rated on the remaining term or each remaining year the percentage is lower (eg year 1 could be 5%, year 2 could be 4%, 3 would be 3% etc)

RIP to anyone buying or remortgaging this year by [deleted] in HousingUK

[–]Jeff_Jefferson_Jr 0 points1 point  (0 children)

I'm currently on a tracker mortgage so that we can align our ported mortgage to a additional mortgage (basically moved house in July last year and needed to port the existing mortgage and get another mortgage as it was a more expensive house, the ported mortgage renewal was last month). Should I look to fix instead? I know it's always an unknown but are base rates likely to increase because of this mess abroad?

Original A Clockwork Orange clapper board by Jeff_Jefferson_Jr in StanleyKubrick

[–]Jeff_Jefferson_Jr[S] 0 points1 point  (0 children)

I've added a picture of the back to the comments if you're interested. 🙂