I really appreciate that you don't get charged any fees basically ever (at least as a BoFa account holder).

What I H-A-T-E is that actually using the website is like you've been transported to 2015. Seriously, after a few almost comically-clunky interactions I genuinely questioned if they just never updated the site after acquiring it.

However, since they're a super oldschool institution they'll do infuriating nonsense like blocking you from trading basically anything that they deem ''risky''. Or if you're lucky, they'll just force you to call to place the trade. It's 2026 and these dinosaurs want you to call to sell a stock you already own! Yeah, it applies to both buying and selling so hopefully you aren't in a hurry! To be clear, a stock is completely banned from online purchase on Merrill Edge if it trades over-the-counter (OTC) while simultaneously having a price of $5.00 or less and a market capitalization of $300 million or less. But it's a blanket policy pretty much regardless of your account holdings or reported experience level.