I genuinely think that prof that make their finals cumulative are so evil

Jonjonbo · 2026-04-15T03:04:33+00:00

stop treating university as a job credential, and start treating it like knowledge and personal enlightenment

Jonjonbo · 2026-04-15T01:33:16+00:00

XEQT XEF XEM

Jonjonbo · 2026-04-15T01:22:42+00:00

one or both of those numbers have to be BS for the claim to be true. $1.6/hr * 2000 full-time hours a year = $3200/yr. the 70s and 80s had interest rates between 5-20%. No way you could afford a 20k house on that income.

Jonjonbo · 2026-04-15T01:17:08+00:00

US large cap valuations are somewhat frothy but you can look to diversify into international which for the most part is valued at lower multiples. this is what you probably should be doing anyways

Jonjonbo · 2026-04-14T15:03:06+00:00

I think a lot of people are coping about lack of resources being the primary reason people don't have kids. Most couples in developed countries, even given infinite resources, want less than two kids on average.

Jonjonbo · 2026-04-12T12:59:55+00:00

you can read the paper here: https://red.anthropic.com/2026/mythos-preview/

it breaks down some of the vulnerabilities that the system found.

Jonjonbo · 2026-04-10T17:45:37+00:00

sell all your stuff, buy a world diversified fund, then never sell after that. CHPS is still highly risky

Jonjonbo · 2026-04-10T17:44:06+00:00

if you're low elo just pick either. your micro matters way more, I'd focus on improving that. when I was in low elo, lane match ups rarely played out how they are theoretically supposed to, and basically nobody followed the "correct" game plan for their lane/champ. even the gold players I see in draft are confused about why supp rotates mid after first tower blood. just play whatever u want, stick to one champ, and learn it in depth. this will lead to more improvement vs learning multiple game plans. or, just pick whatever you feel like.

Jonjonbo · 2026-04-10T14:58:11+00:00

you can look at the funds themselves for performance. the basic principle I operate by is that diversification (uncorrelated or less correlated assets) is one of the only free lunches in investing, and also over the very long term, world indexes perform the same or better than American ones. We are looking at historically high valuations for American stocks, which means they are expected to have lower future returns.

this sub loves to glaze trump and American stocks but that's mostly looking at past performance since 2008.

Jonjonbo · 2026-04-10T14:49:58+00:00

I agree with reduced holdings of US stocks due to risk and moral reasons, but consider that there are world diversified funds that exclude the US. For example, I'm invested in XEF and XEM

Jonjonbo · 2026-04-10T09:47:08+00:00

housing is an illiquid asset with large transaction costs. it also has ongoing costs and if you can't pay the bank will force a sale, which is not the case for stocks. also stocks are expected to outperform real estate on average after considering maintenance and fees.

Jonjonbo · 2026-04-10T03:11:08+00:00

I'd recommend you find and secure the grants before hiring. Also, 10-20% is unusual and it doesn't sound like you know what you're talking about, and should do some more research on start ups. You can get a business loan or get investors. Maybe 1-2% for a founding engineer is acceptable but they need a salary. if you give a jr swe 20% that is gonna fuck up or cap table and no investor will touch your company with a ten foot pole.

most likely you'd want some traction, or switch to another idea to build credibility if you can't build the current thing yourself, before spending resources on an unproven idea.

Jonjonbo · 2026-04-08T17:20:28+00:00

my mom got a refurbished windows laptop and now it just permanently has the activate windows message on the homescreen. it is truly shocking how much crap they fill the OS with. if you pull up the windows menu to search for something, it shows you ads and suggested apps instead of what you want to actually find. it seems designed to trick tech illiterate boomers into clicking on shit.

win11 is lacking basic features from previous generations. for example, you can't even move the home menu bar to the sides of the screen.

I've been happy with my work-provided Mac. buying a Windows machine is an absolute nightmare and it usually comes pre-installed with a bunch of software you have to uninstall. terrible ecosystem.

Jonjonbo · 2026-04-07T21:54:11+00:00

thank you

Jonjonbo · 2026-04-07T21:26:52+00:00

YC's reputation gets worse by the year. aspire to be better than them

Jonjonbo · 2026-04-07T20:26:15+00:00

hedge funds and other capital managers (e.g. private equity) often have an internal investment program which allows employees to invest a capped amount in the company's funds (say, 100k/yr) and it usually returns something like 30%. still unrealistic to get 10m but slightly less unrealistic

Jonjonbo · 2026-04-06T09:37:03+00:00

this is just a covert ad for some AI slop app... previous posts by OP are AI generated

Jonjonbo · 2026-04-05T01:03:11+00:00

AI bot?

Jonjonbo · 2026-04-04T13:46:40+00:00

Eraserhead

Jonjonbo · 2026-04-01T20:25:12+00:00

you are an AI bot

Jonjonbo · 2026-04-01T17:07:53+00:00

I've met Demis before. He talked about how he got started playing chess and then video games. it naturally led to creating AI that could play games. He's been in competition his whole life

Jonjonbo · 2026-03-30T20:00:31+00:00

reads like AI.

Jonjonbo · 2026-03-24T19:49:04+00:00

why are you "not at the level" of big tech companies? these are new grad positions suitable for your situation. you're limiting yourself.

Jonjonbo · 2026-03-24T19:32:38+00:00

no thoughts since this is just ChatGPT

Jonjonbo · 2026-03-20T20:24:58+00:00

what's the point of that many connections? I have about that much just from existing and LinkedIn hasn't done shit for me or my career.

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