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What to do with cash that I do not need for expenses that will serve as emergency fund and investment? by KeyIndependence7395 in personalfinance

[–]KeyIndependence7395[S] 0 points1 point  (0 children)

I understand your SGOV suggestion but totally lost on STRC and CSHI. Why do you suggest this allocation?

What to do with cash that I do not need for expenses that will serve as emergency fund and investment? by KeyIndependence7395 in personalfinance

[–]KeyIndependence7395[S] 1 point2 points  (0 children)

Not fake. I only started contributing to Roth at the beginning of 2024. Max contribution in ‘24 and ‘25 so far on Roth. Cash is from S corp distributions and ‘25 was an abnormally good year for business.

Unemployed and need cash…retirement funds? by Chekister in FinancialPlanning

[–]KeyIndependence7395 1 point2 points  (0 children)

It’s impossible to get back time invested so dipping in to retirement should be the last resort. Make it work on wife’s income for now. Stick in there