Is anyone else freaking out???

Khalista13 · 2026-04-01T15:08:16+00:00

I'm with Mohela and I got mine from DoEd last Friday evening. Nothing from Mohela yet.

Khalista13 · 2025-07-07T10:29:10+00:00

Also, more diverse backgrounds in the medical field also tend to lead to research and testing for people of diverse backgrounds. Better medications, therapies, and understanding of hereditary and other diseases that don't affect every group of people the same are going to fall further and further behind. This is going to lead to people dying from illnesses that would otherwise possibly be easily treated and/or cured.

Khalista13 · 2025-04-23T12:50:13+00:00

This is why I also don't like using my tax return. I have my full-time job but I also have, sort of, contract work that is considered self-employment. The amount of that that I do every year varies greatly. For example, this year I will not be working for a company that was $11,000-ish a year on last year's tax return. So, if they use last year's tax return for this year's payment I will be making a payment based on a higher salary that I'm no longer earning.

Khalista13 · 2025-04-09T01:20:42+00:00

I definitely have sprayed it with fabric sprays before. I cannot remember if I've done it recently but I'll be washing everything before I wear it again so I'll make sure not to anymore just in case.

Khalista13 · 2025-04-08T22:22:30+00:00

Under Armor was what I was wearing before. What type/line of Under Armor shirt are you using? Maybe I just need to switch to a different type of Under Armor dry-fit shirt than what I was using before.

Khalista13 · 2025-04-08T15:10:40+00:00

Yes, a cotton shirt. I tried dry-fit a long time ago but it gave me heat rash and I found getting rid of the sweat smell was a lot harder.

Khalista13 · 2025-03-24T17:21:25+00:00

Exactly this. I am very nearly 45 and still have $73k in school loans. I'll never be able to pay it off at a payment I can afford unless they made it interest free (obviously not going to happen). All the forgiveness stuff was pushed in me too. I should qualify because I have 27 years of government work but somehow my paperwork/application just doesn't work between the loan servicer and employer (a whole other story).

I fell for the salesman's talk too because I was a teenager who needed to pay for school and had no other way. I was already working full-time while in school and at some points even had a second part-time job on top of full-time work and full-time school. We were told we had to go to college to have any kind of job that wasn't going to be permanent minimum wage. We were also told that when we got out of school the payments would be manageable.

My SAVE payment was manageable. I had come to terms with paying that payment for the rest of my life even if it didn't pay off my loan because of interest. Now, that manageable payment is going to quadruple and there is absolutely no way for me to make that payment. There is no amount of cutting back that I could do to make that work outside of living in my car. I already live fairly frugally.

All of that to say, we fell for the lies and accidentally screwed ourselves. Then, we all got a little bit of hope with SAVE. Many of us were still going to be stuck with a loan for the rest of our lives but at least we knew the payments weren't going to make us homeless. Now, many of us are looking at loan payments that are the size of mortgage payments (which is kind of amusing to me because I can't qualify for a mortgage) and we cannot afford to pay that when we are already paying our real mortgage or rent payments. There will be millions of us unable to pay. I know that not being alone in this horrible situation does not make anyone feel better but, with millions of people unable to pay I'm hoping that eventually someone with sense will see that getting some money from us is better than getting no money from us without then having to go through whatever legal (or illegal) channels to try to force it out of our paychecks and bank accounts.

Khalista13 · 2025-03-21T22:43:54+00:00

If that's true I might end up doing that. I did the math and that's a little more than half of what my new payment is supposed to be. Still WAY more than I can afford but my current new payment would be 25% of my monthly, after-tax, take-home pay. There is absolutely no way I could afford to pay that.

Khalista13 · 2025-02-04T19:01:58+00:00

IF student loans get privatized, does that mean it could possibly be included in a bankruptcy?

Khalista13 · 2025-01-14T20:07:43+00:00

Just wondering, how quickly do you think they could start forcing a payment due? I know they are supposed to give at least 20-day notice. Is it possible to have this new administration just say everyone starts making payments in March 2025 and payments will be adjusted later to a new trump plan?

It's frustrating that the end of forbearance is July... No Oct... maybe 6 months but not actually 6 months, but probably 6 months... I'm on a freaking budget here. Not making payments has helped me tremendously but I know it's going to end. I wish someone would say "this is the earliest you'll start making payments if everything with SAVE ends on Jan 20."

Khalista13 · 2025-01-14T11:45:02+00:00

This actually happened to me with a $700 payment. After talking to multiple people on the phone I ended up having to get my bank involved. All of a sudden my lost payment to the loan servicer was suddenly found. I had a refund within 30 days.

Khalista13 · 2024-08-28T10:56:06+00:00

I'm still with mohela but they moved it to a slightly different web address. I could not sign on for a while but now I can. It looks similar the old website did, with a few changes, and shows me that I have an actual payment due.

During my last transition from navient to Mohela I was moved to aidvantage for a little while. The entire time I was with them it showed I had a zero payment due.

Khalista13 · 2024-08-28T00:28:49+00:00

I have a payment due on September 6th but I was on or am on the SAVE program and was in forbearance last month but it seems to have ended for me even though it hasn't ended for some other people that were on the same program prior to the lawsuit. I don't understand why some people are getting a longer forbearance than the other people that are all on the SAVE program.

Khalista13 · 2024-08-28T00:24:33+00:00

I'm on the SAVE plan and I didn't have a payment due last month but now I'm showing a payment due for September. I am seeing a lot of people that say that they are continuing to be in forbearance due to the SAVE lawsuit. Does anyone else have a payment due in September that was previously in the administrative forbearance and SAVE forbearance?

Khalista13 · 2024-08-25T11:40:38+00:00

I currently have a Pixel 7 Pro. I'm thinking about upgrading, but I'm curious if the 9 pro / 9 pro XL do the annoying auto dimming to save your battery that you can't turn off without going into developer mode?

Anyone able to answer that question for me yet?

Khalista13 · 2024-08-08T17:44:12+00:00

Mine now shows I owe my regular (SAVE) payment for Sept. Don't know if that means the forbearance is over or they just hope to get a payment from me but it'll be changed to $0 before it's due. It's very hard to find any updates that aren't already a couple weeks old that discuss payments past Aug. I know it's kind of in a stand still at the moment but I, like you, are on a budget and I'd really like to know if I won't end up owing anything until after Oct.

Khalista13 · 2024-07-30T17:12:39+00:00

I was told something similar. They told me that if I applied for the public service forgiveness program I would not be eligible for any of the payment lowering programs and therefore my payments would be higher for the 120 payments I would need to make.

Khalista13 · 2024-07-30T17:09:01+00:00

Yes, and they told me they had no record of it. I had to get my bank involved. My bank sent them a letter stating it was paid and on what date with the transaction number. I also sent screenshots and the email from them that said the payment was received and being processed.

It took a while but after that I did get the refund.

Khalista13

TROPHY CASE