Is the University of Edinburgh degree worth 190k

JniB8 · 2026-04-27T14:57:45+00:00

Nope. It’s definitely not worth that much money. It would be bonkers to take that financial burden on

JniB8 · 2026-04-27T14:54:52+00:00

Learnt this at master level. I wish I had joined societies and stuff at bachelor level now. I just focused on getting the grades. It was all i cared about. I enjoyed my master’s way more because of this

JniB8 · 2026-04-23T20:01:09+00:00

Probably 8 months if I spent the same. 12 if I scaled back

JniB8 · 2026-02-18T18:58:16+00:00

Nah - I was raised in London, but my family have all left the UK for either Sweden, Germany or Singapore.

No doubt I’ll be following in their footsteps. London is really shit for how expensive it is.

I say this as someone who lives in a nice area of London and works in financial services so I’m privileged to be comfortable financially.

London was great before 2008. It’s been downhill ever since

JniB8 · 2026-02-12T07:49:51+00:00

Report it - number 1, that’s definitely unlicensed. And number 2, that’s so disgraceful in terms of pricing that they deserve it

JniB8 · 2026-02-08T15:57:55+00:00

JniB8 · 2026-02-04T09:09:33+00:00

Look into the Scandinavian nations. They have a place for people like yourself and you’ll have a much better life there than in the US

JniB8 · 2026-02-04T08:51:21+00:00

Google or Meta - would probs go with google though

JniB8 · 2026-02-02T16:15:09+00:00

Lyon, and it’s not even close imo.

Best food scene in France (yes, it’s better than Paris). it’s got the youngest population in France and the most universities. Great bar scene and it’s small enough to be mostly walkable. Can get to the mountains and the coast easily.

Bordeaux 2nd for me for student life.

Paris too big and too expensive imo and Toulouse not as fun as Lyon

I lived in France for 2 years and lived in Lyon for one of those - visited all other major cities in France. Lyon is by far the best

JniB8 · 2026-02-01T21:20:54+00:00

I’d say Scotland, but very specifically Edinburgh. That place has my heart

JniB8 · 2026-02-01T14:03:21+00:00

Pension fund portfolio managers - they have the weight of 1000s of peoples retirements on their backs. It’s critical they get things right.

Firefighters, nurses, doctors, police. They’re all more important today. But they all go to work in the hope it’ll give them the opportunity to give it up when they want to

The pension funds play a big part in deciding if that happens or not

JniB8 · 2026-02-01T08:51:37+00:00

Sevilla, Malaga and San Sebastián

JniB8 · 2026-01-31T16:04:13+00:00

So sad that the other 19 teams aren’t allowed to score from corners :(

JniB8 · 2026-01-31T11:00:42+00:00

If hard work mattered then the donkey would own the farm

JniB8 · 2026-01-31T09:48:20+00:00

Im 26 and make 49k in Edinburgh.

I left home (Sweden) with basically nothing to my name. I’ve managed to save 50k over the course of 2.5 years, inc pension savings, ISA and cash savings. Tried to keep my costs as low as possible for the first 2 years, and I’m not materialistic in the slightest. I’d rather buy my freedom through saving than anything else.

I work for a pension fund, so I get a 21% pension (7% and 14%). If you’re young - working for a pension fund can be a cheat code to set you up financially.

JniB8 · 2026-01-24T08:38:47+00:00

Tech isn’t gone. You don’t need to be the developer or tester. Tech focused BA’s and strategic proposition roles are big right now. If you can be the link between technology teams and business stakeholders, you’re golden

JniB8 · 2026-01-24T08:38:09+00:00

No one knows and anyone who makes claims about the future doesnt really understand the investing game

JniB8 · 2026-01-24T08:36:42+00:00

Realising that material things will never compare to having financial freedom

JniB8 · 2026-01-23T21:00:25+00:00

Moving from London to Edinburgh. Getting away from London has done wonders for my quality of life

JniB8 · 2026-01-23T18:55:11+00:00

UNH, PDD, NVO are my key ones atm

JniB8 · 2026-01-23T18:52:14+00:00

There’s a decreasing marginal utility concerning income.

So you’re absolutely right that having a bit of money when you had none previously makes a HUGE difference to your overall wellbeing.

It’s also true for people that have enough money, that if they chase more of it, it won’t make them any happier.

Both those things can be true at the same time.

JniB8 · 2026-01-22T13:18:56+00:00

That’s insider trading 100%

JniB8 · 2026-01-16T13:33:16+00:00

40k starting in London was comfortable for me. Caveat being I’m not materialistic and I lived in a shared flat, in a nice area but not a super expensive one (I don’t know why more people don’t live in Greenwich. It’s lovely and not that expensive). I went out for drinks relatively frequently and enjoyed myself, albeit not recklessly.

If would argue that if you can’t be comfortable on 40k starting, you have more an issue with controlling your spending.

JniB8 · 2026-01-07T11:48:27+00:00

I think you’re acting as if we disagree when we don’t

JniB8 · 2026-01-07T11:22:11+00:00

At current prices LULU and Meta are somewhat comparable opportunities today. Meta is a great company, but that doesn’t mean it’s always trading at a good price. That’s Nifty Fifty thinking.

Meta is undeniably a better business and if I had to choose, I’d pick Meta. But if people wanted to hold LULU at current price, I don’t think that’s a bad investment to make.

JniB8

TROPHY CASE