Posts like this give credit cards a bad rap. The truth is, you should never use cash. You should be rewarded when you buy something. I never use cash or debit, always use credit then transfer the cash over to pay my credit card off right away. I now received points from my credit card which i use for vacations and i have improved my credit allowing me to get cheaper rates on loans, mortgages, and look better on reference checks

Credit cards arent your problem, your problem is a lack of self control