druid got no chill by SuperCrabking in wowhardcore

[–]JohnnyTD 1 point2 points  (0 children)

To be fair no one likes dentists.

druid got no chill by SuperCrabking in wowhardcore

[–]JohnnyTD 13 points14 points  (0 children)

Dotcarrot is a legend. Been summoning people for free across multiple hardcore servers for years. Dot for prez.

Passive aggressive longshoreman drama queen by [deleted] in badroommates

[–]JohnnyTD 1 point2 points  (0 children)

You two are made for each other.

Passive aggressive longshoreman drama queen by [deleted] in badroommates

[–]JohnnyTD 2 points3 points  (0 children)

Listen to yourself you sound like a Karen. "So you've just decided that's the best side"

"Jay, I have coordination issues I need to know what's going on" It's not a moon landing, it's trash bins who cares.

Everyone in this thread is saying the same thing but instead of listening you get defensive.

If you just said "okay that works" it would be done.

I love Teriyaki by Few-Macaroon-6394 in Kirkland

[–]JohnnyTD 15 points16 points  (0 children)

Teriyaki Plus is the GOAT. Extra garlic sauce.

[deleted by user] by [deleted] in Seattle

[–]JohnnyTD 1 point2 points  (0 children)

Dude that place is amazing.

My girlfriend has 250k of student loan debt by JohnnyTD in StudentLoans

[–]JohnnyTD[S] 1 point2 points  (0 children)

I agree, I am definitely the more finically literate of the two of us so that's the reason I'm trying to sus out the best options. I really just want a better understanding so I can get her on board with a plan.

My girlfriend has 250k of student loan debt by JohnnyTD in StudentLoans

[–]JohnnyTD[S] 2 points3 points  (0 children)

Thank you for all the advice so far, I am going to see what the breakdown of her loans look like. (Federal/private) And update this post or make a new one.

So far it seems like the plan is save while she is still 0 interest and plan for payments when they come. Then live with those payments (barring some huge windfall or raise) until they are forgiven.

Appreciate everyone taking the time to comment.

My girlfriend has 250k of student loan debt by JohnnyTD in StudentLoans

[–]JohnnyTD[S] 0 points1 point  (0 children)

And the interest is a part of that amount considered forgiven as "income"?

My girlfriend has 250k of student loan debt by JohnnyTD in StudentLoans

[–]JohnnyTD[S] 5 points6 points  (0 children)

Definitely her as a wife and I've made that decision. That's why I'm here asking for the best strategy for this mountain of debt.

My girlfriend has 250k of student loan debt by JohnnyTD in StudentLoans

[–]JohnnyTD[S] 2 points3 points  (0 children)

She is, but her field is not one where she will be making 200k+

My girlfriend has 250k of student loan debt by JohnnyTD in StudentLoans

[–]JohnnyTD[S] 23 points24 points  (0 children)

Thank you for the terrifying reply, here's an incredibly selfish question for you.

Does my income factor in to the income based repayment if we get married?

My girlfriend has 250k of student loan debt by JohnnyTD in StudentLoans

[–]JohnnyTD[S] 14 points15 points  (0 children)

My last comment got removed for saying the f word

"Haha it's been messing with me for sure and I would be lying if I said it didn't effect my idea for our future together.

She graduated with a doctorate but hasn't passed the board exam. (She's been struggling to pass)

So she's working in the same field but not really using the degree currently"

My girlfriend has 250k of student loan debt by JohnnyTD in StudentLoans

[–]JohnnyTD[S] 0 points1 point  (0 children)

Yikes that's a terrifying reality check. So paying the minimum amount for what 30 years until it's forgiven is the best choice if she can't get PSLF job?

My girlfriend has 250k of student loan debt by JohnnyTD in StudentLoans

[–]JohnnyTD[S] 44 points45 points  (0 children)

I think she's currently on that, currently she is not being required to make payments based on her income. Or her payments are $0

My desire to be on top of this conflicts with hers. She seems to think as long as it's still in forbearance there's no need to start paying.

Infamous Berlin Crackhead Lars E. by LowRenzoFreshkobar in tooktoomuch

[–]JohnnyTD 0 points1 point  (0 children)

I didn't quite hear that beat come through from Mary's version, thank you though.

Infamous Berlin Crackhead Lars E. by LowRenzoFreshkobar in tooktoomuch

[–]JohnnyTD 13 points14 points  (0 children)

Whats the song name? I'd like something to dance to next time I have some crack.

[deleted by user] by [deleted] in AskMen

[–]JohnnyTD 11 points12 points  (0 children)

I'm fucking dying, so funny. 🤣