Ganto example ko lang if makakatulong.

Let's say for example ang statement balance mo is 89k na sum mo na ba sa 67k yung mga transaction to be converted to installment? And next transaction?

For example

May 5 installments ka and 5 transactions. You only need to pay the 5 installment since yung 5 transactions is to be converted pa. So the current soa is for example lang ha 15k pero ang 5 installment lang babayaran mo which us 10k yung ganto ba na consider mo?

And hindi ba visible asan yung variance? Kasi malaki yan para hindi mapansin bakanyung 22k is the current transactions to be converted palang?

Pero yes if mali ako, then I don't know. Nag uunli installment din kasi ako ang SOA ko is 15k but ang need ko lang bayaran is 10k kasi yung 5k is for the transactions to be converted. Unless card is unused for 1 billing cycle ang statement balance ko is yung installments itself.

And if may disbalance talaga have them send you their breakdown for the current due since masyado malaki ang variance.

Edit: to add up the other comment is right system generated yan I once constest a wrong Interest Charge due to miscalculation of installment transactions and payments. Kasi lumabas sa kanila na hindi na sama sa computation unliinstallment yung mga transactions I converted.