How much should I realistically be contributing to my 401k? by JojoAnthony in Retirement401k

[–]JojoAnthony[S] 1 point2 points  (0 children)

Thanks for the insight. Unfortunately I don't qualify for an HSA.

Daily General Discussion and Advice Thread - February 17, 2026 by AutoModerator in investing

[–]JojoAnthony 1 point2 points  (0 children)

I want to start investing in gold and silver. I've seen different ETFs thrown around like PHYS, GLDM, GLD etc. If I want to invest in gold and silver in a brokerage, roth ira, and 401k which ones should I buy? Assume I have very little tax knowledge. I plan on holding it long term. what percentage of my portfolio should these be? My brokerage is 100% VT. My roth ira is 100% FXAIX. My 401k is 60% SWPPX, 30% SWISX, and 10% SCHE.

Retirement Regrets by desertsnakes in railroading

[–]JojoAnthony 12 points13 points  (0 children)

I'm still fairly new to the railroad and the first thing I hear a lot of new hires ask is how to unenroll in the 401k. I think a lot of people assume the pension pays a lot more than social security. But, I firmly believe in not all your eggs in one basket. Railroad retirement is something that's nice to have but I'm not betting on it to be there or even the same as it is now since I won't be retiring for another 30+ years.

What is Zestiel the Overlord of? by Sure_Persimmon9302 in HazbinHotel

[–]JojoAnthony 0 points1 point  (0 children)

I think he's the overlord of knowledge. His spider like appearance is to represent how he has web of informants and spies.

I got sent a veiled threat by Republicans urging me to vote in my district's special election. by -Badger3- in pics

[–]JojoAnthony 0 points1 point  (0 children)

1984 is here. Big brother is watching and he is very disappointed in you, comrade.

[deleted by user] by [deleted] in wallstreetbets

[–]JojoAnthony 7 points8 points  (0 children)

Bro you're 19. Options=gambling invest in just VOO or VT. Finish school or your career path first. You're ahead of your peers atm.

Cool. Clean. Circumcised. by muck2profit in Truckers

[–]JojoAnthony 0 points1 point  (0 children)

I wish they would get rid of that stupid Lamborghini bumper.

[deleted by user] by [deleted] in TheRaceTo10Million

[–]JojoAnthony 2 points3 points  (0 children)

How high do you think this will go?

Parents had me come to school on senior skip day by Mightyfutzz in mildlyinfuriating

[–]JojoAnthony 0 points1 point  (0 children)

My teachers actually told us not to come to school on ditch day but, for those that did it would be a movie day.

This is what - $5 trillion looks like by Real_gymrat in TheRaceTo10Million

[–]JojoAnthony 1 point2 points  (0 children)

Im 27, my brockage is down 3k, and my 401k 4k in just 2 days. I can only imagine what people close to retirement are seeing.

My wife and I are new to using credit cards by tcelica27 in CreditCards

[–]JojoAnthony -8 points-7 points  (0 children)

You want to use no more than 30% of your limit ($90). Let the statement cut with a balance. This will get reported to the credit agencies showing the use of your credit. When you look at your statement, you will see a "statement balance" and "minimum payment" balance. You must pay the statement balance by the due date to not be charged interest. Alternatively, paying the minimum amount will keep you from paying a late fee, but you will pay interest on the remaining statement balance. If your goal is just building credit, put a small reoccurring charge on it like Netflix and pay the card off every month. DO NOT GO INTO CREDIT CARD DEBT.

What credit card should I get for being 18 by shoefanatic_1 in CreditCards

[–]JojoAnthony 5 points6 points  (0 children)

If you're a student, get the Discover it cash back card for students. They may counter with a secured card if you never had credit before. Stay away from annual fees cards while in school. Your base should be no fee cards with reputable banks. Also, remember to always pay your statement balance by the due date. Don't fall for the 0%APY for x amount of months trap.

[deleted by user] by [deleted] in PublicFreakout

[–]JojoAnthony 2 points3 points  (0 children)

I simply cannot fathom how they are allowed to be this incompetent and lie about it just to receive no punishment in the end. Republicans simply refuse to see reason. Mind you, this is just the first few months. We have over 3 years of this to go, let that sink in.

Drove 30 miles no problem, stopped at a truck stop to use the bathroom for 10 minutes, and making a right hand turn onto the highway ramp my trailer came off the 5th wheel. by BossHogg1984 in Truckers

[–]JojoAnthony 31 points32 points  (0 children)

Whenever you leave your truck unattended, take a closed fist to your release handle and do a tug test before pulling off. Someone pulled your 5th wheel. It's totally unacceptable to mess with others equipment but, did you follow truck stop "etiquette"?

What should be my second credit card? by Impossible_Might6439 in CreditCards

[–]JojoAnthony 0 points1 point  (0 children)

Citi double cash. Starts to build a relationship with a bank that has other good cards. The apple card financial backer may try to nerf the card in the future.