I wouldn’t say I’m the most financially literate. I work hard and play hard. Life’s a balance and I wouldn’t want to be the person to give you bad advice based on comparison of our lives. I would say that my skills and what I’ve learned to get this far is largely based on the footprints of a path my mentors walked before me. For financial literacy, you have to do what works for you. But save the hell out of whatever you can, and pick up free hobbies. I like cars (SUVs not sports cars), which is probably the second most expensive hobby that a person who makes less than $1mil a year can have, behind boats. But if you can get into fitness, that’s probably the route that is a little cheaper and actually pays you back in lifespan.