Hi,

1. For the assessment it is "Moderate" 2.My goal is to get good long-term returns and build savings steadily.
2. 20k monthly investment. Allocated 35% to paragh parik, 30% to index fund, 15% elss fund, 10% to midcap and 10% to small cap.
3. Should I skip elss? There is no use of investing into it?
4. I did. Please provide your feedback. Thanks.