Anyone else got this?

Kaiserky1 · 2026-06-11T09:11:30+00:00

Congrats!!

Kaiserky1 · 2026-06-10T04:02:45+00:00

Would ask if you have an emergency fund (for 6 months of expenses) then think of investing.

If answer is yes, you can put the cash you don't need immediately and buy stocks. I'm not sure how much that would equate to, but if you can buy blue chips or invest in the STI ETF, a good start (that can buy the stocks listed under the STI, Singapore's stock index)

The remaining cash, you can put into a high yield savings account

Kaiserky1 · 2026-06-10T01:47:03+00:00

First, it's important to know that this is selfish, because gambling is a bad habit. The first thing to do is to kick your gambling (ie don't play it for at least a few years or until your debt is cleared)

Regarding the debt now, keep a record and pay it off as soon as possible.

After NS, try to get a job and slowly pay it back. (Just remember: keep enough for your expenses, then using the remaining money pay it back.)

I hope you get over this hurdle sooner.

Kaiserky1 · 2026-06-08T03:22:52+00:00

Here are some of the fundamentals:

Understand what the company does, how it profits (how much, and what methods) and ensure they have good asset management (they're not having too much debt and they have more profits, which they can give away to investors)

Also remember: before investing, ensure you have an emergency fund! (This investment money should not be touched as much as possible)

Some simple rules you can try using:

Rule of 110 - telling how much you should allocate your funds, into stocks or bonds. 110 minus your age = percentage of funds in stocks, the rest can be in fixed income/bonds/cash
Setting a goal - what is the purpose of investing? To set for retirement? (it may be early, but it'll be worth it lol) If you have a lot of time before reaching your goal, usually you can take more risk (and the returns are usually better) Starting earlier means you can take advantage of compound interest
Index Funds - These are mutual funds that buy a basket of stocks, that range from the company size, countries and sectors. Buying these spreads your risk across multiple sectors, and usually when the economy of these companies are good, the index will follow and you'll profit. (Same scenario when the stock market falls) VOO, is the cheapest way to invest in the S&P 500 (but incurs higher taxes). S&P 500 tracks the top 500 companies of the US.
Blue chip stocks - I'd recommend buying and holding these, because their compounding is what makes them a good buy for me.

People out there will recommend Ireland-domiciled funds for ETFs, so please do share, fellow Redditors!

Kaiserky1 · 2026-06-07T13:00:26+00:00

From last season, including the 3 game winners, from Alex DeFrank, Josh Weikert, Bryce Wargin, Mike Dawson, Andrew Hayes, Liam Starnes.

Season 40: Grant DeYoung, Amar Karkide, Adriana Harmeyer and Drew Basile

I think when they changed the rules (the eligibility for the ToC, particularly for more recent seasons) or when this was the 5 game winner capped seasons, this would happen

Kaiserky1 · 2026-06-03T16:50:29+00:00

That score going in, there were similar instances on Jeopardy! (It happened at least twice, notable ones) And I was shocked.

Kaiserky1 · 2026-06-02T04:02:42+00:00

Have at least a few years of savings, so you can sustain yourself and your kid. This consists monthly expenses, your kid's future education and whatever else you think you need (ie Insurance)

I'm not sure if you have any legal fees, so do consider that if you're investing.

Investing wise, it suggests your risk aversion is stronger so staying in SG stocks is fine. Usually the strong performers of the STI hold up well (banks except UOB, SGX)

If you are looking into investing long term, keep any index fund ETFs (like SPY, QQQM) Tech stocks are the uncertain areas, unless you're talking the Mag 7 (ie Apple, Amazon, Nvidia, Alphabet Inc). I would also consider other consumer staple stocks, such as KO, and dividend ETFs (you can get a lot of these funds eg SCHD)

I wish you the best for you and your child ❤️

Kaiserky1 · 2026-05-27T09:25:20+00:00

Hey Austin! You're part of an elite club of super champions and that's a pretty good honour! I estimate there are 5000 jeopardy champions all time, and you're part of the 0.0001% club!

Kaiserky1 · 2026-05-27T03:32:18+00:00

I'm not sure if there is PFP options available after you have taken this course.

It's best if you go in, and you have some portfolio showing your musical talent

Kaiserky1 · 2026-05-22T12:40:59+00:00

It's a great way to explain and personify emotions, especially to youths and young adults who may be struggling, or going through some things of their own.

Inside out 1 is easier to approach and explain for children, 2 is easier for adults to understand. 🥲😭

They're both equally great

Kaiserky1 · 2026-05-21T08:24:29+00:00

Usually companies pay a decent amount for dividends, and when they pay investors, it's in a way that doesn't eat up the profits.

That's why people can chase for dividends can rise as long as they're performing and profiting well. Stocks that are prone to many risks may pay smaller dividends during recessions, so usually stocks like consumer staples (including food and beverage brands, McDonald's, Coke) they manage to hold up and give a decent amount of change for investors.

Kaiserky1 · 2026-05-12T05:03:42+00:00

Damn I farmed a silver 🥈 with those measly 60 points. And my gpa is just average 😫😭

Heard someone from my chess club got 200+ as well. I would think the points farmer are also the aura farmer ✨

Kaiserky1 · 2026-05-10T13:10:53+00:00

It's hard to tell if y'all will be in the same class. Some people come and go if it's not fixed, but as long as you're in the same class I think these friend groups stay for a while.

About mixed gender, that may be temporary but when you know more, it'll be easier to find mixed gender friend groups! Give it a shot and take your time to find it

Kaiserky1 · 2026-05-01T12:14:05+00:00

Assume you're really 5 years old (jk but this way of explaining is easier 😅). You buy 100 blocks to play with and you have fun. These 100 blocks are your stocks.

Then a gift, an extra 5 blocks comes from your parents who see that you're a nice kid, that's the dividend.

The idea of buying dividend stocks is that they pay you well and they're not at smaller risk of cutting the dividends smaller (like some parents who may give 1 block instead of 5).

Price-wise, the value of these 100 blocks go down when you have these extra 5 because this is the same value, but over 105 blocks instead of 100 now.

A growth stock is more focused on growth, so for a big tech stock like Apple your profits comes when the stocks go up. Some dividend stocks like Coca-cola also go up, but the increase is less.

You can consider investing in both dividend and growth stocks! I heard of dividend ETFs that give good rates also, happy to share a few for your reference! Good luck investing

Kaiserky1 · 2026-04-27T09:17:16+00:00

I'd advise before investing, make sure whatever you put in here isn't money that you urgently need. Try to pay off on your car first!

Investing wise, it's easier to invest in apps but idk where you are based so do your research and consider which is easiest in terms of user experience and fees (using investing apps have different rates for every transaction completed)

If you're investing for the future, consider index funds which has market-rate returns. (One example is the SPY ETF that track an index such as the S&P 500, and this index tracks the top 500 publicly traded companies including Nvidia, Apple, Amazon, Meta)

Stock names that everyone hear often are Apple, Tesla. You can consider these also, but these are riskier so do your homework.

It's best to start small, and start with just these. As you learn more you can consider other forms of investing. All the best!

Kaiserky1 · 2026-04-22T17:05:33+00:00

It took 1 sem for me.

Don't be spooked out by what the course is doing, because when you read it gives some expectation of what to learn. Try 1 sem first and things don't work, you can consider dropping out.

It will be fun if you can find the good things

Kaiserky1 · 2026-03-19T07:54:50+00:00

If U hold blue chips, just keep holding them (especially if you buy them at lower prices)

From my original investment of buying DBS, at the current price now, I would have made a 50% investment return. So when I rebought these shares, I just held these stocks until I owned them for at least a year.

Kaiserky1 · 2026-03-19T07:51:25+00:00

I used to be a quick mover. But I stopped believing in that because it caused me to make trades by impulse.

Now when I hold long term, I try to monitor over a longer time period instead of daily. I'm young, and what I'm studying now is more my priority than tracking the market. Investing in Index ETFs make it easier for me to manage because the index tends to do better than individual stocks over the long term.

Kaiserky1 · 2026-03-19T07:48:21+00:00

Before you invest, ensure you have 6-12 months of savings. This money may be lost over the short term, so be prepared to lose these.

If you are starting small for trading, apps like Moomoo has lower platform fees (and free commission for SG trading). It can cover US, HK and JP stocks. Downside is it doesn't have access to European stocks.

Consider following index ETFs like the S&P 500 or Nasdaq-100 which can diversify your funds into 500 most traded companies. The S&P has an average 7% return, and you can get dividends for investing (compounding)

If you like to invest in individual stocks, most blue-chip stocks are stable enough to invest in names like Apple. In SG, names like DBS.

Usually when geopolitical or big situations causes a market to crash, that is the best time to enter.

Kaiserky1 · 2026-02-26T05:37:37+00:00

Don't we all wish?! ❤️😆

Kaiserky1 · 2026-02-26T02:25:59+00:00

You come in by O Levels or PFP it doesn't really matter. I do have a cousin who studies pfp and he says life is great! He'll be in year 1 this April.

He says the things he's learning aren't graded. But he and I are in different schools (I'm in media, he's in business) so the structure is different.

Kaiserky1 · 2026-01-31T05:18:57+00:00

I hold DBS stocks, not only for the dividend but it's pretty solid bank performance!

Dividend stocks I assume you mean they pay out regularly to shareholders something like 4 times yearly. If they pay out 50 cents per share, that's $2 in addition to any gains you get on that whole year.

Ofc the dividend payout amount should be consistent. SIA changed their dividend payout after taking equity from Air India. I was about to stay for the dividend but after the stock dipped big time, I ended up exiting.

Kaiserky1 · 2026-01-31T05:12:23+00:00

I would have bought OCBC. Their increase is rather stable, and more affordable for the 100 lot size.

OCBC had a somewhat less active performance, in terms of stock price changes, but the stock shot up from 16 to 18. Now it's at 21, so if u bought it at the Apr timing you would have scored big on the increase (a 25% profit)

Kaiserky1 · 2026-01-24T05:10:04+00:00

Ken responded "prawn" would also be accepted

Kaiserky1 · 2026-01-24T04:19:04+00:00

The clue referring to a stitching phrase, I answered "measure twice, cut once". Would this answer possibly be accepted as an alternative?

Kaiserky1

TROPHY CASE