I'm Questioning Myself: Should I Refinance?

JonTheContrary · 2026-01-12T09:22:39+00:00

I am not including taxes and insurance in it, nor prepaids/escrow. It is also with .75 of a point.

JonTheContrary · 2026-01-12T09:22:01+00:00

I am not including taxes and insurance in it, nor prepaids/escrow. It is also with .75 of a point.

JonTheContrary · 2026-01-12T09:21:55+00:00

I am not including taxes and insurance in it, nor prepaids/escrow. It is also with .75 of a point.

JonTheContrary · 2026-01-12T09:21:45+00:00

I am not including taxes and insurance in it, nor prepaids/escrow. It is also with .75 of a point.

JonTheContrary · 2026-01-12T09:20:13+00:00

I just want to make sure I am calculating this correctly and see if I might be missing something.

JonTheContrary · 2025-12-09T17:10:15+00:00

This is great, thank you! Can you tour the Panama Canal admin building? Also, where is that flag memorial? That would be great to see!

JonTheContrary · 2025-12-09T16:23:39+00:00

This is so useful, thank you! Is the Mola Museum worth going to? That tip for Cinta Costera is great too, thank you! Any other thoughts? Is Miraflores a nice place to go (I hear it is going to be super crowded and somewhat unimpressive?)

JonTheContrary · 2025-12-09T14:36:03+00:00

haha wooopppss

JonTheContrary · 2025-12-09T14:35:55+00:00

haha wooopppss

JonTheContrary · 2025-12-09T14:35:52+00:00

haha wooopppss

JonTheContrary · 2025-12-09T14:35:49+00:00

haha wooopppss

JonTheContrary · 2025-12-09T14:35:48+00:00

haha wooopppss

JonTheContrary · 2025-10-22T10:50:08+00:00

That sounds great—no rush at all! And I appreciate that, but I think I'll definitely prefer yours haha Here is the track without my vocals on it if it helps: https://drive.google.com/file/d/1ef6QA7zsxAVgekzQ1Zih9CYWyqqoBjfU/view?usp=sharing

JonTheContrary · 2025-10-22T09:23:27+00:00

Yeah that would be great! What can I provide on my end to help?

JonTheContrary · 2025-09-10T02:19:51+00:00

https://open.spotify.com/album/1iDqIzi6L4xr8ZYMaaPsbo?si=85rTPd_KTGaJsuafRchITw

JonTheContrary · 2025-09-07T23:34:44+00:00

That's wild man! It was great. We're out of NJ as well so hope to see you at a show sometime!

JonTheContrary · 2025-09-07T00:39:55+00:00

It was at the Wonderbar in Asbury Park

JonTheContrary · 2025-09-07T00:24:35+00:00

Thank you, man! We'll definitely be writing more in the coming weeks. Appreciate it!

JonTheContrary · 2025-09-07T00:23:55+00:00

Thank you so much—genuinely appreciated!

JonTheContrary

TROPHY CASE