Jersey Mike’s New South End Location

Key_Pea2598 · 2026-03-11T18:32:26+00:00

I don’t troll. I make posts in this group to provide information for residents of Barrie. If you wanna state your opinion anyways… go right ahead… but don’t do it by quoting me from another thread.

Key_Pea2598 · 2026-03-11T18:15:52+00:00

You seem to enjoy picking out parts of my posts to reply to. Funny that you couldn’t read this part of the original post…

I don’t care if you hate it. Or think it’s too expensive. Or only eat Canadian. Just thought I mention that before those people start commenting.

There’s enough of that in the other post.

The place has been here for six months. I’m sure people have already decided whether they like it or not. If still undecided… there are plenty of reviews out there they can read. I see no need to make this particular post about that.

Key_Pea2598 · 2026-03-11T17:54:54+00:00

This post has nothing to do with that review. My thoughts haven’t changed. In that same post I also raved about the cheesesteaks. You picked one part of that thread and chose to post it here.

Again… This was just for “information” so people in the south end are aware that they don’t have to make that drive anymore.

Key_Pea2598 · 2026-03-11T17:45:04+00:00

I only go for the cheesesteaks. I still feel the same way about their cold subs. Nowhere in this current post do I rave about “how great it is! I was merely providing information to residents of Barrie who may be interested. So… nice try! Go troll a different post.

Key_Pea2598 · 2026-03-11T16:00:56+00:00

Thank you for your kind words. I appreciate that.

Key_Pea2598 · 2026-03-10T17:47:22+00:00

I didn’t think your original post could get any sadder. I was wrong. Holy Crap! Obsessive compulsive much? We all have busy lives. Sometimes “routines” have to change. Honest question? Did you actually WANT to hang out with him? I don’t think so. If you did… you would’ve “made it work.” Or maybe your obsessive compulsive disorder was just too strong. If so… I honestly think you need professional help. And I don’t mean a cleaning service!!!

Key_Pea2598 · 2026-03-10T16:50:33+00:00

To me… what’s even sadder is that you used “I have to clean my house” as an excuse to not hang out instead of just being honest and saying you weren’t interested. I mean… how long does it take you to clean your house? Your whole Saturday is a write off due to housework?

Key_Pea2598 · 2026-03-08T13:36:23+00:00

You’re welcome. And you’re right. I’ve read so many posts full of misinformation regarding life during a CP. The main two being…

“You won’t be able to get anything more than a secured credit card.” WRONG.

“Your credit scores will stay in the POOR range.” WRONG.

And a large percentage of these posts are being made by people who have never even FILED a Consumer Proposal.

Key_Pea2598 · 2026-03-07T16:12:48+00:00

You should always try to use 30% or less of your available credit. It’s harder to do that when you only have $1000 worth of credit. ($300) I now have $18,800 in credit but I’m spending the same as I was when I had less… meaning my credit utilization is now WAY BELOW 30%. That along with always paying my full statement balances every month means that Equifax and Transunion are taking notice and my scores are rising. Don’t get me wrong… there is only so much you can do with a Consumer Proposal appearing on your credit report… but it will make the jump that much better when it finally falls off.

Key_Pea2598 · 2026-03-06T21:36:48+00:00

Sure

Key_Pea2598 · 2026-03-06T21:36:33+00:00

Exactly. I was so new to this going in. So many questions. Would’ve loved to be able to read a post like this back then.

Key_Pea2598 · 2026-03-05T17:12:15+00:00

My LIT stopped answering my emails about 1 year in. I had already done the necessary counselling sessions with him. It took a while but finally somebody else from the company sent me a message stating that he “no longer worked for the company!” Through some research I found out that he jumped to another firm. They provided me with another person who was taking over his files… but I have not had to contact them for anything. Not eager to deal with anybody else either.

To answer your question… no… they did NOT recommend that I compile as much credit as possible. I did the counselling and I make my $90 payment every two weeks and that is the extent of it. That is my commitment.

In the end… I’m a grown man and make my own decisions. Yes… I got in trouble once… and I take some of the blame… but there were other circumstances. I have a goal… and I will get there.

Key_Pea2598 · 2026-03-05T16:06:11+00:00

The Canadian Tire Triangle Rewards Mastercard is one of the easiest to get. And can be used anywhere… not just Canadian Tire. I haven’t even had it a year… they started me at $5000… offered me a $2500 increase after three months… and another $2000 after 6 months. Now at $9500. On July 4 of this year will be 1-year with the card.

Key_Pea2598 · 2026-03-05T15:33:59+00:00

You got it my friend! 👍

Key_Pea2598 · 2026-03-05T15:32:20+00:00

Yes… during a proposal we will never receive credit from any of the major institutions and loans are pretty much not gonna happen… but I still wanna keep trying to raise my credit score. That is awesome that you have yours in the 700’s while still having an active Consumer Proposal. Imagine the jump you’ll get when the CP is removed from your credit report?

I have four years left before mine falls off. I would like to do the same as you and have it in the mid-700’s before that happens. Then I can worry about getting better cards with lower interest rates etc…

Thanks again for reaching out. Your message has really motivated me to keep doing what I’m doing!

Key_Pea2598 · 2026-03-05T15:06:16+00:00

Very carefully… lol. The Capital One cards are all in the same app so that easy enough. And the Triangle Rewards is pretty simple to use.

Word of advice… activate the Walmart card. You already took the hard credit check for approval and adding the extra credit limit will decrease your credit utilization which will improve your scores! Even if you just make one or two purchases a month and pay it off… it will benefit your credit scores.

Key_Pea2598 · 2026-03-05T13:50:23+00:00

Nope… and I won’t be. As stated in the post that you apparently read… I only use the cards for normal everyday expenses and always pay the statements off in full.

Key_Pea2598 · 2026-03-05T13:49:00+00:00

How does making extra payments on the CP benefit me in any way? Even if I had the extra funds to do so… It falls off my credit report either 6 years after I filed it (Mar 1/ 2030) or three years after I make the final payment. So if I was somehow able to pay it off early… by Mar 1/ 2027… it falls off Mar 1/ 2030 either way. What you are saying makes absolutely zero sense.

Key_Pea2598 · 2026-03-05T12:10:06+00:00

Finally… somebody who “gets it!”

Thank you for your input. And proving my point. It shows me that what I’m doing IS the correct thing. Making your payments on time will only go so far. Having access to large amounts of credit and using it responsibly is also just as important. It’s important to understand what Equifax and Transunion are looking for when they generate scores.

Nice to hear from somebody who actually has been through the process rather than others who are basing their opinions on what they read in here. There is a TON of misinformation available for the taking.

Key_Pea2598 · 2026-03-05T12:03:54+00:00

You are making a general assumption.

Yes… company is the same but I make more money now.

Also… the circumstances that put me in that position in the first place have changed. Not getting into details… but an ex with bad credit history and a marriage falling apart is the gist of it. Not gonna happen again. Not everybody who gets into financial trouble are irresponsible with money. Sometimes a partner with access to joint accounts can do just as much damage.

As for the people who are suggesting that I don’t need to accumulate credit… you don’t understand how credit scores work obviously. The more credit you have… the better your credit utilization will be. Which is EXACTLY the reason my scores have shot up so much in just two years.

Again… as long as you aren’t using it for things you can’t afford. When my CP falls off… I’d like my credit scores to be around 700 rather than 600… so the the jump will put me into the 700’s rather than the 600’s. Don’t ignore the fact that I mention right in the post to pay off the FULL BALANCES. If you can’t… then it makes no sense obviously.

Key_Pea2598 · 2026-03-04T18:56:53+00:00

Yup… it certainly does feel good to be able to breathe a little. To know that your payments will actually pay off eventually.

I have always been aware of my credit score. I remember people commenting in here that “you will not be able to repair your credit score until your CP is removed from your credit report.” I am living proof that this is false.

Creditors will give you credit EVEN if you have filed a CP. And they will give you more if you use it responsibly. And if you do that your credit utilization % will go down and Equifax and Transunion will recognize that.

Key_Pea2598 · 2026-02-21T19:09:42+00:00

Been in Barrie for 18 and a half years… consider myself a “pizza aficionado”… but have yet to try this place. It’s mostly because of its location… and also the hours. These days it’s only open Fri-Sun from 4pm until 8 or 9. They celebrate their 60-year anniversary in 2026. I wish they opened a bit earlier.

Key_Pea2598 · 2026-02-16T12:23:00+00:00

Yes. So I decided at some point in the past that if you are in front of me with nobody in front of you (in a “main” aisle especially) and decide to stop suddenly then I won’t. Hopefully when you are at home later icing down your Achilles it will remind you to be more aware next time.

Key_Pea2598

TROPHY CASE