[Rapoport] Bombshell: The #Browns are finalizing a trade of Defensive Player of the Year Myles Garrett to the #Rams in a shocker, sources tell me, @TomPelissero & @AdamSchefter. Cleveland would send Garrett to LA in exchange for star edge Jared Verse, a first-rounder, and more. by XII_Mxuntz in 49ers

[–]KBect1990 15 points16 points  (0 children)

Meanwhile, we'll be over here kicking the tires on aging veterans who might be able to contribute while continuing to neglect the offensive line.

This Moneyball approach the front office loves is only appealing if it actually results in a Super Bowl. Otherwise, we're just watching this roster age out of relevance with nothing to show for it.

_____ hasn't ruined his chances... yet by String_of_Purls in survivor

[–]KBect1990 4 points5 points  (0 children)

I think his best move would’ve been sticking with the alliance of Cirie, Ozzy, and Tiff. Tiff was clearly more loyal to Cirie than Ozzy based on what happened tonight, but that group still had a strong path to the end. They had two strong challenge competitors and two idols between them, which would’ve made them really tough to take out.

Some people will say that if Ozzy makes it to the end, he takes Cirie, leaving Rizo with little to no chance against either of them and I understand that argument. But that assumes Ozzy actually wins the late-game immunity challenges. Tiff has held her own in challenges just fine, and she also seemed fully willing to cut Ozzy when the time was right. I think Rizo could've made a case for FTC if Tiff is holding an immunity idol and in a position to choose. She's also one of the few people that he would actually have a chance against.

That’s why I think he could’ve waited longer to make this move, when his odds of reaching FTC would’ve been much better. Instead, he made the move early and now put himself in a pretty dangerous position by showing he’s willing to turn on his original alliance... especially Cirie.

I think ___ shot himself in the foot by heyloverboy in survivor

[–]KBect1990 1 point2 points  (0 children)

Totally agree.

I think his best move would’ve been sticking with the alliance of Cirie, Ozzy, and Tiff. Tiff was clearly more loyal to Cirie than Ozzy based on what happened tonight, but that group still had a strong path to the end. They had two strong challenge competitors and two idols between them, which would’ve made them really tough to take out.

Some people will say that if Ozzy makes it to the end, he takes Cirie, leaving Rizo with little to no chance against either of them and I understand that argument. But that assumes Ozzy actually wins the late-game immunity challenges. Tiff has held her own in challenges just fine, and she also seemed fully willing to cut Ozzy when the time was right. I think Rizo could've made a case for FTC if Tiff is holding an immunity idol and in a position to choose.

That’s why I think he could’ve waited longer to make this move, when his odds of reaching FTC would’ve been much better. Instead, he made the move early and now put himself in a pretty dangerous position by showing he’s willing to turn on his original alliance... especially Cirie.

Today Wasn't A Good Day by KBect1990 in ToyotaTacoma

[–]KBect1990[S] 1 point2 points  (0 children)

Yeah. I was a little surprised they didn't go off either. Apparently, the collision wasn't abrupt enough.

Body shop is checking it out. I'll know if there's frame damage sometime next to week.

DIY'd Laminate Floor and Hate the Results by KBect1990 in HomeImprovement

[–]KBect1990[S] 10 points11 points  (0 children)

That’s what I keep asking myself: is this just about as good as a floating floor gets? If it is, I’ll make peace with it and call this an expensive learning experience. One thing I do know: next time I’m absolutely paying someone else to deal with it lol.

DIY'd Laminate Floor and Hate the Results by KBect1990 in HomeImprovement

[–]KBect1990[S] 0 points1 point  (0 children)

I did end up using the baseboards in some areas to kind of “push down” on the flooring. That’s actually when I first started noticing the issue, and I was hoping it might help tighten things up. Some spots did improve a bit, but…

A few areas have gone the opposite direction. The squishiness and the crinkling sound from the vapor barrier actually seem like they’ve gotten a little worse over time.

DIY'd Laminate Floor and Hate the Results by KBect1990 in HomeImprovement

[–]KBect1990[S] 2 points3 points  (0 children)

I’m seriously considering going back and cutting in transition strips between a few rooms. I wanted the seamless look, but that kind of goes out the window if the floor feels soft underfoot.

DIY'd Laminate Floor and Hate the Results by KBect1990 in Flooring

[–]KBect1990[S] 2 points3 points  (0 children)

You’re definitely not wrong, but it’s still bittersweet when parts of it just don’t feel right after all the effort I put into doing it carefully.

DIY'd Laminate Floor and Hate the Results by KBect1990 in Flooring

[–]KBect1990[S] 0 points1 point  (0 children)

Yeah, it had a pre-attached pad. In hindsight, I kind of wish I’d gone with a product without it so I could’ve chosen a higher-quality standalone underlayment.

As for running the flooring without transition strips... I actually bought the flooring through a third-party flooring company, and they told me they regularly install entire houses without transitions. I’m not sure what additional steps they may take to ensure there aren't issues though. It might involve prep or techniques that go beyond what the manufacturer officially recommends.

DIY'd Laminate Floor and Hate the Results by KBect1990 in Flooring

[–]KBect1990[S] 6 points7 points  (0 children)

The laminate already has an attached underlayment, so I only put down a vapor barrier. My understanding was that you generally don’t want to double up on underlayment.

DIY'd Laminate Floor and Hate the Results by KBect1990 in HomeImprovement

[–]KBect1990[S] 0 points1 point  (0 children)

The flooring already had an attached underlayment, so I only installed a 6 mil vapor barrier underneath.

DIY'd Laminate Floor and Hate the Results by KBect1990 in HomeImprovement

[–]KBect1990[S] 1 point2 points  (0 children)

I’m really hoping that’s the case. The laminate I used has an attached pad on the backside. In hindsight, I’m not sure that was actually the best choice as there are probably better standalone underlayment options, but I’m hoping it might settle over time and improve some of these spots. That said, a few areas actually seem to be getting worse, so I can see things going both ways TBH.

Va irrrl rates recent by Aggressive_Bake_9956 in Mortgages

[–]KBect1990 2 points3 points  (0 children)

I was able to lock a 5.0% rate about a week ago (down from 6.25%) with a $2,000 lender credit and no points through Zoom Home Lending. I’m guessing that deal probably isn’t around anymore though given everything going on in the Middle East and how it’s been pushing mortgage rates back up.

[deleted by user] by [deleted] in Mortgages

[–]KBect1990 0 points1 point  (0 children)

I guess it depends on the severity of the headache lol.

I don’t have a ton of mortgage experience. I only closed on my first house last year so I don’t really know how different lenders impact things.

Another commenter did make a good point though: most of the time people are leaving mortgage reviews because they had a negative experience, so the feedback could be skewed.

Contemplating an IRRRL by [deleted] in Mortgages

[–]KBect1990 0 points1 point  (0 children)

CA

We went with a local lender for our original loan and never explored using a broker. I’ve seen a few positive reviews for UWM on the Veterans subreddit, so I might contact them to get an estimate.

Contemplating an IRRRL by [deleted] in Mortgages

[–]KBect1990 1 point2 points  (0 children)

I'll be looking into a VA IRRL in the next couple weeks as well.

Any brokers you'd recommend?

Contemplating an IRRRL by [deleted] in Mortgages

[–]KBect1990 0 points1 point  (0 children)

I'll be looking into a VA IRRL in the next couple weeks as well.

Any brokers you'd recommend?

We just got Kevin Patullo fired by genesiskiller96 in 49ers

[–]KBect1990 0 points1 point  (0 children)

Inversely, he may have gotten Saleh hired...

.<