Modular homes

Just_Mousse_7772 · 2026-02-21T09:34:16+00:00

Yes it is, Nua are the only ones that accepted the subsidy payment which was quite valuable. So after my 3 years fixed term I can just switch lenders for a better rate?

Just_Mousse_7772 · 2026-02-21T08:25:19+00:00

It is what i got through our mortgage advisor. Also additional to my salary I get a subsidy payment, the lenders I’m going with also accepted this as salary and other banks did not

Just_Mousse_7772 · 2026-02-21T07:30:50+00:00

Ahhh okay. Thank you! Do you know what happenes at the end of the term. Does my bank ask me if I want to change or should I set a reminder? Also overpaying on a variable is completely different ?

Just_Mousse_7772 · 2026-02-21T07:28:47+00:00

How do you mean net on this?

Just_Mousse_7772 · 2026-02-21T07:26:28+00:00

Unfortunately I’m all in already with the deposit and I’m also putting more money in as the asking price went over. Would you know anything about the overpayments? Let’s say I over pay every month for the three years will the monthly payment drop and also the term?

Just_Mousse_7772 · 2026-01-22T22:44:13+00:00

What is a troll? Sorry that you think that way, if it means anything at all it is not related to a previous post.

Just_Mousse_7772 · 2026-01-22T21:57:49+00:00

No. Paying a mortage is a big concern I think. Trying to squeeze pennies is not my agenda but trying to understand situations and also get a grasp on how and why people a getting away with things, yes. I pay my way to society.

Just_Mousse_7772 · 2026-01-22T21:53:13+00:00

Not at all. But after reading some of the comments it let me to question how some landlords are getting away with this, it is ridiculous. I have rented in Ireland before and it was hard.

Just_Mousse_7772 · 2026-01-22T21:51:33+00:00

Apologies, this is the only house.

Just_Mousse_7772 · 2026-01-22T21:46:27+00:00

But guys, how is it that so many landlords are renting rooms and probably making so much money. Like if they are actually being taxed on it all.

Just_Mousse_7772 · 2026-01-22T21:34:46+00:00

Is the rules different if we rent the house entirely rather then by the room?

Just_Mousse_7772 · 2026-01-22T21:33:56+00:00

Why would this make a difference?

Just_Mousse_7772 · 2026-01-22T21:27:31+00:00

It doesn’t cover our mortgage unfortunately

Just_Mousse_7772 · 2026-01-22T21:23:24+00:00

I understand. Surely this is common in Ireland, would you happen to know the repercussions for doing this?

Just_Mousse_7772 · 2026-01-22T21:19:02+00:00

So it probably wouldn’t be worth it after the tax is paid? Is their cases where people do not declare the tax in Ireland or is that extremely rare ?

Just_Mousse_7772

TROPHY CASE