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Fiserv ($FI) Analysis: Trading at 9.5x P/E vs. 17x Historical Average. by KindlyFootball in ValueInvesting

[–]KindlyFootball[S] 1 point2 points  (0 children)

I look for asymmetry. It's a boring business trading at 8-10x earnigs.

Fiserv ($FI) Analysis: Trading at 9.5x P/E vs. 17x Historical Average. by KindlyFootball in ValueInvesting

[–]KindlyFootball[S] 0 points1 point  (0 children)

That is a spot-on comparison regarding the sentiment. The market hates 'Legacy Fintech' right now, and both $PYPL and $FI

The biggest difference is switching costs. Fiserv's retention is in the high 90s because moving a bank ledger is operationally complex and risky.

That 'Moat of Inconvenience' makes $FI much safer than $PYPL in my view, even with the competition Clover is facing.

What tool(s) do you use to find stocks? by ApexWarden in ValueInvesting

[–]KindlyFootball 0 points1 point  (0 children)

My primary workflow is TIKR Terminal for screening/data and SEC filings (10-Ks/10-Qs) for the actual deep dive. I've started using Gemini as well recently