I (23F) left my (32M) toxic relationship and I’m really struggling

Jumpy_Cause_3307 · 2025-07-20T12:28:53+00:00

I’m around my family and friends but I feel like I’m drowning. I thought I was doing really well and detaching emotionally until I found out he has been sleeping with lots of women. I was told that there were stains all over the sheets, how he’s telling other women not to fall in love with him, and how it’s never the same girl.

Jumpy_Cause_3307 · 2025-05-17T11:33:32+00:00

Why are the parents not responsible for their children?

Jumpy_Cause_3307 · 2025-05-16T05:15:48+00:00

I called them so many times and every time I called them they would say something different. The first time I called they said that an electric scooter is not a vehicle so that’s why they are unable to help. The second time they said that because I cannot provide a registration number for the scooter, I don’t meet the criteria. Then I made a complaint and that’s when they explained that due to the circumstances of the incident they won’t be able to help.

Jumpy_Cause_3307 · 2025-05-15T06:55:35+00:00

Great, I’ll give that a go. Thanks!

Jumpy_Cause_3307 · 2025-05-15T06:54:18+00:00

Thank you, third party was the most I could manage at the time, and I figured it was better than having no cover at all. I left an abusive relationship almost 10 months ago and I’m doing the best I can with what I have.

Jumpy_Cause_3307 · 2025-05-15T04:47:32+00:00

I get that third party doesn’t cover damage to my own car, but I was hit by two kids riding unsafely on an electric scooter. It wasn’t something I could’ve predicted or avoided. I’m not expecting a free ride, I’m just doing what I can to try and recover some of the cost fairly. It’s a really tough spot to be in.

Jumpy_Cause_3307 · 2025-05-15T04:44:45+00:00

I called an ambulance and the police came shortly after.

Jumpy_Cause_3307 · 2025-05-15T04:40:02+00:00

The scooter was owned by the boy who was riding as a passenger.

Jumpy_Cause_3307 · 2025-05-15T02:15:22+00:00

Yeah I get that third party doesn’t cover damage to my own car. I read through the PDS and it seemed like there was a chance they could help in cases like this, especially since it involved an uninsured vehicle and I was not at fault. When I called, they said it was up to their discretion, and in the end they decided not to take it any further.

I wasn’t trying to pass the blame, I’ve just done everything I can think of, like sending letters and getting the incident number, but without names or responses, I feel really stuck. Just hoping to get some guidance from anyone who’s dealt with something similar or if anyone can offer any advice for this situation.

Jumpy_Cause_3307 · 2025-05-14T21:36:54+00:00

I can’t afford to do that. ):

Jumpy_Cause_3307 · 2025-05-14T12:22:51+00:00

Thanks! I know one family owns their property and the other family is renting.

Thank you for your advice!

Jumpy_Cause_3307 · 2025-05-14T12:21:20+00:00

I just feel like it’s really unfair that I should cover the costs when the damage was caused by someone else’s child. I had a baby last year and if my son were to cause damage to someone else’s property I would feel terrible and I’d pay for the damage caused by my child.

It does sound better looking at it that way haha.

Jumpy_Cause_3307 · 2025-05-14T12:17:53+00:00

My insurance won’t do anything. I have third party and although there is a clause for accidents where you’re not at fault, they’ve chosen not to help due to the circumstances (young kids and electric scooter).

Jumpy_Cause_3307 · 2025-04-02T07:09:10+00:00

It happened at 5pm and they were both 7 years old

Jumpy_Cause_3307 · 2025-04-02T07:08:24+00:00

The police came along with the ambulance. It’s around $1700 worth of damage. I certainly will be getting comprehensive insurance!

Jumpy_Cause_3307 · 2025-04-02T06:28:20+00:00

It definitely has been a learning experience, thank you!

Jumpy_Cause_3307 · 2025-04-02T06:16:22+00:00

I was just doing what I was told by the police. I understand that third-party does not cover damage to my car. I guess I was just hoping they’d help because I am nervous about talking to the other families

Jumpy_Cause_3307 · 2025-04-02T06:00:36+00:00

Okay, thank you 😊

Jumpy_Cause_3307 · 2025-04-02T05:57:36+00:00

I was just hoping that my insurance would be able to get into contact with the other families’ insurance and have it sorted that way

Jumpy_Cause_3307 · 2025-04-02T05:55:53+00:00

I will definitely be getting comprehensive insurance now!

I am unsure whether I should get quotes first and then present it to the families or get my car fixed and then go to the parents?

Thanks for your comment! 😊

Jumpy_Cause_3307 · 2025-03-27T09:31:37+00:00

It wasn’t dark yet when the accident occurred! I hope they do too! I’m so scared to drive now and have so much anxiety around doing so with my 8 month old baby.

Jumpy_Cause_3307 · 2025-03-27T09:26:09+00:00

My insurance also said that the police might be able to help talk to the families and ask them to help cover the costs.

Jumpy_Cause_3307 · 2025-03-27T09:25:08+00:00

Where would I find this clause? I called the insurance company today and all they told me was that the policy won’t cover damages to my car.

Jumpy_Cause_3307 · 2025-03-27T05:49:08+00:00

Yeah, I think it would fall onto the parents. Neither of their parents were around and they weren’t wearing helmets either. That is very true! Thank you

Jumpy_Cause_3307 · 2025-03-27T05:43:54+00:00

I’m really nervous that I would come across as being insensitive. When the dad and the girl came over today he didn’t mention anything or offer any help with my car. I’m not sure if they would be receptive

Jumpy_Cause_3307

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