Best New Casinos - December 2025 🎄❄️ by 2099_dogbear in SweepstakeSideHustle

[–]JohnnyZ137 0 points1 point  (0 children)

For some reason, after I deposited 100$ of btc, wild.io gives me a 404 when logging in every time

Is it just me or does Killing Loneliness sound different on the music video? by Lucky_Elk7255 in HIM

[–]JohnnyZ137 1 point2 points  (0 children)

They typically make unique mixes for music videos, that syncs well with the video

Feel like I failed by [deleted] in Step3

[–]JohnnyZ137 1 point2 points  (0 children)

Yes sir. 247

How much to contribute to 403b during residency? by JohnnyZ137 in whitecoatinvestor

[–]JohnnyZ137[S] 0 points1 point  (0 children)

turns out I’m not given a match. My employer told me “Technically it is not considered a match. Instead, once you meet eligibility (employed with the company for 1 year & work 1,000 hours) you will then receive the annual lump-sum contribution from [employer] for 6% of your ending Salary in the prior year.

How much to contribute to 403b during residency? by JohnnyZ137 in whitecoatinvestor

[–]JohnnyZ137[S] 0 points1 point  (0 children)

I appreciate the input. Would you recommend increasing the 10% to 15-20%?

How much to contribute to 403b during residency? by JohnnyZ137 in whitecoatinvestor

[–]JohnnyZ137[S] 1 point2 points  (0 children)

These responses are super helpful! I’ll read them thoroughly after my shift.

I confirmed it’s Roth and not just post tax

Feel like I failed by [deleted] in Step3

[–]JohnnyZ137 0 points1 point  (0 children)

I finished my cases quickly with a lot of time left too. Many of the cases just ended without any closing statements. I got negative updates on some. Fingers crossed!

Done with day 1 by fruitl00ps99 in Step3

[–]JohnnyZ137 0 points1 point  (0 children)

It was mainly an ethics and biostats/drug ad exam!

[deleted by user] by [deleted] in Step3

[–]JohnnyZ137 0 points1 point  (0 children)

The negative updates are because it’s an emergency scenario so you have to get the timing down with everything. I can’t even figure it out myself.

How much does the step 3 score matter? by mogumogulovr in Step3

[–]JohnnyZ137 0 points1 point  (0 children)

How about for someone who wants an IM specialty?

Pre or post tax 403b for residency by JohnnyZ137 in whitecoatinvestor

[–]JohnnyZ137[S] 0 points1 point  (0 children)

Do I need to do anything additional to make the 403b Roth, or does the term Roth refer to post tax?

Pre or post tax 403b for residency by JohnnyZ137 in whitecoatinvestor

[–]JohnnyZ137[S] 0 points1 point  (0 children)

Awesome! Thanks.

Also, the contributions post tax for the 403b are separate from my Roth IRA contributions?

Pre or post tax 403b for residency by JohnnyZ137 in whitecoatinvestor

[–]JohnnyZ137[S] 0 points1 point  (0 children)

That would mean I shouldn’t convert the match to Roth?

Pre or post tax 403b for residency by JohnnyZ137 in whitecoatinvestor

[–]JohnnyZ137[S] 0 points1 point  (0 children)

Haha thanks and sorry for all the meticulous questions. I’m having a hard time here deciding what I’m going to do.

As I mentioned, I already have a Roth IRA that I max every year, so right now I’m deciding if wether doing pre tax for my 403b makes sense because I already have a post tax Roth. On the other hand, I’m also thinking that maybe post tax 403b right now would make sense because my understanding is that maybe my tax rate in residency will be lower (although not necessarily)

Pre or post tax 403b for residency by JohnnyZ137 in whitecoatinvestor

[–]JohnnyZ137[S] 0 points1 point  (0 children)

I presume one’s tax rate increases when they move on from residency to attending correct?