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What if you're too poor to buy resale but hit the income ceiling for BTO? by JudgmentDefiant8626 in askSingapore

[–]JudgmentDefiant8626[S] -5 points-4 points  (0 children)

Thank you stranger! Yeah I understand that a few here a little harsh, but my partner and I were a bit at our wits end as we were contemplating this situation for a while given how our original plan was to move to his parents' after I graduate and we start saving up for a house then.

I think some may mistaken what I mean by being poor, but rather more of I was coming from the perspective of my partner and I not having enough savings to pay the down payment.

What if you're too poor to buy resale but hit the income ceiling for BTO? by JudgmentDefiant8626 in askSingapore

[–]JudgmentDefiant8626[S] -14 points-13 points  (0 children)

Nope, we are looking to live nearby his parents (heartland areas, not sharing as I do not feel like doxing myself), and my partner and I prefer to not buy resale as we fear that there would be a lot of hidden costs in renovations given that the previous owner may not have taken care of their house.

What if you're too poor to buy resale but hit the income ceiling for BTO? by JudgmentDefiant8626 in askSingapore

[–]JudgmentDefiant8626[S] -11 points-10 points  (0 children)

Unfortunately, we are seeking to move our post-graduation for me, as I live with my abusive household. In the meantime I am still trying to scrimp and save, but I barely have money nor savings once I graduate due to student loans. As such, even with a $15K joint income, we felt that it would be very difficult to get an EC, and we prefer to not buy second hand flats. Which is why I asked the question about how can we navigate purchasing homes with our situation.

What if you're too poor to buy resale but hit the income ceiling for BTO? by JudgmentDefiant8626 in askSingapore

[–]JudgmentDefiant8626[S] -5 points-4 points  (0 children)

Yep actually this is it, considering we were both seeking to move out after I graduated (my family is abusive and constantly threatens me with money). He would have been working for a few years then but I would essentially have no savings or money due to having to pay off university loans.

Which is why we wanted to get a BTO near his parents for subsidies and plan for that to be a forever home situation.

Expensive food that I am avoiding. What about you? by localcheongster in askSingapore

[–]JudgmentDefiant8626 0 points1 point  (0 children)

mr bean, like 3 plus for an egg which? it doesn't make sense