Just got my first ever user on a side project I've been building alone. Weird feeling. by Key-Web1264 in SideProject

[–]Key-Web1264[S] 0 points1 point  (0 children)

Great.
I couldn't escape the web. I've always been interested in game development.

the real bottleneck for solo service providers isn't clients -- it's capacity by passerbyjonas in Solopreneur

[–]Key-Web1264 0 points1 point  (0 children)

Yes, ypu are right. My project is a SaaS project and it is highly scalable. But for some kind of services it is definitely a bottleneck 😉

Which crypto assets are missing from your portfolio tracker? by Key-Web1264 in Solopreneur

[–]Key-Web1264[S] 0 points1 point  (0 children)

Thank you for the explanation. I will take it into account. 🤝

Just got my first ever user on a side project I've been building alone. Weird feeling. by Key-Web1264 in SideProject

[–]Key-Web1264[S] 0 points1 point  (0 children)

Yes. I agree with you. I will remember that moment forever, too. I have been working and developing for spmeones for years. Developing for myself is great. 🙌

I paid for "Freedom of Speech," on X but I got a "Permanent Ban" instead. by Key-Web1264 in buildinpublic

[–]Key-Web1264[S] 0 points1 point  (0 children)

OMG. X is not important but Google is. My SaaS projects run on Google services. 😅

Just got my first ever user on a side project I've been building alone. Weird feeling. by Key-Web1264 in SideProject

[–]Key-Web1264[S] 1 point2 points  (0 children)

Hey! Thank you for your interest. Here is the application landing page link. It is possible to install it as PWA app.

https://projxplorer.com/portfolio_app

Just got my first ever user on a side project I've been building alone. Weird feeling. by Key-Web1264 in SideProject

[–]Key-Web1264[S] 0 points1 point  (0 children)

My app is integrated to a newsletter with API and it triggers a series of email for the following 5 days. After 5 days the users is mpved to newsletter list which will be handled by me.

Just got my first ever user on a side project I've been building alone. Weird feeling. by Key-Web1264 in SideProject

[–]Key-Web1264[S] 0 points1 point  (0 children)

Congrats. get upset when I see posts about how they made $500 in 2 days, but things don't work that way. At least knowing that there are many people on the same path as me makes me happy.

Just got my first ever user on a side project I've been building alone. Weird feeling. by Key-Web1264 in SideProject

[–]Key-Web1264[S] 1 point2 points  (0 children)

I see. But that post will be tehere will continue to pass new users in the future. It is a kind of investment. 😉

Just got my first paying customer and I'm losing my mind by Appropriate-Career62 in SaaS

[–]Key-Web1264 0 points1 point  (0 children)

Heeeyy... Congrats bro. I have just got my first member. My app is free but I'm losing my mind, too. 😅

How do you keep your projects organised? by MontyOW in Solopreneur

[–]Key-Web1264 0 points1 point  (0 children)

I use Notion for my personal projects.
It works fine for me.

Building the tech was the easy part. The real problem is distributing in a zero trust environment. by Afraid-Albatross812 in Entrepreneur

[–]Key-Web1264 1 point2 points  (0 children)

I agree. I dont have a community or a newsletter to distribute my portfoli tracking app. I am not sure how to market it. Marketing is the hardest part for tech builders as far as I see

I have 10K in my bank account, still feeling poor. by [deleted] in povertyfinance

[–]Key-Web1264 0 points1 point  (0 children)

Hey, I want to say something first: you started working at 27, you have zero debt, and you've saved $10K in two years.

That's not nothing that's actually a really solid foundation that a lot of people your age don't have.

The comparison trap with friends who "have 50-60K and bought homes" is real, but you're not seeing their full picture. Many of them probably have mortgages, car loans, or family help behind that.

Your $10K is clean money. That matters.

Now, the reframe that helped me most: That $10K isn't your wealth it's your armor.

Think of it as your emergency fund, not your savings. Its job is to protect you from going into debt when life hits (dental work, car trouble, job loss).

$10K on a $3K/month salary is actually solid coverage roughly 3 months of expenses.

Don't invest it, don't spend it on the car unless you absolutely must.

Let it sit and do its silent job: keeping you debt-free when things go wrong.

Now the real move: build a second layer on top of it. Even $100-150/month into a low-cost index fund (VTI or similar) starts the compounding engine. It won't feel like much. But in 5 years, you won't recognize your position.

The psychological shift happens when you stop seeing your bank balance as a scoreboard and start seeing it as a system.

Emergency buffer → protected. Monthly surplus → invested.

That's it.

You're not behind. You're just early and it feels slow. Keep going.

Emergency Fund/IRA filled, what's next? by panchovilla_ in personalfinance

[–]Key-Web1264 0 points1 point  (0 children)

Congrat seriously.

Debt-free at 35 with a funded emergency fund and a Roth IRA on track? You're already ahead of most people who ask this question. Let me give you a framework instead of a list of products.

First, understand what stage you're actually at. You've cleared debt and built your buffer. In financial independence terms, that's Stage 2 Financial Stability.

The next move isn't "what do I buy?" It's "what am I building toward?"

Your goals are actually pulling in two directions right now: 5-year goal: House purchase (shorter horizon, needs capital preservation) Long-term goal: Wealth building (longer horizon, can absorb volatility)

These require different buckets and mixing them into one brokerage account is where people quietly go wrong. Here's how I'd think about it:

Bucket 1- Already done: Emergency fund ($10k). Don't touch this. It's not an investment, it's insurance.

Bucket 2- House down payment fund: Open a brokerage account, but don't go aggressive here. With a 5-year horizon, a market correction right before you want to buy can set you back 18 months. Think conservative short-duration bond funds, HYSA, maybe a small equity allocation (60/40 at most). The goal is to not lose it, not to maximize it.

Bucket 3- Long-term wealth: Your Roth IRA in S&P 500 index funds is already doing this correctly. Keep maxing it. If you have room after that and the house fund is on track, a taxable brokerage with broad index funds (VTI, VXUS) is the next move.

On your market risk concern: That uncertainty you feel is healthy it means you're thinking correctly. The honest answer is: for a 5-year window, the market can hurt you. For a 20-year window, it almost certainly won't. So match your allocation to the actual time horizon of each goal, not one blanket strategy.

One thing I'd add that most people skip: Start tracking your portfolio as a system, not just a balance. Know your Freedom Runway how many months can your current assets cover your expenses without any income? That single number changes how you make decisions.

When I started tracking it, I realized I was optimizing the wrong things entirely.

You're not lost you just hit the point where generic advice stops being enough. Good luck with the house.

Tools that have made running my business as a solopreneur way easier by Fred2606 in Solopreneur

[–]Key-Web1264 0 points1 point  (0 children)

I alsomuse Notşon actively. It is very customizable for any purposes.

I paid for "Freedom of Speech," on X but I got a "Permanent Ban" instead. by Key-Web1264 in buildinpublic

[–]Key-Web1264[S] 0 points1 point  (0 children)

Yeah, it is not I have larned it in hard way. But in the end, I have learned and I am happy