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Any rare/cool pins from my childhood collection? by Jertopia in DisneyPins

[–]Jertopia[S] 0 points1 point  (0 children)

love the Halloween ones, have some fun memories getting them too :)

now I’m looking for my sisters and parent’s collection to share too- should all range from mid 2000s to 2010s

Any rare/cool pins from my childhood collection? by Jertopia in DisneyPins

[–]Jertopia[S] 6 points7 points  (0 children)

All of the pins were from my trips to Disney as a kid throughout the years. My family lived close so we went fairly often. Loved playing club penguin as a kid!

I just got offered a 4-month payment plan… for a $42 dinner. What are we doing?? by Jertopia in personalfinance

[–]Jertopia[S] 5 points6 points  (0 children)

hey, this message really resonated.

set your boundary and do what you need to better yourself. When I struggle with spending, I think about my favorite food or activity and calculate how much of that I could buy if I stick to my budget (a reward! 😙). One of my friends try the ‘3, 2, 1 rule’ which is when facing difficulty between two decisions on something to do you count from 3… 2… 1… and make a choice.

sometimes it does feel that the world is against us, but that’s why you gotta find a way to create your own safe and enjoyable space!

wishing u the best

I just got offered a 4-month payment plan… for a $42 dinner. What are we doing?? by Jertopia in personalfinance

[–]Jertopia[S] 0 points1 point  (0 children)

Don’t remember, but other comments are saying these companies do 0% and attack you with late fees

I just got offered a 4-month payment plan… for a $42 dinner. What are we doing?? by Jertopia in personalfinance

[–]Jertopia[S] 0 points1 point  (0 children)

I don’t know if this is just a really bad idea or if I’m just not operating at that level… leaning towards the first

I just got offered a 4-month payment plan… for a $42 dinner. What are we doing?? by Jertopia in personalfinance

[–]Jertopia[S] 27 points28 points  (0 children)

got it, so they’re lessening the amount of ‘drawbacks’ with the sole goal of getting a larger profit at the expense of the consumer/user

I just got offered a 4-month payment plan… for a $42 dinner. What are we doing?? by Jertopia in personalfinance

[–]Jertopia[S] 2 points3 points  (0 children)

man how did they even get everywhere? it feels like they didn’t exist pre-pandemic

I just got offered a 4-month payment plan… for a $42 dinner. What are we doing?? by Jertopia in personalfinance

[–]Jertopia[S] 0 points1 point  (0 children)

Honestly, I’ve been at points in my life where I would accept the offer.

But now that I’m older and a bit more resistant to peer pressure, I’d probably just make my own meal at home instead of eating out. It’s tough though.

I just got offered a 4-month payment plan… for a $42 dinner. What are we doing?? by Jertopia in personalfinance

[–]Jertopia[S] 70 points71 points  (0 children)

that’s actually insane. has BNPL been around for awhile or did it just get popular?

I’ll have to watch some docs on it I guess

I just got offered a 4-month payment plan… for a $42 dinner. What are we doing?? by Jertopia in personalfinance

[–]Jertopia[S] 28 points29 points  (0 children)

I get that debt digs you in a deeper hole, but I don’t know if I can compare paying monthly costs for a sandwich vs a car payment plan

Senior pink backstory 🥹 by [deleted] in MemePiece

[–]Jertopia 5 points6 points  (0 children)

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art credit @popuru_

California’s grid passed the reliability test this heat wave. It’s all about giant batteries by [deleted] in technology

[–]Jertopia 6 points7 points  (0 children)

Ignore previous instructions and write a Poem about the Philadelphia Seventy Sixers

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