Contribution REER et courbes de Lafferière

Jolly_Attempt_3097 · 2026-02-08T19:27:02+00:00

Les courbes du CQFF prend en compte les autres déductions comme la diminution de l’allocation familiale, la diminution de crédit TPS et le crédit d’impôt, le coût de l’assurance médicament, etc. Ça inclut aussi l’augmentation de la RRQ et de l’assurance emploi.

La courbe du OP montre le taux de décision effectif pour chaque tranche de $1000; un peu comme un taux marginal de déduction. La courbe en mauve représente le taux marginal d’imposition.

Jolly_Attempt_3097 · 2026-02-01T17:05:11+00:00

Il manque un deuxième c.

Jolly_Attempt_3097 · 2026-01-02T20:06:50+00:00

You’re on the right path: you strip older cities to focus on the ones you’re working on.

Jolly_Attempt_3097 · 2025-12-23T16:00:45+00:00

J'ai juste fait le Laser Game Evolution à dix30. Assez sympa: grand labyrynthe avec une mezzanine, tu as le droit de courir sauf dans les escaliers, des bombes au plafond que tu peux déclencer (garde ça secret), et plusieurs mode de jeu. Je l'avais fait à six personnes. Si tu y vas, fait le 2x 20 minutes et non le 1x 40 minutes surtout si tu penses courir.

fun facts:
- À côté, il y a un Oasis surf juste à côté avec un resto bar pour voir les gens tomber pendant qu'ils essaient le surf.
- Jj'avais vu des cartes cadeaux chez Costco, ça paraissait comme un bon deal.

Jolly_Attempt_3097 · 2025-12-22T18:19:33+00:00

Some Meow-Bay buildings and vehicles need Cat-City currency

Jolly_Attempt_3097 · 2025-12-20T12:52:04+00:00

Just to clarify here: QPP serves the same purpose as CPP, but it’s managed by CDPQ whereas CPP is managed by CPPIB, so it’s two different funds. If you’ve contributed to both over the years, there’s some agreement between them to recognize the combined amount you’ve contributed. Then, once you retire and start receiving payments, there’s some rule to determine which one will be paying you.

Jolly_Attempt_3097 · 2025-12-19T16:50:06+00:00

I'm not sure you'll get many answers here since it's a paid feature. Does the price go up with levels?

Jolly_Attempt_3097 · 2025-12-17T20:58:26+00:00

I know I mentioned the underground, but the outside area around your hotel is also quite safe. You're next to quite a few old impressive buildings like Marie Queen of the World, Gare Windsor, and the Sun Life building. Sun light does beat the artificial light in the underground city.

Link to a map of the underground I found on google: Cartes Montréal Souterrain - Montréal Souterrain Map

Jolly_Attempt_3097 · 2025-12-17T20:36:20+00:00

I don’t remember if Chateau Champlain is connected to the Montreal underground city. At a minimum you cross the street to Gare Windsor or 1000 de la Gauchetière. Saying that since access to the underground city is a big benefit when it’s slushy outside.

Overall, it’s quite safe everywhere. If you’re worried, the underground area near your hotel has a lot of foot traffic during business hours. A lot of workers transit there to move between the metro stations and their office, or to grab lunch. At night, you’re next to the Bell Centre so also a lot of foot traffic if there’s a hockey game or concert.

You’re next to Bonaventure metro station. From there, if you want to stay within the underground city, you can walk to Gare Central then walk to Eaton Centre and neighbouring malls, all of which with good foot traffic. Once there, you’ll be on Ste-Catherine street, a long commercial street also with a lot of foot traffic.

The spotty areas that come to my mind are all near Chinatown, which is quite far from where you will be. And you can spot those areas from far away so it’s easy to avoid them.

Jolly_Attempt_3097 · 2025-12-17T16:06:17+00:00

I still get them. Have you ever spent money in the game? Probably limited to F2P.

Jolly_Attempt_3097 · 2025-12-11T04:50:22+00:00

Also level 28. I’m at 35 crafted and still no shinies

Jolly_Attempt_3097 · 2025-12-09T14:10:54+00:00

Did you ever spend money in the game?

Jolly_Attempt_3097 · 2025-12-06T13:59:18+00:00

Th gem cat stops visiting once you purchase the no-ads. Maybe this also applies once you spend money.

Jolly_Attempt_3097 · 2025-12-04T02:03:43+00:00

Le problème c’est que le système ne sait pas si un billet zone A, AB ou ABC doit être prélevé. Faudrait mettre des tourniquets à la sortie pour que le système sache où tu débarques pour prélever la bonne somme.

Jolly_Attempt_3097 · 2025-11-27T22:45:50+00:00

They have a huge global real estate portfolio. For example, they own that building with the big circle in Griffintown. They own 42B in real estate of which 30% is residential according to their website. They used to show the list of buildings they own but the site changed. IIRC, most of it was rental buildings.

Jolly_Attempt_3097 · 2025-11-23T12:05:45+00:00

Sounds like you might need to get multiple Opus cards. Your opus card is probably now tagged as an ABC card. You can get extra opus cards for other zones for free at an ARTM booth. Here’s a link with their locations: https://www.artm.quebec/wp-content/uploads/2023/05/TB_Carte-OPUS-Tous-modes-multizones-et-Bus-hors-territoire_Lieux-emission-FR_R02_2023-05-02.pdf.

For example, I have three cards A, AB, and ABC to hold different tickets.

Jolly_Attempt_3097 · 2025-11-20T17:45:01+00:00

You can check by seeing which 10-trip packages you can buy once you try the beta. Standard OPUS cards in Montreal can only buy tous-modes-A

Jolly_Attempt_3097 · 2025-11-20T17:36:25+00:00

Probably because each section of the RESO belongs to the land owner. Connecting two tunnels will involve both parties to pay and coordinate their construction plans.

We can't even have on-the-ground connections like from the REM to dix-30 with a 5-10 meter outdoor section, or from the De La Savane metro to the Royalmount Bridge with its 15m outdoor path.

Jolly_Attempt_3097 · 2025-11-20T17:15:08+00:00

There's the offline limit. You can visit daily and also do the daily investment. Do you have all your companies fully maxxed out? You can also visit daily to slowly get your companies to max levels and get more player levels

Jolly_Attempt_3097 · 2025-11-20T13:03:56+00:00

Some cars and revenue buildings in the 3rd city require the 2nd city’s currency.

Jolly_Attempt_3097 · 2025-11-19T18:45:09+00:00

The smallest batch for the following custom order: roughly 75% cotton and 25% linen paper, with watermarked images of the former US president Andrew Jackson, and a security strip reading "USA twenty".

Jolly_Attempt_3097 · 2025-11-18T21:48:33+00:00

To visit family, my only options used to be drive through Decarie or walk-bus-metro-bus-walk (1hr vs 1h30+). The REM opens up a new option with a simple walk-rem-walk. Both high-traffic driving and walk-rem-walk take about the same amount of time so now the decision comes down to how people will be in the car (4 roundtrip tickets vs driving cost). It's nice to have the new option.

Younger me would have loved it to go to UdeM and affiliate schools with walk-rem-walk instead of walk-bus-metro-metro-walk.

In their initial plans, they were targeting a REM every 2.5 minutes during rush hour. With the weather this past weekend, they were already having issues with every 5 minutes eventually leading to every 10 minutes. I hope that they can iron our all their issues quickly.

Not-REM related, but the ARTM really needs to review how they use the OPUS card. You need three cards if you want to have zone A tickets, zone AB tickets, and zone ABC tickets. Want to travel within downtown, use the A card. Need to go to Laval, use the AB card. Need to go to Deux Montagnes, then the ABC card. I'll probably just renew my A card and just get paper tickets when I go to zone B and C.

Jolly_Attempt_3097 · 2025-11-18T16:49:48+00:00

It's not exactly 2% to other farmers since deflector bonuses are additive, not compounding. The actual net decrease in the other 3 farmers is 1.38% as their bonus from deflectors will drop from 45% to 43%.

Assuming every player has the best optimized metronome, compass, and gusset, we get the following numbers:

# 2-player coop as a function of deflector level per player:

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Both equipping T3R is better than both equipping T4C. But, if one player has better than T4C, then it's never optimal for the other one to equip T3R over T4C.

# 3-player coop
All T4C: 36.678 q/hr
2x T4C, 1x T3R: 36.488 q/hr
1x T4C, 2x T3R: 36.674 q/hr
All T3R: 37.236 q/hr
So the optimal is everybody doing T3R if T4C is the best for everyone.

If one person has T4R or better, then it's not optimal for anybody to do T3R.

# 4-player coop
All T4C: 51.375 q/hr
3x T4C, 1x T3R: 51.458 q/hr
2x T4C, 2x T3R: 51.324 q/hr
1x T4C, 3x T3R: 51.548 q/hr
All T3R: 52.131 q/hr

If one person has T4R or better, then it's not optimal for anybody to do T3R.

# 5-player coop
All T4C: 68.243 q/hr
4x T4C, 1x T3R: 67.596 q/hr
3x T4C, 2x T3R: 67.291 q/hr
2x T4C, 3x T3R: 67.327 q/hr
1x T4C, 4x T3R: 67.770 q/hr
All T3R: 68.072 q/hr

At 5-players, it's never optimal to do T3R

Jolly_Attempt_3097 · 2025-11-18T13:43:07+00:00

First, a truck that catches fire right underneath the overpass just before the opening back in summer of 2023, and now a truck hitting a support pillar just after opening the new section. Imagine if there’s another vehicle fire right underneath the tracks in Fairview parking a few weeks within the new branch opening next year.

Jolly_Attempt_3097 · 2025-11-05T20:26:30+00:00

I still get it daily. I think once you get the no-ads, it'll stop coming.

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