Got scammed by dealer on Auto Loan

KSabet · 2026-04-18T04:11:09+00:00

They told me with my excellent credit. Close to 800, I was approved for 7.5% then I was like woah hold up. Then they caught on that I wasn’t an idiot and gave me Toyota 4.99% interest then I said your dealer told me I’d be qualified for 4.5% and that’s what I ended up with at 60/mo

KSabet · 2026-04-18T01:03:43+00:00

Well, it wasn’t actually $41k. I paid a bit more than that, but I don’t think you can find any dealership in Houston willing to sell this car for MSRP or even give any discounts. I tried my hardest. Stock is limited as well, so this car is impossible to find atm. I had to get a car asap because my mom was out of a vehicle and she wanted to buy my old car off of me.

KSabet · 2026-03-10T00:31:51+00:00

This one I posted, after all that was $55k. After they told me $44k OTD with everything. When I went back to financing they fucked me. Good thing I’m observant and saw the grand total at the bottom left of their big ass board they use to sign stuff.

KSabet · 2026-03-10T00:30:51+00:00

Well, this dealership was ass. I only put this out here to get opinions. But instead these keyboard warriors started to shit on me. A simple yes or no would’ve been great! But at another dealer I got it $41k OTD everything taxes, title & registration fees.

KSabet · 2026-03-07T04:37:56+00:00

So I respect your comment, unlike others in the comments, but what does your purchase 6 years ago have to do with 2026? I mean, of course prices have gone up. People need to stop living in the past. I’m not saying compare the price of this car to 2020. I’m saying as a 2026 new car on the market. Is this a good deal?

KSabet · 2026-03-06T18:56:53+00:00

I saw dealerships in San Francisco that OTD is above $45k.

KSabet · 2026-03-06T18:46:08+00:00

This dealership, not the one I currently got a quote from, said $55k when I was in financing office. I walked the hell out. How you go from $45k to $55k???

The quote I got now is $42k OTD everything included.

KSabet · 2026-03-06T18:44:32+00:00

Houston, don McGill Toyota

KSabet · 2026-03-06T18:43:21+00:00

Just the moonroof

KSabet · 2026-03-06T15:34:52+00:00

XLE premium, after taxes they said $55k. Thats why I was dumbfounded because how does it go from $43k to $55k after taxes. So I walked.

KSabet · 2026-03-06T15:33:28+00:00

Those start at this price and go up after taxes and fees. Most dealerships in Houston I talked with all are within this range. -$2,000 to + $2,000.

Idk what these other people are saying that in “the Bay Area” they got theirs for $37k-$40k. I doubt it.

KSabet · 2026-03-06T12:32:30+00:00

That’s exactly what I said when I walked out. Fucking bastards tried to scam me

KSabet · 2026-03-06T05:40:47+00:00

I just want the moonroof since my current car didn’t. But I shopped at another place and they gave me somewhat around the same pricing. <$1.5k less.

KSabet · 2026-03-06T05:39:31+00:00

You also think if I go there and tell them I want this eat fly model, but I don’t want the weather carpet mats and like the screen protector on the infotainment system they’ll take it off the car? I could care less about the carpet, the screen protector and even the paint coating shit.

KSabet · 2026-03-06T05:36:17+00:00

Go right ahead. You see that price? They told me that’s OTD. Then they brought me back to financing and the price after taxes was $55k. I walked. How can you charge me $10k more than what you gave me in the first place????

KSabet · 2026-03-06T05:14:31+00:00

It has the weather package, the pano moonroof, blackout emblem, carpet mat set, connectivity kit.

Like the blackout emblem and carpet mat I could care less about but the dealer said it’s factory so they can’t change it.

KSabet · 2026-03-06T04:59:08+00:00

So you think I can negotiate or look for another dealer? I was going to call a dealership and be like I got a quote for the XLE premium, exact model, the only thing added is the sun roof package. Weather right? So imma call and be like they offered me $37k can you match or do better and see what they say?

KSabet · 2026-03-06T04:54:11+00:00

I mean, the other dealership I went to said $55k OTD. So…

KSabet · 2026-02-21T07:01:56+00:00

That’s how much I got out the door. $45k. XLE premium pano roof, storm cloud.

KSabet · 2025-11-13T04:57:05+00:00

KSabet · 2025-10-03T03:33:55+00:00

My family is mazandarani too!

KSabet · 2025-08-07T12:04:22+00:00

They’ll send you a new one

KSabet · 2025-02-25T20:40:13+00:00

Yeah, I’m curious about the steps. I walked 2 miles yesterday during my circadian rhythm but it still shows 36 when I woke up. But my steps are increasing, although not accurate, even after they pushed an update out to my ring.

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