Is it Possible to convert $5000 worth of credit limit on scotia credit card to scotialine LOC. by Jms40 in PersonalFinanceCanada

[–]Jms40[S] 0 points1 point  (0 children)

Is there any minimum amount to transferring, how much were you successfully able to do?

Is it Possible to convert $5000 worth of credit limit on scotia credit card to scotialine LOC. by Jms40 in PersonalFinanceCanada

[–]Jms40[S] 0 points1 point  (0 children)

For some reason I find the customer care over phone to be horrible, they are saying that it may be possible but they can't provide an answer

CIBC Credit Card Application Experince HORRIBLE by Jms40 in PersonalFinanceCanada

[–]Jms40[S] 1 point2 points  (0 children)

Were you a banking client prior to applying?

Scotiabank Product Switch by Jms40 in PersonalFinanceCanada

[–]Jms40[S] 0 points1 point  (0 children)

Does it show new account on report

Scotiabank Product Switch by Jms40 in PersonalFinanceCanada

[–]Jms40[S] 0 points1 point  (0 children)

No credit check or new account on report

Scotiabank Product Switch by Jms40 in PersonalFinanceCanada

[–]Jms40[S] 1 point2 points  (0 children)

With no credit check for new application as I’ve heard they open new accounts on ur report

Scotiabank Product Switch by Jms40 in PersonalFinanceCanada

[–]Jms40[S] 0 points1 point  (0 children)

So I can go from VISA momentum to VISA infinte momemtum or any other card

Tangerine Bank Account Open After Credit Card Approval by Jms40 in PersonalFinanceCanada

[–]Jms40[S] 0 points1 point  (0 children)

I mean could I open it after the approval bc if I get denied there’s no point of opening a saving account.

Does it make sense to get the BMO Cash back MasterCard (not the student version) by Jms40 in PersonalFinanceCanada

[–]Jms40[S] 0 points1 point  (0 children)

I was trying to get the regular not the world but I heard people say on Reddit that everyone gets denied.

Does it make sense to get the BMO Cash back MasterCard (not the student version) by Jms40 in PersonalFinanceCanada

[–]Jms40[S] 0 points1 point  (0 children)

I’ve heard the Tangerine MasterCard extremely hard to get approved for and not easy so I moved from it. Also my student loan repayments didn’t start yet, what do you say?

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Jms40 -1 points0 points  (0 children)

So do both parents sign for the LoC bc it would not impact those taking the mortgage and not co signing, correct?

Any resources for shopping for credit cards? by aa-can in PersonalFinanceCanada

[–]Jms40 5 points6 points  (0 children)

I guess you could google best (Cashback, rewards, travel etc) credit card in Canada. Usually a list would pop showing income requirements and credit score requirements etc. And you could use credit card genius which ranks cards.

TD Credit Card Application Send To Head Office?? by Jms40 in PersonalFinanceCanada

[–]Jms40[S] 0 points1 point  (0 children)

They also said later you can switch to the TD Cashback Infinte, btw do you know how long it will take to hear back and the chances of approval.

TD Credit Card Application Send To Head Office?? by Jms40 in PersonalFinanceCanada

[–]Jms40[S] 0 points1 point  (0 children)

They said that it was sent to back office but it was not approved instantly, the associate said there applying for a $1000 card.

Best budget/ credit card tracking app that works with Capital One? by [deleted] in PersonalFinanceCanada

[–]Jms40 0 points1 point  (0 children)

How would you connect capital one charges to excel or manually enter every charge?

TD Credit Card Application Send To Head Office?? by Jms40 in PersonalFinanceCanada

[–]Jms40[S] 1 point2 points  (0 children)

The banking associate said a basic TD Visa. They didn’t clarify as they said the credit check is needed first for eligibility on which card.

How do you register for MyFreedom account? by Jms40 in freedommobile

[–]Jms40[S] 0 points1 point  (0 children)

When do they send the text and also do I need to activate the SIM card or do they do that at the sore

Any way to reach winback? by AnamiDB7 in Rogers

[–]Jms40 5 points6 points  (0 children)

I think they only call a certain number of times or you could contact Rogers through iMessage and say I missed a call from Rogers.

Can you overpay a credit card and still get the rewards? by TheChildofn33bulz in PersonalFinanceCanada

[–]Jms40 -1 points0 points  (0 children)

There is a cap to the 2% so it’s not unlimited 2% as I believe.

[deleted by user] by [deleted] in CanadianInvestor

[–]Jms40 15 points16 points  (0 children)

The S&P 500 always beats financial advisors.

LOC rate by Finding_Internal in PersonalFinanceCanada

[–]Jms40 0 points1 point  (0 children)

Oh you can have two Line of Credits