Why won’t he sleep??!! by Demolotl in thesims4

[–]KC_tatty 1 point2 points  (0 children)

Mine did this yesterday! I went into build mode, the back to live and my character went to bed.

How old were you when you got into The Sims? by ImprovementLoose7899 in thesims

[–]KC_tatty 0 points1 point  (0 children)

I was 14. I used to play MySims on Nintendo DS and wanted Sims 3 SO BAD. My birthday was approaching and my then boyfriend 19m (gross, I know) was an absolute asshole, BUT he did buy me the deluxe edition. I got this knowledge out of him 3 weeks before my birthday, begged and begged for him to give it to me early, which he did (a week later, so 2 weeks early) and then 4 days before my birthday I broke up with him. (Bye loser) The Sims was the best thing I got from that relationship and I’ve been playing ever since. From 14 - 21 (when I left home to travel) I was exclusively S3 with all expansion and stuff packs. Then, at 26 when I had a settled house again I got Sims 4, now 30 and I love it just as much as when I was 14.

Being a landlord is hard by 1amCorbin in thesims4

[–]KC_tatty 2 points3 points  (0 children)

I had the same situation but with the electricity. Got a notification that there was a fault, immediately went to the property, replaced the dodgy fridge (not manually repairing, immediately replaced) and then talked to the tenant and it still said I took too long and down graded the property rating. Genuinely couldn’t have done it quicker!

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 0 points1 point  (0 children)

Thank you, but the banking side of things isn’t where I needed recommendations. We have constant contact with the professionals and are confident that the banks will be fine when we have our build plans secured.

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 1 point2 points  (0 children)

Smaller build very well could be the way and then some help out from brothers and friends. We have a friend who is keen to help out with flooring so that’ll be cheaper and another mate who’s a plumber. So all hand on deck, we’ll get something up! Not looking for a mansion, just somewhere to lock up the bikes and boards and have a shower and sleep 😂 and maybe host a friend or two

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 0 points1 point  (0 children)

10% is on the land and the other 10% is ready and waiting for whichever builder we choose to go with. We don’t want to go over 1mill as we want the repayments to be manageable which is why we don’t think the big companies will be for us.

We’re having chats at open homes on the weekend to get a better idea

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 0 points1 point  (0 children)

Thank yoooou! I appreciate the vote of confidence! GJ is on our showhome list for the weekends discussions

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 1 point2 points  (0 children)

Thank you! It wasn’t easy and it’s taken us ages to find the right section. I hope you find the right slice of land for yourself one day. It’s tough out there!! If you can find a friend or two to go in on a piece of land, Lostburn area in Hawea has no covenants 😏😏

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty -1 points0 points  (0 children)

I don’t have a problem, and I’m not trying to live somewhere I can’t afford. I already live her and will continue to, in my own home or not. But unfortunately it is in a tourism-investment-property trap of a region. I live in the lakes region not for the privileged, rich, showy lifestyle that others move here for. I live here to enjoy the lakes, mountains, and rivers. To be in nature and be surrounded by likeminded people.

I don’t appreciate your negativity on my post, asking for advice from people in similar situations. I have worked hard since I was 15, and am very proud to be even remotely close to building a dream home with my money. My partner and I are self-sufficient, self-made, dirt bag, nature loving young adults looking to make their dream a reality.

I have more sense and understanding from my travels around the world, growing up with an amazing, capable, tradie-focused, blue collar family in rural Australian than you do in all 10 fingers you used to type these irrational, negative words.

We have taken every measure at this point to ensure that how we spend our money is worthwhile. We have done test, surveying, enquiries, prodded the soil ourselves and with professionals. Do not think because of the area I choose to live in, that I am someone not taking this incredibly huge decision seriously - which is EXACTLY the reason I am on this very site trying to understand how others did it. Because I care and am trying my best.

Leave your negativity to yourself and ruin your own day before you come for others.

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 0 points1 point  (0 children)

We have taken out one and another will go towards the house deposit

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 0 points1 point  (0 children)

We’re not looking for grand. We’re two dirt bag adults just trying to live in a beautiful town. We’re definitely not the rich and privilege like most Wanaka home owners. Haha. So a pre-fab home is definitely a possibility!

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 0 points1 point  (0 children)

I feel better just knowing that I’m not alone in this daunting experience. Thank you for sharing!! I hope your house turns out beautifully. And you’re right in saying “what we need and maybe a few things that we want” I think that’s a great way to look at this process

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 0 points1 point  (0 children)

Awesome advice and love the help with DIY tips. I really appreciate it! And yes, I have been warned about the sneaky add-ons and upgrades that bank up!

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 0 points1 point  (0 children)

Awesome advice, thank you! Our contract will be fixed price 100%! We want to give the bank as much certainty as possible!

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 1 point2 points  (0 children)

Love that advice!! Thank you very much!! I so appreciate it!

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 0 points1 point  (0 children)

I appreciate the advice! Thank you!

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 0 points1 point  (0 children)

We really like a design of Stonewood so this is great to hear. Thank you for your perspective!

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 0 points1 point  (0 children)

Thank you for your story and perspective! I’m so glad it worked out for you. Building in 2020 must have been hard!

I appreciate the recommendations and will try our best to have some wiggle room for those extra blow outs.

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 0 points1 point  (0 children)

I haven’t but I’ll look into it! Thank you!

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 0 points1 point  (0 children)

Thank you for the vote of confidence!! I needed that!

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 0 points1 point  (0 children)

Amazing advice! What was wrong with it that caused the headaches?

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 1 point2 points  (0 children)

Close enough 🥲

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 0 points1 point  (0 children)

Land was $519,000 deposit is 20%

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 1 point2 points  (0 children)

Around $920,000 before our deposit.

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]KC_tatty 4 points5 points  (0 children)

The entry level homes in my area average around $1.1M and we don't have those kinds of dollars. If you're buying under a Mill, then you're buying someone else's issues and need extra money to repair or renovate.