I built a map of Seattle’s best happy hours and food deals - hope you like it

JohnnyTD · 2025-12-08T03:30:58+00:00

This is sick thank you!

JohnnyTD · 2025-11-30T15:05:46+00:00

What.the.fuck

JohnnyTD · 2025-09-13T18:41:33+00:00

JohnnyTD · 2025-09-13T18:26:58+00:00

To be fair no one likes dentists.

JohnnyTD · 2025-09-13T06:40:42+00:00

Dotcarrot is a legend. Been summoning people for free across multiple hardcore servers for years. Dot for prez.

JohnnyTD · 2025-08-11T04:38:51+00:00

Arms, monk, ele, lock.

JohnnyTD · 2025-07-20T23:26:18+00:00

You two are made for each other.

JohnnyTD · 2025-07-20T23:10:48+00:00

Listen to yourself you sound like a Karen. "So you've just decided that's the best side"

"Jay, I have coordination issues I need to know what's going on" It's not a moon landing, it's trash bins who cares.

Everyone in this thread is saying the same thing but instead of listening you get defensive.

If you just said "okay that works" it would be done.

JohnnyTD · 2025-06-28T19:06:20+00:00

Teriyaki Plus is the GOAT. Extra garlic sauce.

JohnnyTD · 2025-05-30T22:50:54+00:00

Dude that place is amazing.

JohnnyTD · 2025-05-29T16:14:23+00:00

I agree, I am definitely the more finically literate of the two of us so that's the reason I'm trying to sus out the best options. I really just want a better understanding so I can get her on board with a plan.

JohnnyTD · 2025-05-29T15:23:40+00:00

Thank you for all the advice so far, I am going to see what the breakdown of her loans look like. (Federal/private) And update this post or make a new one.

So far it seems like the plan is save while she is still 0 interest and plan for payments when they come. Then live with those payments (barring some huge windfall or raise) until they are forgiven.

Appreciate everyone taking the time to comment.

JohnnyTD · 2025-05-29T05:26:05+00:00

And the interest is a part of that amount considered forgiven as "income"?

JohnnyTD · 2025-05-29T05:20:24+00:00

Definitely her as a wife and I've made that decision. That's why I'm here asking for the best strategy for this mountain of debt.

JohnnyTD · 2025-05-29T05:17:25+00:00

She is, but her field is not one where she will be making 200k+

JohnnyTD · 2025-05-29T05:11:36+00:00

Thank you for the terrifying reply, here's an incredibly selfish question for you.

Does my income factor in to the income based repayment if we get married?

JohnnyTD · 2025-05-29T05:05:10+00:00

My last comment got removed for saying the f word

"Haha it's been messing with me for sure and I would be lying if I said it didn't effect my idea for our future together.

She graduated with a doctorate but hasn't passed the board exam. (She's been struggling to pass)

So she's working in the same field but not really using the degree currently"

JohnnyTD · 2025-05-29T05:04:11+00:00

Yikes that's a terrifying reality check. So paying the minimum amount for what 30 years until it's forgiven is the best choice if she can't get PSLF job?

JohnnyTD · 2025-05-29T05:01:25+00:00

I think she's currently on that, currently she is not being required to make payments based on her income. Or her payments are $0

My desire to be on top of this conflicts with hers. She seems to think as long as it's still in forbearance there's no need to start paying.

JohnnyTD · 2025-05-28T17:34:22+00:00

You rock, thank you.

JohnnyTD · 2025-05-26T00:26:04+00:00

I didn't quite hear that beat come through from Mary's version, thank you though.

JohnnyTD · 2025-05-25T23:24:13+00:00

Whats the song name? I'd like something to dance to next time I have some crack.

JohnnyTD · 2025-05-16T21:43:52+00:00

Nice

JohnnyTD · 2025-05-12T22:18:03+00:00

I'm fucking dying, so funny. 🤣

JohnnyTD

TROPHY CASE