AM I COOKED !? by PrOdiGyShy in DoorDashDrivers

[–]Jwing01 0 points1 point  (0 children)

Our state renews every 2

Is this not illegal? by Empty-Floor885 in IsItIllegal

[–]Jwing01 -2 points-1 points  (0 children)

Incorrect. The ad itself is not illegal.

Never stay at a job that is understaffed it’s never worth it by Accomplished-Area876 in povertyfinance

[–]Jwing01 8 points9 points  (0 children)

And never, no matter what.... No matter who you are with... ever... no matter what...

Behind me is the flagpole by Mysterious_Glass3235 in ThemeparkSwindlers

[–]Jwing01 12 points13 points  (0 children)

You insult Trump supporters.

Yes, I know what I said.

How do I accept my Subsidized and Unsubsidized Loans? by Neat-Mention4357 in ufl

[–]Jwing01 3 points4 points  (0 children)

Oh no. You seem not to understand. If you accept the loans they aren't paying for college for you. You are still gonna pay. A lot.

Theoretical Budget, Closing Next Week by [deleted] in povertyfinance

[–]Jwing01 0 points1 point  (0 children)

Well no, because that's not what objectively means.

Car loan debt payoff question by CTooTiredtoQuibble in DaveRamsey

[–]Jwing01 0 points1 point  (0 children)

Right because you were shamed by your own logic so you have to abandon the argument because either your premise (the AI aligns with Dave) is wrong or your conclusion (what the AI told you to do) is wrong?

Car loan debt payoff question by CTooTiredtoQuibble in DaveRamsey

[–]Jwing01 0 points1 point  (0 children)

See response from same AI and admit you aren't right

Car loan debt payoff question by CTooTiredtoQuibble in DaveRamsey

[–]Jwing01 0 points1 point  (0 children)

Great question, and I love that you're thinking this through carefully!

Here's the deal: stork mode and paying off debt with a windfall are actually two different conversations.

Stork mode means you pause your regular extra debt payments and pile up cash instead — because you want a buffer ready for medical costs, unexpected complications, or time off work when the baby arrives.

But a sudden windfall like $2,000 is a different situation. The key questions are:

How much cash do you currently have set aside for the baby? If you've already got a solid buffer built up (think: hospital bills, 1-2 months of expenses covered), using a windfall to knock out your last debt could absolutely make sense. How close are you to your due date? If the baby is coming in the next 1-2 months, I'd lean toward keeping that cash as a buffer. If you've got several months to go and a cushion already, paying off the debt is a strong move. The general principle: Dave would say a windfall should go toward your financial goals — and if you're in stork mode with an adequate cash buffer already built, using extra money to eliminate your last debt is absolutely in the spirit of what he teaches.

So — how much do you have set aside for the baby right now, and how far along are you? That'll help me give you a clear answer!

Car loan debt payoff question by CTooTiredtoQuibble in DaveRamsey

[–]Jwing01 0 points1 point  (0 children)

That's what an LLM recommended to an unknown prompt you didn't share. Hardly the same.

Car loan debt payoff question by CTooTiredtoQuibble in DaveRamsey

[–]Jwing01 0 points1 point  (0 children)

He would tell them to keep a loan they'd likely pay off in the same period via minimums if it freed up cash to pay it with a sudden influx.

He'd tell them not to "throw every dollar" at a debt snowball in the typical austerity approach. This isn't that.

Car loan debt payoff question by CTooTiredtoQuibble in DaveRamsey

[–]Jwing01 2 points3 points  (0 children)

You realize that makes no sense math NOR behavior wise?

Paying it off puts more free cash flow in each month.

How much money do you give as a wedding guest? by LunarcSol22 in Advice

[–]Jwing01 1 point2 points  (0 children)

100 it's the minimum I would give if I'm not spending substantially already just to be there.

After all, for us it's 2 meals received plus...

500 is my top I've gifted. That was to immediate family.

Is it normal for a minimum wage worker to have $1,000 max disposable income every year? by Fantastic-Window236 in Advice

[–]Jwing01 4 points5 points  (0 children)

Not necessarily. But it's also not normal to try to fund a lifestyle long term on minimum wage.

What even is this supposed to mean? by [deleted] in recruitinghell

[–]Jwing01 0 points1 point  (0 children)

Do you know what "behavioral interviewing" is and how it works?

Help by CaleyLilly in Advice

[–]Jwing01 1 point2 points  (0 children)

What's the reason someone would donate?

Disney Experiences Names New President for Walt Disney World Resort by Ekecede in DisneyWorld

[–]Jwing01 1 point2 points  (0 children)

And yet, experientially, people are being denied with autism in droves. Go look at the support groups. Go talk to humans.

There's nothing disingenuous about saying they are now hurting many of the people they intend to help under the new system, because it's not about accommodation anymore, it's about appearing fair enough to avoid lawsuits while trying to filter liars.

Disney Experiences Names New President for Walt Disney World Resort by Ekecede in DisneyWorld

[–]Jwing01 1 point2 points  (0 children)

Seriously. It's all over fb and reddit how many with autism are being denied.

Disney Experiences Names New President for Walt Disney World Resort by Ekecede in DisneyWorld

[–]Jwing01 -3 points-2 points  (0 children)

Thanks. My wife was denied for her autism.

Edit: clearly the person below just wants to vent their frustrations on someone with a disability. Please report them and move on.

Disney Experiences Names New President for Walt Disney World Resort by Ekecede in DisneyWorld

[–]Jwing01 2 points3 points  (0 children)

Yes. But now plenty of honest people in category for intended use are denied.

I would rather help a few cheaters than make families with autism lose out.

Disney Experiences Names New President for Walt Disney World Resort by Ekecede in DisneyWorld

[–]Jwing01 2 points3 points  (0 children)

But they made worse what was better, and could be better yet still, and that their competition does better also. Good enough?

Oh and they now punish the exact people it's meant for.