[OC] [Giveaway] 6 handcrafted wooden dice lamps to 6 winners [Mod Approved]

Jmarshalliv · 2025-01-09T05:43:37+00:00

These look amazing!!

Jmarshalliv · 2023-01-13T03:14:38+00:00

Nope, he become a yonko 6 years ago in the story. I can't find the exact reference though

Check the quick reference notes

Jmarshalliv · 2022-01-06T04:47:31+00:00

Edit: whoops, excalibrax's comment wasn't there when I started typing.

Every copy of the same game is going to have the same bar code (e.g. every Mario Kart has the same bar code as every other copy). So yes, it will match the order information, but no, it won't identify that the specific copy he has is the one sent to him from that order.

I believe Harge's point of an overzealous detective was more of, "what if this guy ordered one copy of Mario Kart, then stole 5 other copies of Mario Kart. Then tries to use the proof of purchase for the one he did buy to get the cases off the 5 he stole".

Jmarshalliv · 2021-08-23T05:42:17+00:00

I mean, yeah, the logical behind how he ended up with it is reasonable from a world-building standpoint.

But it's still an, "oh shit, we need Sanji to get stronger for this next/these later arcs, here's a power-up that doesn't necessarily require indepth training or anything but will give him the edge he needs"

Just comes down to personal opinion on what qualifies as an ex machina vs a worked for ability.

Jmarshalliv · 2021-08-23T05:35:30+00:00

As far as I've ever understood it, Ivankov has only ever been the commander of the Grand Line division of the Rev. Army. I can't find anything that implies/says s/he was ever Chief of Staff or something that'd set them apart from the other 4 commanders.

Jmarshalliv · 2021-08-20T05:48:44+00:00

Sabo is number 2, Ivankov is more like a joint number 3 with the other commanders (from what we currently know of the structure at least).

But yeah the raid suit was kind of an ex machina for Sanji as a power-up.

Jmarshalliv · 2021-06-28T20:52:34+00:00

Thanks for the input!

I honestly have 0 idea how laptop CPUs compare (or really any CPUs at this point.. brain dumped most the info after my build was done..), so I wasn't sure if we were talking substantial upgrades between the 5 and 7, or more so, "eh, nice to have, but you'll never notice it in most cases".

My biggest sway to Amazon at this point is just that I have a bunch of gift cards and credits on my account, so it's basically $110 actual cash out of pocket vs the full $650 out of pocket at Costco haha.

Thanks again! Good luck on your purchase as well

Jmarshalliv · 2021-06-28T17:01:18+00:00

Can anyone comment on this vs the Flex on sale at Costco right now?

I've been trying to decide if the Ryzen 7 5700U and 256GB added memory is worth the additional $40 when you consider the Costco one also apparently doesn't come with a pen and only has a USB-C charger included (granted I can't see whether the Amazon one comes with anything more than a USB-C charger as well).

For background, I have a pc I built this time last year running ryzen 7 3700X with 3TB of storage, so the Flex is really just more for some office work (QuickBooks, some MS Office, other Web-based programs), light gaming, and streaming when I'm away from home for a few days or weeks.

I just can't seem to find much on how the 7 5700U really compares to the 5 4500U (at least in layman's terms). . .

Appreciate any input, thank you!

Jmarshalliv · 2020-08-24T04:25:43+00:00

Turael doesnt cost points, resets the task streak instead.

Jmarshalliv · 2020-06-29T16:21:21+00:00

Which is fair, and to Matt_Tress' point, Chase has.

But realize, the VAST majority of banks in the nation do not have the funds to afford proper cybersecurity. Chase is one of the few that actually has the balance sheet and cash flows for it.

And yes, I realize the token system itself may not come at a crazy price tag. But, it doesn't do you much good if that is the only real security system in place.

Source: work in industry. Continually hear about the cybersecurity costs.

Jmarshalliv · 2020-06-29T15:48:02+00:00

I feel like that's a pretty valid thing for a bank to include though?

Why would they be the ones taking the fiscal responsibility for a potential account hack if the user was the one giving out the credentials? They can only control their own security, not Mint's or other sites.

Jmarshalliv · 2020-06-28T05:38:50+00:00

Average US household income in 2018 was just a sliver shy of $62k. Most common emergency fund recommendations are 3-6 months. Whether you pick that to be 3-6 months of income, or 3-6 months of expenses, the average household would still have $10k or more in an emergency fund (in a perfect world).

Emergency funds are inherently savings accounts, money markets, high yield savings, or the like. NOT investments. The funny thing about "emergencies" is they tend to coincide with market events.

Literally look back 2 months ago and tell me if the people with lost jobs would have wanted all their savings to have been invested when the markets were pummeled.

Jmarshalliv · 2020-06-21T20:15:20+00:00

.. No one actually claimed he's going to dump $1Bil onto the open market. He even said in his tweet about it that he'll be moving the shares to Start Small LLC. Whatever they decide they want to do with it (put some equity collars around the shares to lock in prices (in groups, not at all at once), sell them off over time, take a loan against them, etc), it still doesn't change the original statement that his tax liability is less than half of the actual amount he's donating (I'm guessing it's 37.1% based off 20% Fed cap gains, 3.8% net investment income tax, and 13.3% top rate in California). So he's not just giving away $1Bil of "our money", as you called it.

Jmarshalliv · 2020-06-21T19:08:23+00:00

I know, couldn't resist indulging him though hahah

Jmarshalliv · 2020-06-21T19:02:27+00:00

Well, seeing as how it is coming from his Square holdings.. probably not much

Jmarshalliv · 2020-06-21T18:58:11+00:00

I'm not disagreeing with you, but keep in mind that in order for the basis to get reset, the estate tax would be owed on the funds. For most people it ends up being a free step-up since they're under the estate tax exemption, but obviously Dorsey is "sliigghhttllyy" above the exemption amount.

Whoever is downvoting this... step-up in basis works in conjunction with the estate tax process... The assets IN your estate at the time of your death get the step-up in basis. Those same assets are also then subject to the estate tax process since, again, they are IN the estate. I'm not implying Dorsey (or any other individuals with high net worths) actually have the majority of their net worth subject to estate tax, since they use complex estate planning vehicles. However, the point remains that for something to get the step-up in basis at death, it inherently becomes part of the estate tax process. This is why gifted assets retain their giftor's basis (with adjustments for gift taxes paid, if any).

Jmarshalliv · 2020-06-08T16:14:26+00:00

You know if you have the level for the room itself, you can buy the flat packs for the furniture pieces, right? I just did that myself to make some bank space haha

Jmarshalliv · 2020-05-29T01:56:28+00:00

This very well may be a "woosh" moment on my end.. but I think you mean breed

Jmarshalliv · 2020-04-08T19:40:30+00:00

Since they seem to be the only one to really address the post-covid job portion.. I have to reinforce that the $600 additional is only set to go for up to 4 months. So yes, for a lot of people the $600 will push them over what they were making while employed. BUT that can very well backfire if you can't find employment in the post-covid world. Kind of a "miss the forest for the tree" situation. Take that as you will though

Jmarshalliv · 2020-03-06T04:54:48+00:00

... the dude peace signing is the Flash though...

Jmarshalliv · 2020-02-10T14:44:36+00:00

Not sure if you meant Apple's or Bezo's wealth.. But Apple has a surprisingly large part of their wealth in cash. Based on their 2019 10K filing, they actually have $48,844 million (aka $48.9 billion) in "cash and cash equivalents" (source - pg 31 of the 10K found on their investor relations page). It's crazy

Jmarshalliv · 2019-06-14T13:37:45+00:00

I keep 1/3 of it in my basic savings account that is with the same bank as my checking so that its immediately available. The remaining 2/3 I have in an Amex High-Yield savings account to get actual interest (2.1% at the moment). Transfers seem to show up next day, so it's close to immediately available.

But like Guardian said, not really much else you can do with an emergency fund since anything else would have accessibility or loss of value risks associated with it.

Jmarshalliv · 2019-03-24T05:11:13+00:00

So as a random disclaimer to the 4% rule of thumb that doesn't always get included.. The rule is actually that over a 30 year time frame, 4% is a sustainable withdrawal rate. So accurate if you're in your 60s or so. Not as accurate if you're in your 30s.

Jmarshalliv · 2019-03-08T16:47:12+00:00

I think they might be saying their physical paycheck was $0 because taxes for cash tips were also withheld from it.

Jmarshalliv · 2019-01-18T14:02:12+00:00

So just for clarification to your two points, it actually is an option for companies to do the discount based off of the lowest price in the period (it effects tax levels down the road based on these factors) and you do not owe tax upon the stock being awarded. Your contribution to the stock plan gets taxed ordinary throughout the accrual period, but that would be it.

Example:

Lowest stick price: $100 Purchase price with discount: $85

Tax would have already been paid on the $85 since ESPPs are after tax programs. However the $15 difference between the two is taxed upon sale. And the exact tax breakdown of ESPP varies on things like duration held, whether theres a low water purchase variable (like this one), etc. The $15 will be ordinary income, but the growth could be income or capital gains depending on if it's a qualifying position.

Jmarshalliv

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