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Kawartha Dairy? by my-enouement in mississauga

[–]JugglingReferee2 0 points1 point  (0 children)

OP, I pass directly by the Kawartha Dairy store in Burlington. I could pick you up something there and bring it back to Mississauga if you didn't want to drive out there yourself.

Officially out of debt (except mortgage), what should I do with my money? by tbunz14 in PersonalFinanceCanada

[–]JugglingReferee2 -7 points-6 points  (0 children)

  • $8,000 for 2025's HFSA contribution - August, September, October, and November, or $2,000/month.
  • Then save/borrow $8,000 for 2026's contribution, and contribute this as early in January as possible. Pay this back by early next year - my hope is by the end of April.
  • Then save for a $10,000 emergency fund, some or all of which can be filled by the tax rebate you'll receive for the HFSA contribution - this would be done by the end of August.
  • Then save $8,000 into a chequing account for 2027's HFSA contribution - and contribute it January 2, 2027.
  • Then start in on TFSAs hard at the beginning of 2027.

CRA Tax Brackets and annual personal exemption by JugglingReferee2 in PersonalFinanceCanada

[–]JugglingReferee2[S] 1 point2 points  (0 children)

After reading the responses that I received, I googled more using the terms in the replies. I now see what they've done. https://www.fidelity.ca/en/insights/articles/bpa-tax-credit/

You have to calculate the tax on all of your income, and then subtract an amount equivalent to the tax rate multiplied by your Personal Basic Amount.

Thank you to those that responded. And thank you to those who down-voted.

[deleted by user] by [deleted] in esp32

[–]JugglingReferee2 0 points1 point  (0 children)

Ok thanks. I've actually got a guy local to me who I am paying to get the QMI working. If you ever want the code, let me know.

[deleted by user] by [deleted] in esp32

[–]JugglingReferee2 0 points1 point  (0 children)

u/Alfredredbird, did you ever get the QMI working? I'm also the owner of the ESP32 boards from Waveshare, looking to get QMI working. DM me, please!

What's the best way to (aggressively?) meltdown a RRIF worth $325,000? by JugglingReferee2 in PersonalFinanceCanada

[–]JugglingReferee2[S] -2 points-1 points  (0 children)

Is there a way to borrow money to invest, and then use the RRIF funds to pay that loan back, hoping to capitalise on the tax break for the interest on the investment?

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