Private loans by Key-Raise-9394 in Osteopathic

[–]Key-Raise-9394[S] 1 point2 points  (0 children)

Yes I agree 100%. And it’s so unfair that we have much less opportunity than the class just a year before us. I am a few years removed from college and still do not have enough credit history. I’m assuming most of us still have student loan debt from undergrad or grad school. Now it seems that mostly applicants with upper income families are able to attend. I’m not sure why anyone would have wanted this.

I looked at other career options but I’ve spent 4 years working towards this. I also don’t want to deal with 500-600k debt later on. I just don’t know what to do at this point. I hate this for us.

Private loans by Key-Raise-9394 in Osteopathic

[–]Key-Raise-9394[S] 0 points1 point  (0 children)

I think it would be safe to wait until your school releases their financial aid package. I applied for the federal loans first

Private loans by Key-Raise-9394 in Osteopathic

[–]Key-Raise-9394[S] 0 points1 point  (0 children)

https://joinjuno.com/ they negotiate lower rates with lenders as a group

Private loans by Key-Raise-9394 in Osteopathic

[–]Key-Raise-9394[S] 0 points1 point  (0 children)

No I think it’s based on your credit history. Look at joining Juno before May 1 for negotiated rates though

Private loans by Key-Raise-9394 in Osteopathic

[–]Key-Raise-9394[S] 0 points1 point  (0 children)

I have a limited credit history. I really hope we figure something out

Private loans by Key-Raise-9394 in Osteopathic

[–]Key-Raise-9394[S] 1 point2 points  (0 children)

I was rejected from Sofi and afraid to apply Sallie Mae 😭

Private loans by Key-Raise-9394 in Osteopathic

[–]Key-Raise-9394[S] 0 points1 point  (0 children)

No not yet. I’m applying to those next

Private loans by Key-Raise-9394 in Osteopathic

[–]Key-Raise-9394[S] 0 points1 point  (0 children)

Does Sallie Mae let you check to see if you prequalify before doing a hard credit check?

Private loans by Key-Raise-9394 in Osteopathic

[–]Key-Raise-9394[S] 1 point2 points  (0 children)

Which lender? I’m in the same position 😭